Joseph Joshy — CTO
Joseph Joshy is Chief Technology Officer and Chief General Manager, Head of FinTech & IT at International Financial Services Centres Authority (IFSCA), a unified financial sector regulator for IFSCs established as a statutory authority by the Government of India. At IFSCA, his primary focus is on FinTech Regulation, Authorization, Supervision and SupTech along with other technology initiatives including the Innovation / Regulatory Sandbox and Inter Operable Regulatory Sandbox (IORS), AI Governance, Data Protection/Privacy, Quantum etc. He is a Senior Technology Leader driving FinTech, Supervisory Technology (SupTech) and other strategic initiatives including contributing to the FinTech Agenda at India UK Financial Partnership, India US Financial Regulatory Dialogue, India Japan Macroeconomic Policy Dialogue, Joint Working Groups on FinTech between India and countries namely Singapore, Philippines and UK, Global Financial Innovation Network (GFIN), Inter Regulatory Technical Group (IRTG) on FinTech under the Financial Stability and Development Council - SubCommittee (FSDC - SC), FinTech bridges with Overseas Regulators [like Monetary Authority of Singapore] among others. Prior to this stint, he was part of the Management team (Sr Vice President and Vertical Head) that co-founded Reserve Bank Information Technology (ReBIT), the IT Subsidiary of Reserve Bank of India, India’s Central Bank. Joshy had worked on RBI’s Technology Vision with the Information Technology Sub-Committee of the Central Board of the RBI. He was associated with numerous Technology Projects and Initiatives for the Reserve Bank of India across 25+ Departments spanning across Inspection, Supervision, Enforcement, Risk Monitoring, Currency Management, Foreign Exchange, Consumer Education and Protection among others. He was member of more than 20+ Technical Advisory Groups, Committees and SubCommittees at Reserve Bank of India. He is an experienced professional with more than 2+ decades in technology, consulting and delivering transformational technology projects for Government/Regulators and Fortune 100 clients with stints in the US, Canada and Mexico. During his tenure with a Tier-1 IT MNC, he had managed a portfolio size of more than 100+ MUSD with 450+ team size across different time zones and geographies spread across US, UK, LATAM (Mexico, Brazil, Argentina, Chile, Costa Rica, El Salvador, Guatemala, Honduras and Nicaragua), Philippines, China and India. He was also involved with the Start-up Ecosystem and has experience in setting up a Technology Business Incubator as its CEO.
Stackforce AI infers this person is a Fintech expert with extensive experience in regulatory technology and project management.
Location: Gandhinagar, Gujarat, India
Experience: 26 yrs 6 mos
Skills
- Fintech Regulation
- Supervision
- It Project Management
- Enterprise Architecture
- Data Management
- Regulatory Compliance
- Accessibility Technology
- Consumer Protection
- Startup Culture
- Delivery Management
- Project Management
- Business Process Design
- Agile Development
- Software Development
- Process Improvement
Career Highlights
- Led FinTech regulatory initiatives in India.
- Co-founded Reserve Bank Information Technology.
- Managed global IT projects across multiple countries.
Work Experience
International Financial Services Centres Authority (IFSCA)
Chief Technology Officer | Chief General Manager | Head - FinTech & IT (5 yrs)
ReBIT | Reserve Bank Information Technology Pvt Ltd.
Sr VP & Vertical Head - IT Project Management (4 yrs 5 mos)
On Sabbatical
CEO - TBI || Head of IT || Director - Startups & Placements || Governing Body/Board Member (1 yr 3 mos)
Infosys
Leadership Roles (5 yrs)
Managerial Roles (5 yrs 11 mos)
Programmer Roles (4 yrs 11 mos)
Education
Advanced Programme in Marketing at Indian Institute of Management Ahmedabad
Master of Science (MS) at Birla Institute of Technology and Science, Pilani
Bachelor of Engineering (B.E.) at Bharathiar University