Rajat Yadav

Founder

Mumbai, Maharashtra, India12 yrs experience

Highly Stable

Key Highlights

Founded one of India's earliest UPI-based P2P lending apps.
Scaled PayMate to $10B+ annual transaction volume.
Designed credit models with a low default rate of 1.6%.

Stackforce AI infers this person is a Fintech leader with extensive experience in startup scaling and corporate development.

Contact

Skills

Other Skills

Corporate FinanceFounderMergers & Acquisitions (M&A)PaymentsProduct Launch

About

I am a fintech leader, 1x exited founder, and corporate development executive with 9+ years of experience scaling startups, leading M&A, driving fundraising, and expanding businesses across global markets. As Founder & CEO of Z2P, I built one of India’s earliest UPI-based P2P lending apps, scaling it to 1M+ downloads and $1M+ monthly disbursements before a successful exit. Designed industry-leading credit models, keeping the default rate at a benchmark low of 1.6%. Since then, I have served as Chief of Staff & Corporate Development Head at PayMate, where I partnered with the CEO/CFO to scale the company $10B+ annual transaction volume, lead fundraising, M&A and support global expansion and strategy roadmap. Actively invest in and mentor startups.

Experience

Building in stealth

Founder

Aug 2025 – Present · 7 mos · Mumbai, Maharashtra, India

Wealth building for the 'other' India

Paymate

3 roles

Chief Of Staff

Apr 2022 – Jul 2025 · 3 yrs 3 mos

Strategic partner to the CEO and CFO, driving company-wide initiatives across corporate development, fundraising, global expansion, investor relations, and IPO readiness.

Head Of Corporate Development

Promoted

Apr 2022 – Jul 2025 · 3 yrs 3 mos

Strategic partner to the CEO and CFO, driving company-wide initiatives across corporate development, fundraising, global expansion, investor relations, and IPO readiness.

Head Of Credit

Jun 2018 – May 2022 · 3 yrs 11 mos

Creating a credit analysis engine for MSMEs that goes beyond capturing the traditional financial parameters and has global applicability coupled with the use of data science, machine learning and artificial intelligence(AI).

Z2p (zaitech technologies pvt. lt.)

Founder, CEO (Acquired)

Feb 2016 – Mar 2021 · 5 yrs 1 mo · Bhopal Area, India

One of the earliest and the largest P2P lending marketplace of India(2018). Pioneered the quick-loan sanctioning, credit decisioning and the now widely implemented social-recovery practices in the industry.
(Acquired by PayMate)

Zup (shujat technologies pvt. ltd.)

Founder, CEO (Acquired)

Feb 2016 – Feb 2017 · 1 yr · Hyderabad Area, India

We were one of the pioneers of driving a cashless ecosystem in closed communities - College Campuses, Residential Complexes, and IT parks. One of the first companies to implement UPI payments in India.

Geotagg technologies pvt. ltd.

Growth Hacker

May 2015 – Sep 2015 · 4 mos · Chennai Area, India

Innovate designs

Co-Founder, Execution Lead

May 2014 – Jan 2015 · 8 mos · Bhopal Area, India

Innovate Designs, an Architectural Design Firm that worked on pioneering techniques ranging from simulation to design to speed up the design process of the architects and thus save time and money on a project.