Chelsye Toliver, AAP, APRP, ETA CPP — Director of Engineering

Chelsye Toliver is a payments operator and risk strategist who has spent the past decade scaling systems from the ground up—first in community banking, now in fintech. She currently serves as Director of Payments at Novo, where she leads payment strategy and infrastructure across ACH, wire, card, check, and emerging rails. Her focus is on balancing innovation with operational rigor, particularly in regulated environments. She holds the AAP, APRP, and ETA CPP credentials and was named to both Nacha’s 15 Under 40 and ETA’s Forty Under 40 in 2025. Before Novo, she held leadership roles at ePayResources and Texas Security Bank, where she built payments teams, modernized legacy processes, and developed a deep understanding of how money actually moves. Chelsye is known for her direct approach, deep domain expertise, and ability to translate complexity into action. She has spoken on the intersection of AI, compliance, and payments modernization—particularly where people, risk, and product collide. She’s also a mom, a full-time student at Texas Tech, and a firm believer that strong teams are built on trust, transparency, and the freedom to be fully human, not just highly productive. The views expressed here are my own and do not reflect the views of my employer.

Stackforce AI infers this person is a Fintech expert specializing in payments strategy and risk management.

Location: Dallas, Texas, United States

Experience: 15 yrs 3 mos