Jul 2023 – Present · 2 yrs 8 mos · Bengaluru, Karnataka, India

• LEADING THE CREDIT CARD PROCESSING TEAM
• Managing a team of highly skilled 10 devs to build and deliver next generation credit stack for banks and fintech.
• As part of this team, we have
• 1) Built and productionised a credit card - account processing platform making it easy for any bank/fintech to launch innovative credit card products in a matter of days
• 2) The platform supports - account management, delinqurncy management, npa/charge-off management, credit and repayments, credit bureau reporting, account txn management in a highly cinfigurable manner.
• 3) HDFC launched is much talked about PIXEL card this year on our platform with innovative features like billing cycle switch, configurable rewards etc
• 4)The platform is also live in US market with Sparrow, cardworks and 2 other tenants.
• 5)The platform is currently being re-architected to support loan management capabilities with the much talked about credit on UPI being the pilot.
• 6) The platform also has onboarding capability where any bank with its own set of requirementsfor its product- different set of billing cycle, different way to calculate MAD, configurable deliquency needs etc can get onboarded in a matter of days thus making the cumbersome onboarding process seamless.
• My day to day tasks involves - 1) engg discussions with the team on feature grooming, code reviews, infra enahncement, tech enhancements 2) talking to stakeholders on planning of intakes from clients, quarter and sprint cadence 3) ensuring devs are working at their fullest potential with all their queries and asks taken care of.

Jun 2021 – Jun 2023 · 2 yrs · Bengaluru, Karnataka, India

• HDFC PIXEL CARD
• Lead and managed a team of 10 engineers to build, production-ise and scale the credit card platform for INDIA's biggest bank - HDFC.
• Spotlight Rewards and Marketplace(Sodexo UK)
• 1) Led a project to build a marketplace platform which can be plugged into any inventory and fulfillment system, can manage wide variety of catalogues and can be integrated with PGs like stripe and any non-fiat currency system. Worked, mentored and executed with a team of 8 devs to deliver this critical project.
• 2) Sodexo UK was the first customer to be onboarded on this project.
• Tachyon prepaid
• 1) Led a team of 10 dev to deliver a prepaid platform with state of the art apis to help bank and fintech get onboarded with minimum hassle. Made some interesting features like account holder originaation workflow, card issuance and management, Transaction and related policy configuration live for the platform.
• 2) This was running on a crunch deadline and made sure along with all the devs that the product delivery is of top quality.
• 3) Led the earlier version which was Fusion which is used by multiple fintechs like Fampay, Postpe etc
• Payzapp(HDFC)
• 1) Led the initiative for onboarding Payzapp as the first and till now the biggest customer of Tachyon prepaid.
• Sodexo(India, Italy, Vietnam, Phillippines, UK)
• 1) Leading a team that currently looks at the card management and issuance for different sodexo countries..

Apr 2020 – Jun 2021 · 1 yr 2 mos · Bengaluru, Karnataka, India

• Sodexo Phillipines
• 1) Led a project with a group of 3 devs to deliver a coupon based marketplace experience to Sodexo Phillipines on very strict timelines.
• 2) Project was completed with top notch quality and deliverables included no P0, P1, P2 bugs.
• 3) Got the best performer award for the same.
• Ebix India
• 1) Led the initiative the old legacy project on to the FUSION stack(one stop fintech service solution) with the state of the art api integration for EBIX india.
• 2) The entire initiative required understanding legacy stack and planning on how to integrate the FUSION stack while maintaining backward compatibility.
• 3) Deliverable was top notch with no priority issues as it was delivered on a strict deadline.
• Spotlight Marketplace(Sodexo UK)
• 1) Acted as the Lead for building a coupon based marketplace model which would be utilised as platform that can be integrated with any PG, can accept in house reward currencies. It can be configured to support multiple types of SKUs and can be plugged into various kind of inventory management and fulfillment systems.
• 2) Led a team of 5 dev to deliver this project. Was responsible for end to end architecture design, planning and execution.