Apr 2025 – Jul 2025 · 3 mos · Bengaluru, Karnataka, India · Hybrid

Jul 2023 – Apr 2025 · 1 yr 9 mos · Noida, Uttar Pradesh, India · On-site

• Worked on payment solutions, transaction optimizations, and value-added services with a focus on enhancing Brand EMI and merchant transaction experiences. Key contributions include:
• UPI Integration for Brand EMI in Cloud Integrated Mode — enabled QR code generation, payment acceptance, and comprehensive void/cancellation flows.
• Product Insurance as a Value-Added Service (VAS) — implemented insurance logic for sale, void, and settlement flows in Wired Integrated Mode.
• Smart Routing Optimization for HDFC CC/DC EMI — reduced MDR by efficiently routing transactions to HDFC Acquirer and integrated EMI Offer Discovery.
• Merchant Top-Up Automation — built Bulk Rule Uploader and Rule Generator Page to provide automated extra discounts to selected merchants.
• Merchant Convenience Fee Automation — streamlined fee deduction from merchants during settlements for providing EMI-related benefits.
• Multi-Select Insurance Feature — developed logic for enabling customers to choose multiple insurance plans on Brand EMI purchases.
• Performance Optimization — enhanced Insurer Client Mapping upload process, reducing redundant calls and improving processing performance by 50%.

Nov 2022 – Dec 2024 · 2 yrs 1 mo · Remote · Remote

• Helping mentees with DSA related doubts.