Gaurav Kumar

Operations Associate

Delhi, India5 yrs 6 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Over 4 years of experience in finance industry.
  • Proficient in customer service and banking operations.
  • Strong skills in data management and KYC processes.
Stackforce AI infers this person is a Customer Service professional in the Fintech industry with strong operational skills.

Contact

Skills

Core Skills

Customer ServiceBanking OperationsCredit ControlData ManagementClient ServicesSales

Other Skills

Analytical SkillsAnalyticsAuditingBalance SheetsBankingBranch ManagementBusiness Relationship ManagementCheque clearanceClient InteractionCold CallingCommunicationComputer LiteracyCustomer Relationship Management (CRM)Data AnalysisData Visualization

About

Hello recruiters, I am GAURAV KUMAR, a seasoned professional based in DELHI with over 4 years of experience in the finance industry. Currently, I am dedicated to my role as a Customer Service Officer at IDFC First Bank Ltd since October 2023. In this capacity, I have been managing customer queries, providing timely resolutions to loan-related issues, and actively contributing to effective branch management. My responsibilities extend to logging and disbursing pre-approved personal loans, as well as preparing and maintaining MIS reports. Before my tenure at IDFC First Bank Ltd, I served as an Assistant Manager at Bajaj Finance from February 2020 to September 2022. During this period, I undertook the critical task of quality reviewing KYC information for existing clients. My role also involved validating customer information through reliable sources, maintaining accurate and up-to-date customer records, and overseeing MIS activities and data collation. I conducted comprehensive end-to-end post-approval reviews of KYC records for all client types. Additionally, I gained valuable experience in a six-month stint at Tradeindia, where I excelled in an inside sales profile. My career objective is to secure a challenging position in a professionally managed organization, where I can contribute my best in a competitive environment, utilizing my knowledge to achieve the organization's goals. I am currently seeking a position in the operations department with a focus on assets. My goal is to join a team where I can further enhance my skills in documentation and disbursements, thereby advancing my career in asset operations. Strengths that define me include a positive attitude, a strong willingness to learn and adapt to new opportunities and technologies, and the ability to handle frequent changes. For further details, please refer to my CV. Sincerely, GAURAV KUMAR

Experience

Idfc first bank

Senior Officer

Oct 2023Present · 2 yrs 5 mos · Delhi, India · On-site

  • 1. Addressing customer queries promptly and ensuring timely resolution of loan-related issues.
  • 2. Retaining Home Loan (HL), Loan Against Property (LAP), and Personal Loan (PL) customers.
  • 3. Assisting other teams in resolving customer escalations effectively.
  • 4. Actively participating in the efficient management of the branch.
  • 5. Conducting regular follow-ups for timely disbursals.
  • 6. Maintaining effective branch management practices.
  • 7. Logging and disbursing pre-approved personal loans and forwarding other product leads to the relevant sales team.
Customer ServiceLoan ManagementBranch ManagementMIS ReportingBanking Operations

Bajaj finserv

2 roles

Assistant manager credit operation

Feb 2020Sep 2022 · 2 yrs 7 mos

KYC ReviewData ManagementMIS ActivitiesCredit Control

Executive credit operation

Feb 2020Jun 2021 · 1 yr 4 mos

Tradeindia.com-infocom network ltd

Senior Executive

Jun 2019Nov 2019 · 5 mos · Noida Area, India

  • ● Selling company’s service to the customer through cold calling.
  • ● Interact with International clients and solve their queries over the phone and mail also.
  • ● Prepare a Daily, Weekly, Monthly tracker on Excel for self & client, and send it to our lead at the end
  • of the day.
Cold CallingClient InteractionExcel TrackingClient ServicesSales

Dharampal premchand limited(dppcl)

Intern

Jun 2018Aug 2018 · 2 mos · Noida Area, India

Education

Asian School of Business, Noida

PGDM

Jan 2017Jan 2019

Oxford Business College

Diploma in International Business — International Business

Jan 2019Jan 2019

Arcade Business College, Patna

BCA — Computer Science

Jan 2014Jan 2017

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