Amit Doger

CEO

New Delhi, Delhi, India22 yrs 2 mos experience

Key Highlights

Expert in Risk Management and Compliance.
Proven track record in launching fintech products.
Strong leadership in team and project management.

Stackforce AI infers this person is a Fintech executive with extensive experience in risk management and business development.

Contact

Skills

Core Skills

Risk ManagementTeam ManagementBusiness Development

Other Skills

AnalyticsB2B Marketplace DevelopmentBankingBusiness Plan DevelopmentBusiness PlanningBusiness StrategyC-Level LeadershipCollection ManagementCompliance ManagementCredit PoliciesCredit Risk ManagementDigital LendingDigital UnderwritingDistribution StrategyFinancial Analysis

About

It takes a rough sea to make a great captain!!!

Experience

Stashfin

Senior Vice President

Jul 2024 – Dec 2025 · 1 yr 5 mos · Gurugram, Haryana, India · On-site

Roles: Business Head – MSME ..erstwhile Head of Risk, Policy, Collections (Unsecured Business)
Akara Capital Advisors Pvt Ltd. is an NBFC, engaged primarily in digital Personal Loans (book size of 2000 cr+).
Review and upgrade Risk Management Policy & Framework, Risk Triggers, ICAAP policy creation and implementation, Credit Policies & Digital Underwriting framework, Digital Fraud Control Rules, Collection Policy, Strategy & Operations, Compliance Management
Formulation of Risk Management Committee (RMC). Portfolio Monitoring, Portfolio Reviews, Collection & Recovery Management.
Preparation of Risk & Collection AOP, Underwriting policy, Risk Policy, Product Constructs, BRDs, FCU policy, Operation Policy.
Collection Management for Buckets/ Flows & Recovery Management. Team of 25 people in collection reporting handling the early buckets/ hard buckets and recovery pool.
Setting up of PDM, Collection Analytics, On Us off Us Analysis, EWS which resulted in improvements in entry rates, higher resolutions in Bucket X & Bucket 1 and improvement in RoR.
Secured Lending: secured segments with MSME Secured Loans. Total book size planned by March 26 ~ 300 crs plus operating out of North, Central & South India in phase 1
Launching the secured vertical for Stashfin MSME Secured Loans.
AOP preparation and planning for Go to Market Strategy, location identification, branch & infra planning.
Talent onboarding of Sales, Credit, OPS, Legal, Technical, RCU with a total team size off 500 plus employees.
Policy Creations, SOP Creations, System Identification & Implementation
Reporting and governance structures.
IT roadmap & system UAT & deployment w.r.t LOS/LMS

Risk Management PolicyCredit PoliciesDigital UnderwritingCollection ManagementPortfolio MonitoringTeam Management+3

Abhiyan capital

Executive Vice President - Product Policy & Risk

May 2024 – Jul 2024 · 2 mos · Gurugram, Haryana, India · On-site

Company Overview: Dowell Fiscal Services Private Limited (DFSPL) is an NBFC, engaged primarily in the business of providing working capital loans & term loans, Secured and Unsecured in nature, to MSE (Micro and Small Enterprises – Self Employed) borrowers, last mile entrepreneurs, largely present around the periphery of Urban areas with a strong presence in Semi-Urban and Rural areas
Developed the Business Plan, Distribution Strategy, Risk Management Policy, Credit Policies & Underwriting framework, Collection Policy & Strategy, Compliance Management, Team Hiring, Organization Structure.
IT roadmap & system UAT & deployment w.r.t LOS/LMS/Accounting/ Regulatory Reporting.
Management + Investor presentations on business updates, Portfolio reviews.
Managing the lender relationships for Due Diligence and assignment of pools.

Business Plan DevelopmentRisk Management PolicyCredit PoliciesTeam HiringCompliance ManagementRisk Management+1

V.n. credits limited

Chief Executive Officer

Jun 2023 – Mar 2024 · 9 mos · Delhi, India · Hybrid

Capwise finance private limited

Co-Founder & Head -NBFC

Apr 2021 – Dec 2022 · 1 yr 8 mos · New Delhi, Delhi, India · On-site

NBFC – COR granted by RBI in June 2022. SME/MSME lending space with digital lending process being created.
FinBII – B2B Digital Marketplace – for all retail loans, investment & insurance products. Launched lending business as a B2B platform a PAAS with more than 50 lenders participating across secured & unsecured products with more than 130 credit policies digitized in BRE.Homegrown platform www.finbii.com.

Digital LendingB2B Marketplace DevelopmentTeam ManagementBusiness Development

Authbridge

Chief Operating Officer

Nov 2020 – Mar 2021 · 4 mos

Team EffectivenessFinancial PerformanceProduct Knowledge

Clix capital

Head Credit Risk

Apr 2018 – Nov 2020 · 2 yrs 7 mos · New Delhi, DL, India

Developed the Business Plan, Distribution Strategy, Risk Management Policy, Credit Policies & Underwriting framework, Collection Policy & Strategy, Compliance Management, Team Hiring, Organisation Structure.
Member - Risk Management Committees, Audit Committees, ALCO.
Due Diligence of multiple HFC’s / NBFC/ Portfolio Buyouts, Portfolio buyouts/ Acquisitions
(Secured &Unsecured)
Develop & maintain the ECL provision model
Perform quarterly stress testing for credit risk & liquidity risk & present the same to management
Create model monitoring process (managing models across ecosystems, model lifecycle, create outlook for quarter,identify issues and highlight actions to be taken, NPA monitoring)
Manage Annual/Quarterly reviews for existing models
Internal & Board reporting

Team EffectivenessFinancial PerformanceProduct Knowledge

Incred financial services

Head Credit Risk

Sep 2016 – Feb 2018 · 1 yr 5 mos · New Delhi, Delhi, India

Developed the Credit (Underwriting) Footprints / Policies formulated - Home Loan, Education Loan, SME (Secured & Unsecured), Supply Chain Finance, Construction/Builder Finance, Co- origination & Co-lending.
Risk Management Policy & Risk Management Framework with technology & automation integration.
Development of Scorecard based lending model for Informal Sector/ SME/MSME/ Education Loans.
Principal Officer / Compliance Officer for the entities under PMLA-KYC. Liaising with FIU- IND, NHB, RBI.
Compliance framework w.r.t Companies Act, IT Act, RBI & NHB requirements and BAU: Board, ALCO, RMC, Audit Committee.

Business Plan DevelopmentRisk Management PolicyCredit PoliciesTeam ManagementRisk Management