Ashutosh Nagar

Product Manager

Bengaluru, Karnataka, India8 yrs experience

Most Likely To SwitchAI ML Practitioner

Key Highlights

Expert in Digital Lending and Fintech solutions.
Proven track record in API development for loan products.
Strong leadership in product management and team collaboration.

Stackforce AI infers this person is a Fintech Product Manager with expertise in Digital Lending and API development.

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Skills

Core Skills

Product ManagementDigital LendingSoftware DevelopmentProject Management

Other Skills

API DevelopmentAgentic AIAgile MethodologiesAgile Project ManagementAmazon Web Services (AWS)AnalyticsArticulationArtificial Intelligence (AI)Business AnalysisBusiness InsightsBusiness StrategyCo-lendingCollaborationCommunicationCompetitive Analysis

About

A learner

Experience

Piramal capital & housing finance limited

2 roles

Lead Digtial Product Manager

Promoted

Jul 2024 – Present · 1 yr 8 mos · Bengaluru, Karnataka, India · On-site

Spearheaded the development of a Generic API Stack for diverse loan products in collaboration with various LSPs and partners.
Drove initiatives in Digital Lending, focusing on D2C Lending and Embedded Finance solutions.
Enhanced product offerings including Personal Loans, Business Loans, and Merchant Cash Advance to meet market demands.

Digital LendingAPI DevelopmentEmbedded FinanceProduct Management

Senior Digital Product Manager

May 2022 – Jun 2024 · 2 yrs 1 mo · Bengaluru, Karnataka, India · On-site

Digital Lending | Fintech Partnerships | Co-lending | Embedded Finance | Lending as a Service
Built a Generic API Stack powering following loan products in partnerships with various LSPs and partners.
Check-Out Finance
Personal Loan
PreQualified Personal Loan
CoLended Personal Loan
Business Loans
Education Finance
Cash Flow based Lending
Merchant and Consumer BNPL
Merchant Cash Advance ( EDI Product)
Micro Finance Loan
Loan against mutual funds
Colending with Banks ( colending stack)

Digital LendingFintech PartnershipsCo-lendingEmbedded FinanceProduct Management

Idfc first bank

Product Manager

Feb 2020 – Apr 2022 · 2 yrs 2 mos · Mumbai Area, India

Digital Solutions - Retail Lending
Instant D2C Loan Journeys
Built D2C Easy Buy EMI card journey
Solved Disbursement problem for End-Use Control loans
Pioneered Account Aggregator Launch in IDFC

Digital SolutionsRetail LendingD2C Loan JourneysProduct ManagementDigital Lending

Au small finance bank

Intern

Apr 2018 – May 2018 · 1 mo · Jaipur Area, India

 Strategized the Au innovation Centre launch along with its operation’s roadmap for the short term
 Identified gaps in the bank’s digital offerings by benchmarking versus industry trends
 Created high-level digital architecture for stakeholders envisaging the desired state of digital banking
 Appraised several projects of Au bank and proposed projects that required partnership with Fintechs

Digital BankingStrategic Planning

Barclays

Software Developer

Jun 2015 – Jun 2017 · 2 yrs · Pune Area, India

 Designing, creating and maintaining Web Services in rewards, payment and partner domain for US credit card business
 Representing rewards team in business case analysis meetings, design discussion meetings and channel interactions
JetBlue Credit Card Launch
 Represented rewards team in business requirement, design review, and project review meetings
 Redesigned the rewards miles tracker functionality for Airline partners reducing response time by 50%
Sallie Mae Credit Card Relaunch
 Led the design discussion successfully with 4 teams for the redemption and reconciliation process
 Revamped the Sallie Mae partner point redemption process which decreased processing time by 60%
 Developed HADOOP data processing engine for redemption settlement which processes 1000 rec/day
Payment Resolution
 Designed a new processing architecture currently used by 6 different payment resolution workflows
 Developed payment resolution workflows that handles 50,000 requests/year
Loyalty Edge Launch
 Created a redemption process for gift card and merchandise redemption in Loyalty Edge Launch Project
 Overhauled entire cash back redemption flow thereby leading to reduction in processing time by 50%