kalpesh nikam

Associate Partner

Pune, Maharashtra, India16 yrs 5 mos experience
Most Likely To Switch

Key Highlights

  • Over 15 years in Data Science and Analytics
  • Delivered 35+ projects across global markets
  • Proven leadership in risk and fraud analytics
Stackforce AI infers this person is a Data Science and Analytics expert in the Fintech industry.

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Skills

Core Skills

Risk ManagementModel DevelopmentProject ManagementData ScienceAnalyticsConsultingMarket ResearchResearch

Other Skills

Analytical Solution DesignAutomationBusiness StrategyClient ConsultationClient InteractionCredit Risk ModelingCross-functional CollaborationData CollectionData GatheringData PreparationDecision Strategy DesignForecastingFraud ModelingMachine LearningMarket Analysis

About

Short summary about myself - Over 15+ years of experience in Data Science, Risk & Fraud Analytics, and Statistical Modeling, delivering value across BFSI, payments, and consulting domains. Proven leadership track record by setting up and scaling model development, monitoring, and deployment frameworks, ensuring regulatory compliance and operational excellence. Extensive global exposure with 35+ data science and analytics projects delivered across US, Europe, and APAC markets, optimizing retail lending, payments, and fraud risk management. Partnered with CXOs to align risk analytics with business strategy, ensuring both strategy design and technical delivery Seamlessly transitioning between team leadership and hands-on model development, driving measurable business impact Mentored data scientists, fostering skill development and career growth. Specialties- Risk and fraud, business Analytics, Predictive Modeling, NLP, Forecasting and image analytics. Technical skills – R, Python, SAS, SQL, Advanced Excel. Statistical modeling - Machine learning (Gradient Boosting/XGBoost, Random forest, Naive Bayes, Neural Network) Hypothesis Testing, Correlation & Regression analysis (Linear & Logistic), Cluster analysis, Time Series Analysis and Factor analysis

Experience

Bajaj finserv

Deputy national lead - Risk

Jul 2023Present · 2 yrs 8 mos · Pune, Maharashtra, India · On-site

  • Model Monitoring and Deployment:
  • Established and oversaw the model monitoring unit for application scorecards, ensuring robust oversight and compliance.
  • Managing the deployment unit for in-house scorecard deployment using Business Rules Engine (BRE), ensuring efficient and accurate implementation.
  • Innovation and Capability Building:
  • Spearheaded the development of in-house tools and capabilities, including a variable reduction tool, auto logistic builder, Auto ML builder, and ML tuner. These innovations significantly reduced Turnaround Time (TAT) for scorecard-building processes.
  • Credit Risk and Fraud Modeling:
  • Leading the development of Credit risk, fraud, and support models for all lending products, ensuring robust risk management strategies across the board.
Model MonitoringModel DeploymentRisk ManagementCredit Risk ModelingFraud ModelingModel Development

Conneqt digital

Data Science Manager

May 2022Jul 2023 · 1 yr 2 mos · Pune, Maharashtra, India

  • Project Leadership:
  • Drove projects forward, providing optimal solutions to address client challenges effectively. Leveraged expertise to identify and implement innovative approaches, driving project success and exceeding client expectations.
  • Technical Proposal Creation
  • Led the creation of data science Request for Proposal (RFP) proposals, primarily focusing on the technical aspects. Developed comprehensive proposals that showcased technical expertise, aligned with client needs and objectives to secure successful project outcomes.
  • Stakeholder and Team Management
  • Managed stakeholders and cross-functional teams efficiently, fostering collaboration and alignment towards project goals. Guided to ensure effective coordination, and delivery, resulting in seamless project execution and client satisfaction.
Project LeadershipStakeholder ManagementTechnical Proposal CreationProject ManagementData Science

