Sunil Mishra

CEO

Karnataka, India28 yrs 3 mos experience
AI Enabled

Key Highlights

  • 25+ years in banking technology and product leadership.
  • Led development of innovative digital banking products.
  • Authored five books on product management and technology.
Stackforce AI infers this person is a Fintech expert with extensive experience in product management and AI-driven solutions.

Contact

Skills

Core Skills

Product ManagementDigital Banking SolutionsAiIntellectual Property ManagementData & AiEcosystem InnovationBusiness ConsultingCore BankingProgram ManagementBanking StrategySolution ArchitectureConsultingProject ManagementImplementationSupport

Other Skills

Business AnalysisBusiness IntelligenceBusiness ProcessBusiness Process Re-engineeringBusiness TransformationDigital BankingEnterprise ArchitectureGlobal DeliveryIT StrategyIntegrationManagementManagement ConsultingOraclePre-salesProduct Development

About

I have 25+ years of experience in banking technology and product leadership, having worked with organizations such as Infosys Finacle, McKinsey & Co., Accenture, and Oracle. My work has focused on product innovation, AI-led transformation, and leading cross-functional teams. At Finacle, as Head of Ecosystem Innovation, I led the development of digital banking products like Conversational Banking and Mobile Teller. I’ve also mentored fintech startups and managed product teams across markets. In addition to my industry work, I’ve created free online courses on Udemy covering topics like Deep Learning, Natural Language Processing, and Generative AI. I’ve been a visiting/guest faculty at IIMs and IITs, teaching AI, Product Management, and Digital Banking. I’ve authored five books, including The Product Way (2025), a guide to digital product management, and Who Stole My Job? (2019), a fiction exploring the impact of technology on work. My academic background includes a B.Tech from IIT (ISM) Dhanbad, an MBA from IIM Lucknow, and a PG in Deep Learning from IISc Bangalore. I am currently pursuing doctoral research (DBA) in AI and Product Management at ESCGI Paris.

Experience

Publicis sapient

Sr Director, Product Mangement

Jun 2025Present · 9 mos · Bengaluru, Karnataka, India · On-site

  • I lead the Financial Services Capability group, focused on delivering digital banking solutions by applying product management principles and leveraging modern technologies.
Product ManagementDigital Banking Solutions

Esgci

Doctoral Researcher

Dec 2024Present · 1 yr 3 mos · Remote

  • Pursuing Doctor of Business Administration (DBA) with a focus on AI and Product Management.
AIProduct Management

Maxval group, inc.

Vice President, Head of Product Management

Dec 2023Feb 2025 · 1 yr 2 mos · Bengaluru, Karnataka, India · On-site

  • MaxVal provides intellectual property management software and services to some of the most innovative companies and law firms in the world. Its flagship product Symphony, securely manages the entire IP lifecycle including invention disclosure submissions, clearance requests, prosecution, docketing, portfolio management and renewals.
Product ManagementIntellectual Property Management

Odessa

SVP, Product Management

Sep 2022Nov 2023 · 1 yr 2 mos · Bengaluru, Karnataka, India

  • As part of the product management team, my responsibilities included leading Odessa Insights, which is an end-to-end Data & AI platform with components of data warehouse, reporting, executive dashboards and predictive analytics. I was also responsible for "Launchpad" - a product idea to incubation program and setup an innovation lab.
Product ManagementData & AI

Infosys finacle

2 roles

Sr Industry Principal, Product Management

Jul 2014Sep 2022 · 8 yrs 2 mos

  • Setup the Ecosystem Innovation group in Finacle with a mandate to incubate new digital solutions and partner with Fintechs
  • Successfully Incubated multiple Finacle solutions (Finacle Mobile Teller & Finacle Conversational Banking) from product concept, design & development to client implementations
  • Created Fintech engagement model and platform integration approach with partner ecosystem
Product ManagementEcosystem Innovation

Senior Principal - Business Consulting

Oct 2012Jul 2014 · 1 yr 9 mos

  • As 'Business Delivery Head' for a large banking transformation program in APAC region
  • End-to-end Implementation of the regional business model
  • Core banking platform change across multiple countries
  • System Integration & Organizational Change management
Business ConsultingCore Banking

Accenture

Senior Manager

Aug 2011Oct 2012 · 1 yr 2 mos · Bangalore, India

  • As 'Program Director' for a large bank in Mauritius :-
  • Establishing the right sourcing and technology model based on the bank's business strategy
  • Setup of the operating model with asset and service ownership transition
  • Managing the RFP process, vendor selection & contracting with leading System integrators
Program ManagementBanking Strategy

Mckinsey & company

Program Manager

Sep 2009Aug 2011 · 1 yr 11 mos · Gurgaon, India

  • As 'Program Manager' and product owner
  • Setup product design & development capability for 'McKinsey Solutions' in India centre.
  • Implementation of web-based benchnmarking and analytics solutions for McKinsey clients
  • Expert consultant for core-banking engagements
Program ManagementCore Banking

Infosys technologies ltd

3 roles

Principal Consultant

Promoted

May 2007Sep 2009 · 2 yrs 4 mos

  • As head of 'Solution Architecture & Design' in Finacle implementation group
  • Setup & led a completely new team of solution architects
  • Established the methodologies and models to generate independent consulting revenues
  • Advised senior enterprise architects and CTO/CIO of major banks on technology transformations.
Solution ArchitectureConsulting

Senior Consultant

Apr 2004Apr 2007 · 3 yrs

  • As Solution Architect for large bank in Singapore
  • Studying the current technology landscape and defining short term and long term architecture
  • Requirement management & solution architecture definition
  • Pre-sales and bid management for multiple core banking proposals in different geographies
Solution ArchitectureCore Banking

Project Manager

Jun 2001Mar 2004 · 2 yrs 9 mos

  • As a Project Manager and Module Leader for retail liabilities in Finacle
  • Functional lead for Finacle deposits, current and savings accounts
  • Product design and development
  • Project management of multiple IT projects covering the entire SDLC
Project ManagementCore Banking

Iflex solutions

Associate Consultant

Apr 1999May 2001 · 2 yrs 1 mo

  • As a functional & technical anchor for a bank in Ghana
  • On-site implementation & support anchor
  • Defect testing & onsite deployment of product changes
  • Supporting in the branch and centralized operations
ImplementationSupport

Tata steel

Senior officer

May 1995Apr 1997 · 1 yr 11 mos

  • -Responsible for positional training system implementation in the mines division

Education

Indian Institute of Management, Lucknow

PGDBM — Finance and Systems

Jan 1997Jan 1999

Indian Institute of Technology (Indian School of Mines), Dhanbad

B.Tech — Mining Engg

Jan 1991Jan 1995

Indian Institute of Science (IISc)

Postgraduate Degree — Deep learning

Mar 2021Jul 2022

ESGCI

Doctor of Business Administration (DBA) — Digital Product Management

Dec 2024Dec 2027

DAV school Bokaro

Jan 1989Jan 1991

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