P

Parikshit Bhanushali

Founder

Bengaluru, Karnataka, India5 yrs experience
AI Enabled

Key Highlights

  • Led development of India's first vertical corporate credit card stack.
  • Built and launched India's first full-stack credit-led neobank.
  • Pioneered cross-border fintech strategies for exporters.
Stackforce AI infers this person is a Fintech Product Leader with extensive experience in building innovative financial solutions.

Contact

Skills

Core Skills

Product ManagementGrowth StrategiesFinancial AnalysisEntrepreneurshipProduct Development

Other Skills

Account ManagementArtificial Intelligence (AI)BankingBig Data AnalyticsBusiness DevelopmentCapital MarketsCommercial BankingData AnalyticsEngineeringExecutive Administrative AssistanceFinancial MarketsFundraisingHiringMarket DevelopmentMarketing

About

Parikshit Bhanushali is a versatile product leader with 6+ years of experience building and scaling financial technology products across lending, investing, payments, and infrastructure systems. Known for his 0-to-1 execution mindset, Parikshit has worked across early-stage startups and growth-stage companies, often leading cross-functional teams, managing P&Ls, and driving go-to-market strategies. He brings a unique blend of deep fintech insight, hands-on operating experience, and a bias for speed and experimentation. He has played pivotal roles at companies like Smallcase, Xindus, and Freo. At Smallcase, he led the development of a Loan Against Mutual Funds product in partnership with Bajaj Finserv. At Xindus, he launched and scaled financial products that supported over 1,000 exporters, including disbursing working capital, launching cross-border payment rails, and improving operational efficiency. Prior to that, he helped build one of India’s fastest-growing neobanks at Freo Save, driving user growth, deposits, and bank partnerships. His early experience also includes launching India’s first Account Aggregator ecosystem at OneMoney. Parikshit was also the Co-Founder and Chief Product Officer at Genpay, India’s first vertical card stack for SMEs. At Genpay, he led the product and technology functions, building a category-defining credit infrastructure tailored for different SME verticals such as healthcare, retail, hospitality, and travel. The company launched customized credit cards for each sector, addressing unique cash flow and working capital needs. Genpay partnered with Yes Bank to issue cards and built the entire tech stack in-house—from underwriting logic to just-in-time funding architecture. This experience further deepened Parikshit’s conviction in building infrastructure-first fintech products. Parikshit is deeply passionate about entrepreneurship and the future of financial services. He believes AI will fundamentally transform banking infrastructure—powering real-time risk, intelligent underwriting, and efficient collections. His long-term vision is to build global SaaS infrastructure in financial services, especially around DeFi-inspired models, cross-border commerce, and embedded finance. He’s equally fascinated by the opportunity to enable Indian manufacturers and exporters to go global by solving for payments, compliance, and distribution through scalable, tech-first GTM strategies. Parikshit is committed to building at the edge—where financial systems meet emerging tech and new markets.

Experience

Stealth startup

Founder

May 2025Present · 10 mos · Bengaluru, Karnataka, India · On-site

  • Building a company post AI age in Consumer AI and Hyperlocal Delivery
Product ManagementGrowth StrategiesArtificial Intelligence (AI)

Smallcase

Product @ Gateway & Credit

Dec 2024May 2025 · 5 mos · Bengaluru, Karnataka, India · Remote

  • Scaling Loan Against Mutual Fund Products with multiple Banks and NBFCs
  • Launched Dynamic Limit Increase Feature against pledged and new pledge MFs
  • Improved the Onboarding Flow for a better Funnel
  • Working with Private Banks as a TSP and LSP
  • Created an entire white labeled LAMF / LAS journey for the Bank's application
  • Created maker and checker dashboards for the Bank's employees to run operations
  • Integrated within the smallcase app to orcestrate between multiple lenders
  • Launched Account Aggregator Service for all the internal products
  • Created a central service for internal clients (Products)
  • Worked with Onemoney and Finvu AA for integrations
  • Provided the Data Pipeline for Wealth Tracker, Loan Against Stocks, etc
  • Worked with Business / Marketing / Design teams to streamline the Product
Product ManagementGrowth StrategiesFinancial Analysis

