Jan 2025 – Present · 1 yr 4 mos

• Developed Dual Tokenization: Designed a robust tokenization system supporting both card network (VISA, Mastercard) and issuer-level tokenization, increasing transaction success rates while giving consumers flexibility in choosing their preferred method.

Jun 2022 – Present · 3 yrs 11 mos

• Optimized Gateway Selection for Payments: Engineered a dynamic gateway selection mechanism that factors in success rates, cost efficiency, and user preferences, reducing payment latency by 20%, improving transaction success rates, and optimizing processing costs.
• Integrated FIDO Authentication for Mastercard: Enhanced payment security by implementing passkey-based authentication (FIDO), replacing traditional OTP-based methods to streamline authentication and improve user experience.
• Enabled Multi-Tenant Tokenization: Implemented a scalable multi-tenant tokenization architecture, allowing tokenization services to be seamlessly resold to multiple businesses while maintaining operational efficiency.
• Automated JIRA Updates with Slack Bot: Built a real-time Slack bot that fetches project updates from JIRA and posts them to Slack, enhancing team collaboration and project visibility.
• Ensured High Availability & Reliability: Improved API performance and achieved 99.99% uptime, proactively fixing critical bugs and implementing long-term solutions for recurring issues.

Dec 2021 – Jun 2022 · 6 mos

• Integrated American Express Payments: Developed AMEX payment integration as per merchant requirements, increasing transaction volume by 5% and expanding Juspay’s payment network.
• Implemented Cash-on-Delivery Payments: Enhanced payment flexibility by integrating a cash-on-delivery (CoD) payment flow, improving customer experience and catering to diverse payment preferences.