Abhinav Sardana — Associate Partner
Data-driven professional with 6+ years of experience at the intersection of credit risk, data science, and fintech, combining deep analytical expertise with measurable business impact. My work spans credit policy, ML model development, and portfolio strategy, focused on building scalable, responsible, and high performing credit systems. At Credit Saison, I contribute to consumer risk and credit strategy, driving initiatives in risk segmentation, portfolio monitoring, and policy frameworks. I’ve led projects on behavioral scorecards, bounce prediction, and early warning systems, working closely with product, collections, and engineering teams to embed data-driven decisioning into business workflows. Previously, at DMI Finance, S&P Global, and Yes Bank, I developed and deployed models for underwriting, credit scoring, and behavior-based risk assessment, strengthening decision systems across the credit lifecycle. An alumnus of IIT Madras, I am passionate about applying advanced analytics to solve lending challenges and enable inclusive financial growth. I focus on building scalable, transparent, and fair credit systems where data-driven insights align business goals with long-term portfolio stability. Over the course of my career, I’ve been recognized with multiple awards for innovation, business impact, and cross functional collaboration reflecting both technical depth and organizational impact.
Stackforce AI infers this person is a Fintech Data Scientist with expertise in credit risk and data analytics.
Location: Bengaluru, Karnataka, India
Experience: 6 yrs 7 mos
Career Highlights
- 6+ years in credit risk and data science.
- Led initiatives in risk segmentation and portfolio monitoring.
- Recognized for innovation and cross-functional collaboration.
Work Experience
Credit Saison India
Senior Manager - Consumer Risk (5 mos)
Manager - Consumer Risk (1 yr)
Associate - Consumer Risk (11 mos)
DMI Finance Private Limited
Senior Data Scientist (1 yr 6 mos)
S&P Global
Data Scientist (1 mo)
IHS Markit
Data Scientist (11 mos)
YES BANK
Data Scientist (1 yr 9 mos)
Trainee (2 mos)
YES FOUNDATION (India)
Fellow, Media for Social Change (1 mo)
Aaum Research and Analytics Pvt Ltd
Trainee Data Analyst (1 mo)
Xcode Life
Analyst and Web Development Intern (1 mo)
Cancer Research Malaysia
Industrial Trainee (0 mo)
Education
Dual Degree (B.Tech & M.Tech) at Indian Institute of Technology, Madras
at Maharishi Vidya Mandir
at DAV