Western union

Assistant Manager - Fraud Risk/Customer Analytics and Strategy

Aug 2019May 2022 · 2 yrs 9 mos · Pune Area, India

  • Risk Model Development: Built real-time risk decisioning models for credit cards and digital payments, covering development, validation, deployment, and monitoring.
  • Decision Strategy Design: Designed rule-based and model-based decision strategies to control financial losses and boost profitability, while innovating new variables for enhanced fraud detection.
  • Cross-functional collaboration: Collaborated with payments, manual review, marketing, fraud investigation, and product/engineering teams on multiple projects to ensure cohesive risk management solutions.
  • Financial and Market Performance Oversight: Ensured healthy financial and market Key Performance Indicators (KPIs) for Europe and APAC regions, monitoring and optimizing performance metrics to drive growth and profitability.
  • Solution Development and Strategic Support: Identified pain areas of regional leaders and developed Proof of Concept (POC) solutions to address them effectively. Provided strategic support and business insights to empower regional leaders in driving investment opportunities and optimizing revenue.
Risk Model DevelopmentDecision Strategy DesignCross-functional CollaborationRisk ManagementAnalytics

Accenture

Analytics and Modeling Specialist

May 2015Jul 2019 · 4 yrs 2 mos · Mumbai Area, India

  • Analytical Solution Design: Addressed critical business issues of clients by designing analytical solutions tailored to their specific needs and challenges.
  • Client Education and Consultation: Educated clients on the problem-solving capabilities of analytics and its transformative impact on their business, particularly in areas of cross-selling and upselling.
  • Strategic Recommendations: Made strategic recommendations and suggestions to clients based on in-depth analysis, providing actionable insights to drive business growth and improvement.
  • Statistical App Creation: Contributed to the development of various statistical applications aimed at solving specific business problems, leveraging analytical tools and methodologies.
  • Statistical Training and Development: Conducted both basic and advanced statistical training sessions within organizations, empowering teams with the knowledge and skills needed to utilize analytics effectively in their roles.
Analytical Solution DesignClient ConsultationStatistical TrainingAnalyticsConsulting

Genpact

Assistant Manager - Analytics

Jan 2013Apr 2015 · 2 yrs 3 mos · Bangalore

  • Primary responsibilities (Market Research)-
  •  Collating and abstracting market intelligence data based on specific client requirements
  •  Supplier intelligence, market size estimation, commercial and technological analysis
  •  Making strategic recommendations and suggestions to the client based on analysis
  • Secondary responsibilities (Analytics and Statistics)-
  •  Involved in preparation of various internal analytical models
  •  Data preparation, validation, sanitization and integration
  •  Running various descriptive and advanced statistical tests
  •  Conclusions and recommendations
Market ResearchData PreparationStatistical AnalysisAnalytics

Marketsandmarkets

Research Analyst (Semiconductors and electronics)

Jul 2011Jan 2013 · 1 yr 6 mos · Pune Area, India

  •  Preparation of table of content as well as Questionnaire to suit the objective of study
  •  Collating and abstracting data (from Secondary Sources like Factiva, Onesource, A2MAC1, SupplierBusiness as well as primary) based on specific client requirements
  •  Estimate market size, forecasting and segmentation
  •  Writing company profiles and competitive landscape
  •  Making strategic recommendations and suggestions to the client based on analysis
  •  Report writing and presentation
Data CollectionMarket Size EstimationReport WritingResearchAnalytics

Business development bureau pvt. ltd

Sr. Business Research Executive

Oct 2010Jul 2011 · 9 mos · pune

  •  Attending kick off meets to understand the scope of the research project & coordinating with team members to help them understand the scope of study
  •  Preparation of Questionnaire to suit the objective of study
  •  Guiding the team members in data gathering process. (Both primary and secondary)
  •  Review the deliverable submitted by your subordinates
  •  Collating and abstracting data based on specific client requirements
  •  Estimate market sizes, forecasting and contribute high level analysis.
Data GatheringMarket AnalysisResearch

Phenix varco pruden

Sales Engineer

Aug 2009Sep 2010 · 1 yr 1 mo

  •  To scan through media and market (Consultants and corporate clients) to get updates of upcoming projects and key persons.
  •  Understanding the clients requirements and modify it according to design team for initial work.
  •  Accountable for handling the complete project development life cycle from Lead generation to techno-commercial operation
  •  Effectively handled the functions related to preparation & negotiation of commercial offers/ proposals/ contracts and handled tender/ contract/billing related formalities & documentation.
  •  Constant follow up with the project
Client InteractionProject Development

Education

Savitribai Phule Pune University

MBA — Management

Jan 2007Jan 2009

COEP Technological University

Batchlor in Engineering — Production S/W

Jan 2001Jan 2005

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