Himanshu Rai

Operations Associate

Gurugram, Haryana, India3 yrs 3 mos experience
Most Likely To Switch

Key Highlights

  • Experienced in risk analysis and underwriting processes.
  • Proficient in evaluating insurance applications and fraud detection.
  • Strong background in mortgage underwriting and credit analysis.
Stackforce AI infers this person is a Risk Analyst with expertise in Insurance and Finance sectors.

Contact

LinkedIn

Skills

Core Skills

Risk ManagementInsurance UnderwritingMortgage Underwriting

Other Skills

Anti-Money LaunderingCommerceCredit AnalysisCredit UnderwritingFinancial AccountingFinancial AnalysisFraud DetectionGoods and Services Tax (GST)Internal AuditsKYC ReviewKYC VerificationLife asiaOperations ManagementReinsuranceRisk Analysis

About

My personality consists of different characteristic traits and habits which help me make a decent human being..

Experience

Genpact india private limited delhi

Process Associate

Dec 2024 – Present · 1 yr 3 mos · Gurugram · Hybrid

Cams repository services ltd

Senior Executive- underwriting

Aug 2024 – Dec 2024 · 4 mos · Mumbai · On-site

Policybazaar.com

Risk Analyst- Underwriting

Dec 2022 – Feb 2024 · 1 yr 2 mos · Gurugram, Haryana, India · On-site

  • Evaluating the risk profile of insurance applicant based on their personal,medical&financial information.
  • Approval or rejection of insurance application based on the underwriting guideline and risk assesment.
  • Coordination with the sales, service and claims teams to gather necessary information for the underwriting decesion.
  • Identify potential fraud activities in insurance application &claims.
  • Reviewing the KYC and other supportive documents.
Risk AnalysisUnderwritingFraud DetectionKYC ReviewRisk ManagementInsurance Underwriting

Aargee staffing services pvt. ltd.

Executive- Mortgage underwriting

Jun 2022 – Dec 2022 · 6 mos · Gurugram, Haryana, India · On-site

  • Examining all the documents submitted by the applicant such as ITR , bank statements property documents etc..
  • Making informed recommendations on whether to approve, decline or modify the loan application based on the analysis.
  • Reviewing the applicant's credit history and credit score to assess their repayment capacity and risk profile .
Mortgage UnderwritingCredit Analysis

Education

University of Lucknow

Bachelor of Commerce - B.Com — Commerce

Jul 2018 – Jun 2021

Udai Pratap Autonomous College, Varanasi

Intermediate — Commerce

Jul 2016 – Jun 2018

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