Utkarsh Pratap Singh

Senior Product Manager

Mumbai, Maharashtra, India6 yrs 7 mos experience

Most Likely To SwitchAI Enabled

Key Highlights

Built a payment solution generating 50cr monthly revenue.
Improved payment success rates by 10% through data analysis.
Created impactful dashboards for real-time business insights.

Stackforce AI infers this person is a Fintech Product Manager with strong analytical and user experience skills.

Contact

Skills

Core Skills

Product DevelopmentData AnalyticsBusiness Analytics

Other Skills

A/B TestingAgile MethodologiesAnalytical SkillsAnalyticsB2CBankingBusiness Intelligence (BI)Business StrategyCleverTapCommunicationConsumer BehaviorCorporate StrategyCross-functional Team LeadershipCustomer ValidationData Manipulation

About

Product guy. Digital-first. Numbers nerd.I’ve spent the last 6 years building digital products across payments, investments, and high-growth fintech teams — the kind where one small product tweak can shift millions in GMV or unlock thousands of new users overnight. I like solving messy, ambiguous problems and turning them into clean, intuitive customer journeys that just work.I enjoy working in teams that obsess over user experience, question assumptions, and care about long-term impact. Culture matters a lot to me — I believe the best product decisions come from teams that trust each other, debate honestly, and build with ownership.I’m constantly learning: whether it's improving payment success by a few percentage points, redesigning investor journeys, or digging into data to understand why users behave the way they do. And I genuinely enjoy breaking down complex financial workflows into simple, human-friendly products.Always excited by experiments, zero-to-one ideas, and digital experiences that make money feel effortless for users.

Experience

6 yrs 7 mos

Total Experience

1 yr 7 mos

Average Tenure

2 yrs 10 mos

Current Experience

Axis mutual fund

2 roles

Senior Product Manager - Digital

Promoted

May 2025 – Present · 1 yr

Product Manager - Digital

Jul 2023 – May 2025 · 1 yr 10 mos

Twid

Product/Analytics

Mar 2022 – Jul 2023 · 1 yr 4 mos · India

Played key role in building Pay with Rewards from scratch, growing the business to 50cr monthly revenue with a 50% conversion rate and 25% repeat customer base.
Conceptualized and developed several 0-1 products, including CDP, Partner facing dashboards, control panels.
Built analytics infrastructure using Metabase and SQL, delivering real-time insights for CXOs.
Directed development by creating specs and collaborating with engineering, design, data, and QA teams.

Pay with Rewardsanalytics infrastructureMetabaseSQLspecs creationcollaboration+2

Open financial technologies

Product Analyst

Jul 2021 – Mar 2022 · 8 mos · India

Open financial technologies is a Y combinator backed series D startup for SMEs that enables businesses to manage their finances effectively.
Created visually impactful dashboards in metabase for data reporting. Extracted, analysed data to identify key metrics and transform raw data into meaningful, actionable information.
Built out the data and reporting infrastructure from the ground up using Looker and SQL to provide real-time insights into the product and business KPI's.

data reportingLookerSQLData AnalyticsProduct Development

Razorpay

Business Analyst

Oct 2019 – Jul 2021 · 1 yr 9 mos · Bangalore

Razorpay is a Y combinator backed Series F, top Indian fintech startup.I've worked with Business Analytics team to analyze and improve the success rate of all payment methods (Cards, UPI ,NB).
Helped merchants improve their success rate. by 5-10% across methods by analysing failure and drop off points.
Work with Business leaders, to identify and prioritise high value actions that can be taken or improved using data-driven decisions.
Worked directly on a “Efficient Payment Routing “project which helped to improve success rate by 10%.

payment methods analysisdata-driven decisionsBusiness Analytics