Abhinav Sardana

Associate Partner

Bengaluru, Karnataka, India6 yrs 7 mos experience
Most Likely To SwitchAI Enabled

Key Highlights

  • 6+ years in credit risk and data science.
  • Led initiatives in risk segmentation and portfolio monitoring.
  • Recognized for innovation and cross-functional collaboration.
Stackforce AI infers this person is a Fintech Data Scientist with expertise in credit risk and data analytics.

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Skills

Other Skills

AlgorithmsApache SparkArtificial Intelligence (AI)Big DataBig Data AnalyticsData AnalysisData AnalyticsData ScienceDeep LearningGenerative AIGitHadoopHadoop AdministrationLarge Language Models (LLM)Machine Learning

About

Data-driven professional with 6+ years of experience at the intersection of credit risk, data science, and fintech, combining deep analytical expertise with measurable business impact. My work spans credit policy, ML model development, and portfolio strategy, focused on building scalable, responsible, and high performing credit systems. At Credit Saison, I contribute to consumer risk and credit strategy, driving initiatives in risk segmentation, portfolio monitoring, and policy frameworks. I’ve led projects on behavioral scorecards, bounce prediction, and early warning systems, working closely with product, collections, and engineering teams to embed data-driven decisioning into business workflows. Previously, at DMI Finance, S&P Global, and Yes Bank, I developed and deployed models for underwriting, credit scoring, and behavior-based risk assessment, strengthening decision systems across the credit lifecycle. An alumnus of IIT Madras, I am passionate about applying advanced analytics to solve lending challenges and enable inclusive financial growth. I focus on building scalable, transparent, and fair credit systems where data-driven insights align business goals with long-term portfolio stability. Over the course of my career, I’ve been recognized with multiple awards for innovation, business impact, and cross functional collaboration reflecting both technical depth and organizational impact.

Experience

Credit saison india

3 roles

Senior Manager - Consumer Risk

Promoted

Oct 2025Present · 5 mos

Manager - Consumer Risk

Promoted

Oct 2024Oct 2025 · 1 yr

Associate - Consumer Risk

Nov 2023Oct 2024 · 11 mos

Dmi finance private limited

Senior Data Scientist

May 2022Nov 2023 · 1 yr 6 mos · New Delhi, Delhi, India

S&p global

Data Scientist

Mar 2022Apr 2022 · 1 mo

  • IHS Markit merged with S&P Global

Ihs markit

Data Scientist

Mar 2021Feb 2022 · 11 mos

  • IHS Markit merged with S&P Global

Yes bank

2 roles

Data Scientist

Jun 2019Mar 2021 · 1 yr 9 mos · Gurgaon, Haryana, India

Trainee

May 2018Jul 2018 · 2 mos

Yes foundation (india)

Fellow, Media for Social Change

May 2017Jun 2017 · 1 mo · Bengaluru Area, India

  • Among 213 youth selected from over 3300 applicants across 535 cities in India
  • Designed a campaign for eVidyaloka to help recruit volunteer teachers for specific languages

Aaum research and analytics pvt ltd

Trainee Data Analyst

Jun 2016Jul 2016 · 1 mo

  • Built a model in R to determine best companies based on a survey marketing survey
  • Conducted a cluster analysis to segregate 150+ companies into 10 clusters analysis
  • Developed 50+ scoring parameters and KPIs for assessing and evaluating companies

Xcode life

Analyst and Web Development Intern

May 2016Jun 2016 · 1 mo

  • Developed a website by developing a database of genes and the effect of mutations
  • Analyzed data to identify likeliness to a disease associated with various mutations

Cancer research malaysia

Industrial Trainee

Jun 2015Jun 2015 · 0 mo

  • Collected data on incidence, mortality and prevalence of oral cancer in South East Asia
  • Contributed to a white paper in conjunction with the Global oral cancer forum

Education

Indian Institute of Technology, Madras

Dual Degree (B.Tech & M.Tech) — Biological/Biosystems Engineering

Jul 2014May 2019

Maharishi Vidya Mandir

Jan 2012Jan 2014

DAV

Jan 2000Jan 2012

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