Dharmendra Patro — CEO
A Qualified Chartered Accountant with over twenty seven years of retail lending experience specially in the pockets of portfolio risk management, policy formulation, underwriting, regulatory reporting, fraud control etc. Has done extensive underwriting across geography including large ticket loans. Has hands on experience in secured lending; Housing, LAP & PL/BL in unsecured segment and most importantly the entire gamut of credit processing. Has been instrumental in process & IT implementation of credit risk management tools, applications in current as well as previous assignments.
Stackforce AI infers this person is a seasoned professional in Fintech with a focus on credit risk and lending.
Location: Mumbai, Maharashtra, India
Experience: 28 yrs 2 mos
Skills
- Credit Underwriting
Career Highlights
- Over 27 years of retail lending experience.
- Expertise in credit risk management and underwriting.
- Led process and IT implementation for credit tools.
Work Experience
Aditya Birla Housing Finance Limited
Chief Credit Officer (4 yrs 5 mos)
Chief Risk Officer (CRO) (1 yr 9 mos)
Bandhan Bank
Head Credit Underwriting (1 yr)
PNB Housing Finance Limited
National Credit Head (Big ticket Loans- Retail) (1 yr 5 mos)
National Credit Head (5 yrs 6 mos)
Indiabulls Housing Finance Ltd
Head Fraud Control (1 yr 9 mos)
Head Risk -Mortgages & Unsecured Loan (3 yrs 2 mos)
Product Risk Manager - Mortgages (5 mos)
Regional Credit Manager (1 yr 10 mos)
ING Vysya Bank
Asst Vice President (Credit & Risk) North (1 yr 8 mos)
AR Credit
Manager (7 yrs)
Education
1997 at CA
