Joseph Joshy

CTO

Gandhinagar, Gujarat, India26 yrs 6 mos experience
Highly StableAI Enabled

Key Highlights

  • Led FinTech regulatory initiatives in India.
  • Co-founded Reserve Bank Information Technology.
  • Managed global IT projects across multiple countries.
Stackforce AI infers this person is a Fintech expert with extensive experience in regulatory technology and project management.

Contact

Skills

Core Skills

Fintech RegulationSupervisionIt Project ManagementEnterprise ArchitectureData ManagementRegulatory ComplianceAccessibility TechnologyConsumer ProtectionStartup CultureDelivery ManagementProject ManagementBusiness Process DesignAgile DevelopmentSoftware DevelopmentProcess Improvement

Other Skills

AI CompetenciesAI GovernanceApplication SupportAuthorizationAutomationBig DataBusiness AnalysisBusiness ProcessCMMIComplaint Management SystemData AnalyticsData ProtectionGlobal DeliveryIT StrategyImpact Analysis

About

Joseph Joshy is Chief Technology Officer and Chief General Manager, Head of FinTech & IT at International Financial Services Centres Authority (IFSCA), a unified financial sector regulator for IFSCs established as a statutory authority by the Government of India. At IFSCA, his primary focus is on FinTech Regulation, Authorization, Supervision and SupTech along with other technology initiatives including the Innovation / Regulatory Sandbox and Inter Operable Regulatory Sandbox (IORS), AI Governance, Data Protection/Privacy, Quantum etc. He is a Senior Technology Leader driving FinTech, Supervisory Technology (SupTech) and other strategic initiatives including contributing to the FinTech Agenda at India UK Financial Partnership, India US Financial Regulatory Dialogue, India Japan Macroeconomic Policy Dialogue, Joint Working Groups on FinTech between India and countries namely Singapore, Philippines and UK, Global Financial Innovation Network (GFIN), Inter Regulatory Technical Group (IRTG) on FinTech under the Financial Stability and Development Council - SubCommittee (FSDC - SC), FinTech bridges with Overseas Regulators [like Monetary Authority of Singapore] among others. Prior to this stint, he was part of the Management team (Sr Vice President and Vertical Head) that co-founded Reserve Bank Information Technology (ReBIT), the IT Subsidiary of Reserve Bank of India, India’s Central Bank. Joshy had worked on RBI’s Technology Vision with the Information Technology Sub-Committee of the Central Board of the RBI. He was associated with numerous Technology Projects and Initiatives for the Reserve Bank of India across 25+ Departments spanning across Inspection, Supervision, Enforcement, Risk Monitoring, Currency Management, Foreign Exchange, Consumer Education and Protection among others. He was member of more than 20+ Technical Advisory Groups, Committees and SubCommittees at Reserve Bank of India. He is an experienced professional with more than 2+ decades in technology, consulting and delivering transformational technology projects for Government/Regulators and Fortune 100 clients with stints in the US, Canada and Mexico. During his tenure with a Tier-1 IT MNC, he had managed a portfolio size of more than 100+ MUSD with 450+ team size across different time zones and geographies spread across US, UK, LATAM (Mexico, Brazil, Argentina, Chile, Costa Rica, El Salvador, Guatemala, Honduras and Nicaragua), Philippines, China and India. He was also involved with the Start-up Ecosystem and has experience in setting up a Technology Business Incubator as its CEO.

Experience

26 yrs 6 mos
Total Experience
7 yrs 2 mos
Average Tenure
5 yrs
Current Experience

International financial services centres authority (ifsca)

Chief Technology Officer | Chief General Manager | Head - FinTech & IT

Apr 2021Present · 5 yrs · GIFT City, Gandhinagar, Gujarat

  • International Financial Services Centres Authority (IFSCA) is a unified financial sector regulator set up by the Government of India as a statutory authority. The Authority is mandated to develop and regulate the financial products, financial services and financial institutions in the International Financial Services Centre (IFSC) in India. And to execute the mandate, the IFSCA has been vested with powers of four sectoral regulators namely- RBI, SEBI, IRDAI & PFRDA.
  • My primary focus is on FinTech Regulation, Authorization, Supervision and SupTech along with other technology initiatives including the Regulatory / Innovation Sandbox, AI Governance, Quantum among others at IFSCA.
FinTech RegulationAuthorizationSupervisionSupTechAI GovernanceData Protection+1

Rebit | reserve bank information technology pvt ltd.

Sr VP & Vertical Head - IT Project Management

Nov 2016Apr 2021 · 4 yrs 5 mos · Mumbai Area, India

  • ReBIT has been set up as a fully owned IT subsidiary of Reserve Bank of India, the country's central bank. The IT Project Management Vertical would advise, implement and manage internal or system-wide IT projects of the Reserve Bank (as mutually decided).
  • Was a member of the Management team (part of the 5 member core team that co-founded ReBIT) and built a team of more than 300+ employees. Was also responsible for the IT Infra function, Premises Committee (that delivered a world-class office for ReBIT) and updates to the ReBIT Board.
  • Worked on RBI Technology Vision and associated with numerous IT Projects and Initiatives for the Reserve Bank of India. Focused on Enterprise Architecture, Automation and AI Competencies.
  • Member of RBI's Technical Advisory Group (TAG) for
  • 1. Centralised Information Management System (CIMS) Project {Big Data Lake Project} for Department of Statistics and Information Management (DSIM)
  • 2. Integrated Market Surveillance Solution (IMSS) Project for Financial Markets Regulation Department (FMRD)
  • 3. Mobile Aided Note Identifier (MANI) Project {Currency Identifier for the Blind} for Department of Currency Management (DCM)
  • 4. Complaint Management System (CMS) Project for Consumer Education and Protection Department
  • 5. Auditor Allocation System (AAS) Project for Department of Supervision
  • 6. Integrated Compliance Management and Tracking System (ICMTS) Project for Department of Supervision
  • 7. RBI Website Revamp Project for Department of Communication
  • 8. Augmented Virtual reality for RBI Museum, Department of Communication
  • 9. Authorised Payments and Remittance Project for Foreign Exchange Department -
  • 10. Datacenter and Infrastructure related Projects for Department of Information Technology
  • Additionally, supported various RBI Departments as member of multiple Technical Sub-Committees, Subject Matter Expert (SME) Sub-Committee, Budget Preparation Committee and Negotiations Committee (set up by RBI Executive Director's Committee).
Enterprise ArchitectureAutomationAI CompetenciesIT Project ManagementBig DataIntegrated Market Surveillance+2

