Puneet Khandelwal

Associate Consultant

Bengaluru, Karnataka, India6 yrs 2 mos experience
Most Likely To SwitchAI Enabled

Key Highlights

  • Expert in validating credit risk models and frameworks.
  • Proven track record in data-driven financial analysis.
  • Strong background in web development and project leadership.
Stackforce AI infers this person is a Fintech professional with expertise in risk management and data analytics.

Contact

Skills

Core Skills

Model ValidationCredit Risk ManagementData AnalyticsFinancial AnalysisFinancial Risk ManagementData ScienceMachine LearningWeb DevelopmentProduct Development

Other Skills

AJAXAlgorithmsArtificial Intelligence (AI)BacktestingC++CCARCascading Style Sheets (CSS)Climate Risk AssessmentData AnalysisData ScrapingData VisualizationDeep LearningFinancial MarketsFinancial ModelingHTML5

About

Hi there! I’m Puneet Khandelwal, a Model Risk Analyst at JPMorgan Chase & Co. With a solid background in finance, data science, and risk management, and I worked on internal grading models, Probability of Default (PD) models, and hedge valuation for complex financial products. 📊 My expertise lies in validating and enhancing models that assess creditworthiness and risk, ensuring alignment with regulatory frameworks like CCAR, ICAAP, IFRS9, and BASEL guidelines. I enjoy diving into quantitative analysis, identifying improvement areas, and solving challenging financial problems with data-driven strategies. 🌟 Whether it’s optimizing model frameworks, exploring innovative approaches in risk management, or collaborating on advanced analytics, I’m always excited to learn and grow. 🤝 Let’s connect! I’d love to discuss insights, share ideas, or explore the latest in finance, data science, and AI. Disclaimer: All views I share are my opinions and don't represent any views of my employer.

Experience

Jpmorgan chase & co.

Quant Modelling Analyst

Jul 2023Present · 2 yrs 8 mos · Bengaluru, Karnataka, India · On-site

  • 1. Validated internal credit grading and climate risk models across diverse asset classes, developing a strong command over grading logic and risk quantification techniques.
  • 2. Identified key statistical and implementation gaps through independent testing and deep-dive reviews, strengthening model robustness.
  • 3. Led reviews of complex, non-standard risk frameworks and hedge valuation models (e.g., derivatives, structured notes), enhancing model transparency and control.
  • 4. Collaborated cross-functionally to expedite critical deliverables under tight timelines (e.g., CCAR), uncovering impactful issues during code and methodology assessments.
ValuationParameter EstimationRisk ReportingRegulatory ReportingScenario AnalysisCCAR+8

Axis bank

Business Analyst

May 2022Jul 2022 · 2 mos · Bengaluru, Karnataka, India

  • Offered PPO
  • Estimated default probabilities of sub-standard agricultural lendings and reduced costs of recovery by analyzing the loan portfolio of the bank
  • Created an end-to-end pipeline in SAS by consolidating the 0.48Mn+ loans dataset from Oracle databases to perform multivariate analysis
  • Integrated farm Pincode data into a decision tree model that assigns a risk score to each farm and identifies the probable loan defaulters
  • Achieved an AUC of 0.7 to perform collection analytics by estimating the probabilities of default using a step-wise logistic regression model
  • Reduced the recovery cost by classifying defaulters into 3 classes for suitable collection measures using ensemble boost
Data AnalyticsSQLData AnalysisFinancial AnalysisSAS (Programming Language)MySQL+1

Insanalytics

Data Analyst

May 2021Jul 2021 · 2 mos · Kolkata, West Bengal, India · Remote

  • Extracted 2.5M time series data from AMFI for 900+ mutual funds over 10 years using RPA and calculated 8 risk-return ratios
  • Examined 90+ annual reports of 14 AMCs to calculate and backtest portfolio VaR and CVaR of 120+ schemes using the Kupiec test
  • Factor clustered funds using t-SNE to group into risk baskets and conducted a cross-sectional analysis to monitor volatility changes
  • Brokered data and insightful analysis to an investment research firm ”Value Research”, leading to a revenue increase of INR 0.2M
Data ScrapingFinancial Risk ManagementFinancial Modeling

