Nitesh Ranjan

Co-Founder

Bengaluru, Karnataka, India11 yrs 10 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Led P&L for innovative insurance products.
  • Co-founded a marketplace addressing second-hand goods.
  • Expert in scaling insurance businesses from ground up.
Stackforce AI infers this person is a Fintech and Insurance Product Management expert with strong entrepreneurial skills.

Contact

Skills

Core Skills

Product ManagementBusiness StrategyBusiness DevelopmentPublic PolicyBusiness Analysis

Other Skills

AnalyticsBusiness IntelligenceBusiness ProcessBusiness Process ImprovementBusiness-to-Business (B2B)C++ConsultingCustomer ExperienceCustomer JourneyCustomer MarketingD2CDigitalizationEntrepreneurshipGrowth StrategyHealth Insurance Strategy

About

Completed Post Graduation Diploma in Liberal Studies from Young India Fellowship at Ashoka University with a great eagerness to learn about all dimensions of studies. An electrical engineering graduate from NIT Calicut with professional industry exposure of construction and Consulting in sales and marketing analytics. Currently leading business and product for Insurance at CRED

Experience

Cred

Business and Product

Sep 2021Present · 4 yrs 6 mos · Bangalore Urban, Karnataka, India

  • Building Garage at CRED
  • Leading and managing P&L for Insurance business
  • Scaling business from 0-1 including Licensing requirements
  • Co -creating innovative journey for the customer and negotiating with Insurer
  • Embedded and sachet Insurance offering on CRED
Business AnalysisProduct ManagementInsuranceP&L ManagementCustomer JourneyBusiness Strategy

Phonepe

Insurance Business Manager

Mar 2020Sep 2021 · 1 yr 6 mos · Mumbai, Maharashtra, India

  • Leading Byte Size Insurance Product P&L
  • Growth Strategy for Customer Marketing and Acquisition
  • Innovating Insurance Product Strategy with best UI/UX
  • End to End Customer Experience - Digitalization with Insurer
  • Creating disruptive need based Insurance Product cutting across life/health and general Insurance
Growth StrategyCustomer MarketingInsurance Product StrategyDigitalizationProduct ManagementBusiness Strategy

Acko

2 roles

DGM - Partnership Products

Dec 2019Mar 2020 · 3 mos

  • Overall responsible for the Health Insurance Strategy of ACKO GI including end to end development of new product
  • Lead partnership deal closure with customer centric delivery models with various stakeholder for the delivery of Health Insurance product including unique product proposition, TPA, Health Partners internationally etc.
Health Insurance StrategyPartnership DevelopmentProduct DevelopmentProduct ManagementBusiness Strategy

Product Manager

Dec 2018Mar 2020 · 1 yr 3 mos

  • Leading and managing strategy of Product Development and Underwriting of Customized Insurance Product for Digital/Affinity/ Internet Partnership using need analysis of each partner and evaluation of partner’s platform
  • Owner of the delivery of Product on Partner’s tech platform with tech team and leading comprehensive testing of UAT
  • Owner of motor endorsement project – building self-service model for customers leading to cost optimization of CC
  • Leading company’s initiative of International Travel Product and stitching its end to end delivery from sales perspective and delivery of first travel Insurance product for ACKO
  • Delivered new and innovative product (completely new for Indian market)
Product DevelopmentUnderwritingCustomer ExperienceProduct ManagementBusiness Strategy

Religare health insurance (rhi)

2 roles

Business Development and Key Account Management

Aug 2017Jul 2018 · 11 mos · Bengaluru Area, India

Product and Process Manager

Jul 2016Aug 2017 · 1 yr 1 mo · Bengaluru Area, India

  • Product and Process Manager
  • Leading Product, Project and Partnership development for Insurance Products.
  • Project management of each partnership launch from planning of products and processes to post-sale analytical support
  • Directly handling portfolio of Digital/ Bancassurance and Alternate vertical contributing 450+ Cr. business volume
  • Coordinating with various stakeholders of the firm- including Legal, Product, Marketing, Claims Servicing and Customer Care, and Sales team
  • Translating business development team requirement into actionable and support their day to day sales by building unique mobile and web based technology solutions.
  • Tracking of opportunities in the market for new products in health insurance space through secondary and primary research
  • Product scoping (identifying target customer and revenue opportunity for the company) and design of benefit construct (Benefits that would be offered in the product)
  • Product mapping/bench marking with products in domestic and global markets
  • Developing product communication, pitch, USPs, positioning, marketing and allied activities for product promotion
  • Launching of new products across distribution channels/partnerships, supervising necessary process and technology integration etc.
Product ManagementProject ManagementMarket ResearchBusiness Development

Comarket.in

Co Founder

Jul 2015Jul 2016 · 1 yr · Delhi

  • ‘CoMarket’ is a hyperlocal online marketplace for used goods meant to operate within already existing closed communities centered around colleges, corporates and residential societies. It hopes to solve some compelling problems in the current online second-hand marketplaces like seller trust, delivery time and distance, and poor user experience.
Legislative DraftingResearchPublic Policy

Zs associates

Business Analyst

Feb 2015Jul 2015 · 5 mos · Gurgaon, India

  • Business Analyst Associate
  • Specialized in sales force territory alignment and sizing solution consulting for top pharma clients with work varying across sales force team sizing, placement and alignment.
  • Strategised sales force effectiveness and placement consulting for increasing sales of Fortune-500 Pharma clients
  • Formulated territorial alignment solutions which increased efficiency and performances of the sales force
  • Expert in handling and modelling javeline territory designer software.
EntrepreneurshipMarket AnalysisBusiness Development

Member of parliament

Research Assistant - Office of Shri Ninong Ering

Jun 2014May 2018 · 3 yrs 11 mos · New Delhi Area, India

  • Legislative assistant to Member of Parliament
  • Execution of drafting of bills
  • Planning of Parliamentary affairs and research on the environmental issues in north east India

Husk power systems

Intern

May 2013Jul 2013 · 2 mos · Patna Area, India

  • DESIGNING OF SOLAR DC MICROGRID
  • Completed the designing of solar based smart meters which is revolutionizing the availability of electricity in the remote villages enabling them to carry out business late evening along with enabling local children to study in the night while also providing security to the local.

Jugaad labs

Intern

Nov 2012Jan 2014 · 1 yr 2 mos · Kozhikode

  • Jugaad Labs (http://jugaadlabs.org.in) is a non-profit organization working in the field of education for the less fortunate.
  • Organized summer schools in Computer Education for 156 students in Kerala & Uttar Pradesh
  • Drove collection & distribution of old clothes, unused stationary and old books across Kerala.
Sales Force AlignmentConsultingBusiness Analysis

Ntpc

Vocational Training

Jun 2012Jun 2012 · 0 mo · NTPC, Barh

  • Familiarization with the various stages of energy generation and transmission along with quality improvement provisions and thermal power plant production system.

Education

Ashoka University

Young India Fellowship — Post Graduation Diploma in Liberal Studies

Jan 2015Jan 2016

Harvard Business School Online

CORe: Credential of Readiness

Jan 2016Jan 2016

National Institute of Technology Calicut

Bachelor of Technology (BTech) — Electrical and Electronics Engineering

Jan 2010Jan 2014

St. Michael's High School, Patna

12 — science

Jan 2008Jan 2010

Infant Jesus School

High School — Physics

Jan 1998Jan 2008

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