On sabbatical

CEO - TBI || Head of IT || Director - Startups & Placements || Governing Body/Board Member

Jul 2015Oct 2016 · 1 yr 3 mos · Thrissur, Kerala, India

  • A personal sabbatical post the Infosys stint to work with students from rural milieu in helping them embrace the Startup culture and emerge as job creators and paradigm disruptors. During this social experiment, was the CEO of TBI (Technology Business Incubator) approved by Kerala Start Up Mission (KSUM) and also served as the Director of Startups & Placements for institution (Jyothi Engineering College) under the Trichur Educational Trust, managed by the Catholic Archdiocese of Trichur in Kerala. Was also nominated as a board member of the Governing Board/Body of the Trichur Educational Trust by the Chairman, His Grace Mar Andrews Thazhath, Archbishop of Trichur Archdiocese. Elevated to the Management Team and also served as the Assistant Administrator of the trust's institution. Played the role of Head of IT for the Trust and spear-headed IT projects for the Archdiocese.
Startup CultureTechnology Business IncubatorMentorshipIT Project Management

Infosys

3 roles

Leadership Roles

Promoted

Jul 2010Jul 2015 · 5 yrs

  • Role - Delivery Manager : Complete Delivery and People Responsibilities for all the Railroad sub-vertical clients across the North America Geo (US, Canada and Mexico) cutting across technologies and business processes.
  • Role - Group Project Manager : Stores Development and Support Line of Business for the world's largest retailer, with bottom-line responsibility for the mission-critical Point Of Sale Development and 24*7 Application Support with stringent SLAs and penalty for more than 10,000 stores world-wide, catering to more than 400 Billion USD of client’s business.
  • Additionally, headed the LATAM portfolio and was responsible for Application Development and 24*7 Application Maintenance and Support Program involving more than 390+ applications including the Banco Walmart, spread across Mexico, Brazil, Argentina, Chile, Costa Rica, Guatemala, El Salvador, Honduras and Nicaragua.
  • Also headed the People Systems Portfolio serving the needs of a global 2.1 million client workforce spanning across recruitment (hiring and firing), learning & training needs, payroll, benefits, time & attendance and all sub-domains related to HR and Employee.
  • Employee Engagement Anchor, Delivery Excellence Anchor, Anchored Multiple RFPs, Business Unit's Space Management Anchor for Chennai Location.
Delivery ManagementApplication SupportProject ManagementPeople Management

Managerial Roles

Promoted

Aug 2004Jul 2010 · 5 yrs 11 mos

  • Role - Senior Project Manager / Program Manager : For a Fortune 50 US Retailer in Bay Area, led a large transformational business program leveraging SaaS model with Agile Development for Data Analytics in the Customer Promotion and Loyalty Management domain.
  • For a Fortune 50 US Food Distributor and its Canadian subsidiary, led the Business Process Design team for a Portal Strategy (Content Management Solution), Legacy Modernization Roadmap efforts with focus on Product Selection and Custom-Build options involving Retain versus Replace strategy and also managed the SOA technology consulting program with bottom-line responsibility for the SOA Roadmap of the client’s IT strategy.
  • Was also associated with a business transformation program for a new RDC (Regional Distribution Center) which was part of a 300 MUSD Supply Chain Re-engineering initiative with touch points across Order Management, Inventory, Pricing, Logistics, Warehousing, Financials and BI Reporting.
  • Role - Project Manager : Spear-headed the Canada Geo penetration efforts with a fit-gap assessment program for applications in the Sales and Marketing domain across the US and Canadian group of companies and their IT departments.
  • Managed Maintenance Project involving major, minor enhancements and bug fixes for food distribution business critical applications
Business Process DesignSaaSAgile DevelopmentData Analytics

Programmer Roles

Aug 1999Jul 2004 · 4 yrs 11 mos

  • Role - Programmer Analyst : Impact Analysis, Design, Code, Review and Test responsibilities for Development and Maintenance Projects involving major, minor enhancements and bug fixes for business critical applications at F100 clients
  • Configuration Controller and Defect Prevention Core team member involved in version control, Audits, Process Improvement activities and Root Cause Analysis
  • Role - Software Engineer : Developer for a Development and Maintenance Projects involving major, minor enhancements and bug fixes for business critical applications at F100 clients
Impact AnalysisSoftware DevelopmentVersion ControlProcess Improvement

Education

Indian Institute of Management Ahmedabad

Advanced Programme in Marketing

Birla Institute of Technology and Science, Pilani

Master of Science (MS) — Software Systems

Bharathiar University

Bachelor of Engineering (B.E.) — Electronics and Communication Engineering

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