Xindus

Senior Product Manager - Fintech

Sep 2023Nov 2024 · 1 yr 2 mos · Gurugram, Haryana, India · On-site

  • Xindus is a Cross Border OS for Exporters with services like Logistics, Warehousing, Payments, etc.
  • At Xindus, I was the 1st Fintech Product Manager for building a Fintech Strategy for Cross Border. Product Charters that I led were Cross Border Payments, Lending Against Inventory, and Insurance for Goods.
  • Building customer experience features for super delight
  • Insurance product for losses and delays
  • Buyer notification
  • Seamless Claims Process
  • Weight Adjustment Approval Flow
  • Automated Invoicing with Charge Breakup
  • Building core logistics workflows for network reliability
  • TAT optimization
  • Cost optimization
  • Middle Mile integration
  • Building Cross Border B2B Fintech Products.
  • Cross Border Payments
  • International Compliance Stack
  • B2B Revenue Based Financing
Product ManagementProduct Development

Antler

Entrepreneur in Residence

Jan 2023Mar 2023 · 2 mos · Bengaluru, Karnataka, India · On-site

  • Building Lending as a Service Startup for RE and Fintech to integrate any Loan Product Seamlessly and Go Live Faster.

Moneytap (a freo product)

Product Manager @ Freo Save

Jan 2022Jan 2023 · 1 yr · Bengaluru, Karnataka, India

  • Built 0 - 1 Product called Freo Save and Launched it.
  • Freo Save is India's First Full Stack Credit Led Neobank.
  • Working on Boxes (Feature) to scale the Product.
  • A new digital savings account, with zero paperwork and zero hassle! Built for the generation 'YOU', now earn up to 7%* interest on your savings. All this and more with a banking partner you can trust - Equitas Small Finance Bank.

Genpay

Co-Founder

Nov 2021Aug 2022 · 9 mos · Bengaluru, Karnataka, India · On-site

  • Built India's First Vertical Corporate Credit Card Stack with Yes Bank.
  • Had to shut down due to RBI Regulation (For more context please refer to the link) - https://shorturl.at/ijpyQ
EntrepreneurshipProduct DevelopmentHiring

Onemoney

Product Manager & Partnerships

Aug 2021Jan 2022 · 5 mos · Mumbai Metropolitan Region

  • Building India's First Account Aggregator & Scaling Products.
  • Support the Open Banking of India.

Digisahamati foundation

Evangelising Volunteer / Account Aggregator

Mar 2021Aug 2021 · 5 mos · Mumbai, Maharashtra, India

  • Working on Evangelizing Financial community over Account Aggregator, Newer initiatives to bring adoption faster.

Cateina technologies

2 roles

Business & Strategy / Product Manager

Jan 2021Aug 2021 · 7 mos

  • Building Open Banking Platform for Fintechs and Corporates to aggregate Financial Data via API integration in the Singapore market.
  • Startegized on Collaborative partnership with consulting agencies
  • Product management for a Banking as a Service Product for Corporates
  • Business Requirements capturing from the clients and designing a BPMN flow of the application

Founder's Office - Strategy

Oct 2020Aug 2021 · 10 mos

  • Working on Bunch of Umbrella concepts like Banking as a Service, Open Banking, API Economy, API gateway, Blockchain.
  • Building Banking in a Box products.
  • Product Management for Fintech Products
  • NBFC & Banking Strategic Partnership
  • Business Analysis and Pre Sales

Blackcab

Social Media Intern

Aug 2019Nov 2019 · 3 mos

  • Digital Marketing and Advertising Agency

Education

Institute of Chartered Accountants of India

Chartered Accountancy — Accounting and Finance

Jan 2018Jan 2021

University of Mumbai

Bachelor of Business Administration - BBA — Finance and Financial Management Services

Jan 2018Jan 2021

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