Mar 2023 – Nov 2025 · 2 yrs 8 mos · Mumbai, Maharashtra, India

Oct 2021 – Mar 2023 · 1 yr 5 mos · Mumbai, Maharashtra, India

Jun 2020 – Oct 2021 · 1 yr 4 mos · Mumbai, Maharashtra, India

• Evaluation of credit risk of loan portfolios (ABS, MFI loans and MBS) originated by various financial institutes as a part of securitization transactions (Pass Through Certificates or Direct Assignments)
• Conducting comprehensive analysis of transactions and presenting the same to the rating committee with an appropriate rating recommendation
• Timely surveillance and review of all the active securitization transactions

May 2019 – Mar 2020 · 10 mos · Mumbai, Maharashtra, India

• Worked on credit risk evaluation of mid & large corporates and financial institutes. Responsibilities included -
• Business analysis, business risk analysis and peer competitors analysis
• Meeting the company management, auditors, bankers/lenders etc. as a part of management evaluation and due diligence
• Preparing rating note and presenting the same to the rating committee with a recommendation of final rating
• Monitoring the assigned ratings pro-actively and conducting timely surveillance exercises

Jun 2013 – May 2017 · 3 yrs 11 mos · Pune/Pimpri-Chinchwad Area

• Worked for a multinational UK based telecom client
• Led a team of three to support end-to-end and CIT teams in testing new functionalities and regression testing
• Conducted KT sessions for testing teams to reduce the number of repeatedly reported incidents