Tom Frantz

CEO

New York, New York, United States9 yrs 2 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Led credit and fraud risk management for corporate cards.
  • Successfully raised $150M warehouse line of credit.
  • Built risk policies from the ground up.
Stackforce AI infers this person is a Fintech professional specializing in credit and risk management.

Contact

Skills

Core Skills

Credit RiskRisk ManagementFraud PreventionFinancial AnalysisData Analysis

Other Skills

Collections StrategyCreditEntrepreneurshipEvent PlanningExperiential LearningLeadershipMicrosoft OfficeOperations ManagementProduct ManagementProject ManagementProject PlanningPublic SpeakingResearchSQLSoftware as a Service (SaaS)

Experience

Mercury

Credit Card Underwriting Manager

Dec 2022Present · 3 yrs 3 mos · New York, New York, United States

  • Leading Credit for Mercury IO corporate cards
Credit RiskRisk ManagementLeadership

Airbase

Senior Manager, Risk

Aug 2021Dec 2022 · 1 yr 4 mos · Denver, Colorado, United States

  • First Risk hire, reporting to CFO
  • Led credit & fraud risk management for corporate cards, two day ach & general onboarding
  • Built credit and fraud risk policy, monitoring, and operations from 0 to 1 while hiring a full Risk team
  • Led a $150M warehouse line of credit raise from Goldman Sachs
  • Owned both credit loss and fraud loss metrics, including world-class loss metrics for both
Credit RiskFraud PreventionProject Management

Gusto

5 roles

Head of Risk Analytics

Jun 2021Aug 2021 · 2 mos · Denver, Colorado, United States

  • Led Analytics team comprised of of Risk Data Analysts and Risk Product Specialists
  • Team leveraged SQL to optimize Risk, Credit, and Collections policies
  • Owned funnel conversion, loss forecasting, Gusto onboarding approval rates, & false positive rates for ACH payment review flags
Data AnalysisSQLRisk Management

Product Specialist– Risk Policy/Analytics

Nov 2020Jun 2021 · 7 mos · Denver, Colorado, United States

  • Risk Tooling Product Management role
  • Built tools leveraged across risk products that reduced operational burden and drove core KPI's (growth + loss mitigation)
Risk ManagementProduct Management

Credit Risk Lead

Promoted

Jul 2018Nov 2020 · 2 yrs 4 mos · Denver, Colorado, United States

  • Led credit policy and collections team
  • Focused on expanding access to Faster Payroll (2 day ACH) through policy improvements and collections strategy
Credit RiskCollections Strategy

Senior Risk Analyst– Credit, Fraud, & Financial Crimes

Promoted

Dec 2017Jul 2018 · 7 mos · Denver, Colorado, United States

Risk Analyst

Nov 2016Dec 2017 · 1 yr 1 mo · Denver, Colorado, United States

Education

University of Oklahoma - Price College of Business

Finance & International Business

University of Oklahoma

Bachelor of Business Administration (BBA)

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