Sanjeev Walia

CTO

Delhi, India15 yrs experience
Highly StableAI Enabled

Key Highlights

  • Over 10 years of experience in technical project management.
  • Expertise in AI-driven credit servicing solutions.
  • Proven track record in software development and team leadership.
Stackforce AI infers this person is a Fintech expert with strong capabilities in AI, software development, and systems integration.

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Skills

Core Skills

AiCredit ServicingCapital MarketsTechnology-first LendingSystems IntegrationTechnical StrategyProject ManagementSoftware DevelopmentWeb DevelopmentData Analysis

Other Skills

.NETAmazon Web Services (AWS)AnalyticsC#CSSDatabasesHTMLJavaMySQLPHPProgrammingSCRUM methodologySQLSpatial SQLWeb Applications

About

Leverage of 10+ years of work experience in overseeing large-scale technical projects, software developments and integrations, from initial planning and development to implementation and enhancements

Experience

Baysys

Chief Technology Officer

Sep 2025Present · 6 mos · Delhi, Delhi, India · Hybrid

  • baysys is an AI-native credit servicing platform built for scale, precision, and measurable performance. We manage credit across its entire lifecycle - from performing assets to written-off accounts - powered by real-time intelligence, automated decisioning, and adaptive learning systems.
  • Our resolution architecture integrates behavioural AI, bureau intelligence, and autonomous workflows, enabling us to optimise contactability, personalise settlements, and continuously improve recovery curves. Every intervention - digital or human - is orchestrated by data, governed by compliance, and designed to preserve borrower dignity.
  • We operate on the principle that genuine success of credit servicing demands both machine‑driven efficiency and ethical intent. Every credit obligation involves real people and businesses, warranting fairness, respect, and transparency at every step.
  • Founded in 2024, baysys is led by India’s most seasoned fintech and credit operators, with deep expertise in AI, risk, and large-scale financial infrastructure. Our mission is to redefine recovery economics through intelligence - turning distressed credit into a value creation engine for lenders, investors, and the entire financial ecosystem.
AIcredit servicingreal-time intelligenceautomated decisioningdata governance

Berkeley square finance group

Vice President of Technology

Dec 2024Aug 2025 · 8 mos · Remote

  • Berkeley Square Finance Group (BSFG) provides balance sheet and capital markets solutions for technology-first lending companies in fast-growing markets.
  • BSFG was established in 2024 by fintech entrepreneurs with proven expertise in building and scaling successful financial services businesses.
  • At BSFG, we combine deep operational experience, cutting-edge technology, and an unwavering commitment to transparency and collaboration, delivering tailored solutions that drive growth and sustainability.
balance sheet solutionscapital marketstechnology-first lending

Stashfin

3 roles

Associate Vice President Engineering

Promoted

Apr 2021Oct 2024 · 3 yrs 6 mos

  • Accomplished Engineering Leader with extensive expertise in managing complex technical ecosystems, driving strategic integrations, and ensuring robust operational performance in the financial technology domain.
  • Core Engineering Responsibilities:
  • Spearheaded comprehensive third-party integration strategies, encompassing critical partnerships with banks, payment gateways, lead generation partners, and switch partners
  • Architected and executed end-to-end integration of StashFin Credit Line Card, demonstrating technical leadership and strategic implementation
  • Managed a dynamic engineering team, providing technical guidance and resolving critical production challenges across 75+ internal applications
  • Developed and implemented technical solutions for complex systems, including payment mechanisms, card operations, and advanced rule engines
  • Technical Governance & Strategic Oversight:
  • Collaborated closely with product teams to provide in-depth technical perspectives and drive innovative project development
  • Conducted comprehensive technical reviews and pre-production validations for all system deployments
  • Implemented rigorous weekly user access audits to maintain stringent security standards
  • Led quarterly vulnerability assessments to proactively identify and mitigate potential system risks
  • Operational Excellence:
  • Monitored and optimized third-party vendor data integrations and system collaborations
  • Authorized and validated comprehensive system-related expenditures
  • Established robust post-incident analysis protocols to foster continuous improvement and organizational learning
  • Technical Domains: Systems Integration, Infrastructure Management, Security Engineering, Operational Optimization, Technical Strategy
systems integrationinfrastructure managementsecurity engineeringoperational optimizationtechnical strategy

Senior Technical Manager

Promoted

Nov 2019Mar 2021 · 1 yr 4 mos

  • Have led a team of 20 developers who worked on implementing various projects
  • Coordinated with the stakeholders of the projects, gave them technical views and helped the developers to execute them
  • Did impact analysis of the new projects
  • Provided timelines for implementing the projects
  • Organised team meetings based on SCRUM methodology to ensure effective management of the projects
  • Worked on the Card integration with various Banks
  • Worked in the development of following systems:
  • Loan Origination System, Offers/Campaigns Software, Co-lending Software,
  • User Journey, Websites, Consumer APPS(Android/IOS), Notification Systems,
  • Fraud Engine, Credit Engine, Bureau Engines , KYC Systems, Amortization Engines
  • Customer Support Software, Ticketing Systems,
  • Payment Software/Integrations, Reconciliation Software,
  • Banking Integrations, Gateways Integrations
project managementSCRUM methodologyimpact analysis

Team Lead

Oct 2016Oct 2019 · 3 yrs

  • Helped the company in its very initial stage to build and train a Technical Team and then worked on developing and integrating the software which kickstarted the business.
  • The developments included Loan Origination System (App, web, third party integrations), cloud servers and department wise automations.
  • Coordinated with the stakeholders of the projects, gave them technical views and helped the developers to execute them
software developmentteam managementstakeholder coordination

Indian institute of technology, roorkee

Research Fellowship

Jul 2010Dec 2010 · 5 mos

  • Worked on MHRD(“Ministry of Human Resource Development”)project.
  • This project involved building web based virtual equipments through 3d Modelling and Simulations. This project replaced the expensive lab instruments and helped the students of different colleges and universities in their research.

Verena technologies

Senior Developer and Mentor

Jan 2010Sep 2016 · 6 yrs 8 mos · Roorkee, Uttarakhand, India

  • Mentored a team of Software Engineers.
  • Conducted training programs which can enhance the technical skills. This included the database administration procedures and security measures.
  • Provided technical consultations regarding database, web development, code implementations and programming
  • Delivered technical support for software systems, performance tuning etc.
  • Mentioning some projects taken up:
  • Map based Information and Management System
  • (Developed the system to find all the geographical features of a city, example: finding width of the roads, bridges, rivers with latitude and longitude. Used Spatial Sql to store and analyse Data)
  • Research and Development project for solar electronics company
  • (Developed a panel which can collect and analyse the data from the solar power devices on a real time basis.
  • From the panel we can monitor and control the data of the solar power devices and in case of any fault in the devices the company can see it on the panel and take actions instantly. This was coded in JAVA)
mentorshipdatabase administrationweb development

Education

Graphic Era Deemed to be University

MCA — Computers

May 2006Jul 2009

Gurukula Kangri Vishwavidyalaya

Bachelor of Science - BS

May 2003Jul 2006

D.A.V Public School

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