National taiwan normal university

Research Intern

Nov 2020Feb 2021 · 3 mos · Taipei City, Taiwan · Remote

  • Applied Clustering Analysis Methods on CPS PISA 2015 Data to map the patterns in Data for cultural contexts
  • Analyzed Collaborative Problem Solving abilities for 5904 regions based on 4 topics extracted from 120 questions using Topic Modelling
  • Utilised ANOVA to check for significant statistical differences in the scores of 56 countries based on their development and geography
  • Achieved silhouette coefficient of 0.63 by studying the dendrogram and developing a hierarchical clustering model of optimum clusters
  • Trained and visualized a decision tree model on clustering results to interpret the clustering process using dtreeviz and studied outliers
  • First authored a research paper based on the findings, currently under review process in the British Journal of Educational Technology
Natural Language Processing (NLP)Python (Programming Language)Data AnalysisMachine LearningData ScienceResearch Skills

Spring fest

2 roles

Web Head

Apr 2020Oct 2021 · 1 yr 6 mos

  • Spearheaded a team of 10 members to develop the official registration website for participants of Spring Fest, visited by over 9000+ users
  • Responsible solely for developing and managing the Merchandise website, which subsequently increased merchandise sale by 21% YOY
  • Carried out 50+ code reviews, identified and corrected 10 bottlenecks; 100+ bugs to ensure code quality for the production deployment
  • Benefitted and trained 400+ campus students in web development skills by conducting spring fest summer web development workshop

Web Sub Head

Jul 2019Apr 2020 · 9 mos

  • Being a Web Sub head, I successfully developed a website for Nation Wide Prelims of Spring Fest 2020. It is being developed in React js with a php and SQL supported framework.It has amazing events and secured database.

Beijing normal university

Web Development Intern

Feb 2020Jul 2020 · 5 mos · Beijing, China · Remote

  • 1. Conceptualized and Built from Scratch: Developed a robust Hyper-Video Platform for Online Learning using PHP and MySQL, designed to integrate seamlessly with the Moodle platform for future scalability.
  • 2. Cost-Effective Deployment: Successfully hosted the platform on low-cost servers, optimizing resources without compromising functionality or user experience.
  • Real-Time Student Monitoring System: Engineered a tracking mechanism to monitor student activities in real time, including video watch duration and engagement, with all data securely stored in a dynamic database.
  • 3. Professor Dashboard Development: Designed an intuitive dashboard for professors, offering insights into student activity, engagement metrics, and course-specific performance, enabling data-driven decisions.
  • Interactive Learning Features:
  • 1. Empowered professors to create courses, upload videos, and track student participation.
  • 2. Incorporated a real-time chat system where students could comment, react, and add personalized notes at specific video timestamps.
  • 3. Embedded quizzes directly into video lectures, introducing gamified learning with student rankings based on scores and interactivity.
Python (Programming Language)Web InfrastructureSQLPHPWeb Development

Prodex iit kharagpur

Product Designer

May 2018Jan 2020 · 1 yr 8 mos · Indian Institute of Technology, Kharagpur

  • Proposed a Non-Invasive Health Monitoring System: Using photo spectroscopy to analyze blood components and photoacoustics for glucose concentration detection, alongside scattering spectroscopy to measure other critical parameters such as haemoglobin levels, oxygen saturation, and cholesterol, without needing blood extraction. Enabling early detection and prediction of diseases to promote healthier lifestyles.
Market ResearchProduct ConceptProduct Development

Education

Indian Institute of Technology, Kharagpur

Dual Degree (B.Tech + M.Tech) M.Tech in Financial Engineering and B.Tech in Mining Engineering — Minors: Mathematics and Computing

Jan 2018Jan 2023

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