Mehul Siddhapara — Product Manager
💼 Product Leader | Fintech Specialist | Driving Digital Lending & Payments Innovation With 7+ years of proven experience in the product domain, I thrive in developing and scaling digital solutions for lending, credit, and payments across the financial landscape. ✅ Domain Expertise: • MSME lending, personal & business loans. • Credit lifecycle management. • SaaS product development for orchestrating lending journeys. • Banking corporate credit card integrations. 💡 Key Contributions: • Spearheaded end-to-end digital journeys for 5+ personal loan programs, focusing on seamless onboarding, underwriting, and disbursement. • Led the design and optimization of onboarding and collections flows for MSME loans, driving customer engagement and reducing default rates. •Played a pivotal role in shaping Lending Origination Systems (LOS) for both business and personal loans, ensuring compliance and scalability. •Worked as a SaaS Product Manager building orchestrated lending platforms for NBFCs and banks, facilitating digital transformation across the lending value chain. •Developed robust credit bureau products, streamlining credit pulls and deduplication to enhance underwriting precision. •Successfully connected and integrated banking corporate credit card solutions, simplifying credit access and spend management for businesses. 🚀 I’m passionate about bridging technology, finance, and customer experience to accelerate financial inclusion and innovation. Eager to connect with fellow builders in lending, credit, and embedded finance! Let me know if you’d like this further tailored or shortened for a specific use!
Stackforce AI infers this person is a Fintech Product Manager specializing in digital lending and payments innovation.
Location: Bengaluru, Karnataka, India
Experience: 9 yrs 8 mos
Skills
- Product Management
- Credit Risk Management
- User Experience Design (ued)
- Underwriting
- Data Analysis
- Operations Management
Career Highlights
- Led digital transformation in lending and payments.
- Developed innovative lending solutions for MSMEs.
- Achieved significant loan book growth in one year.
Work Experience
The Muthoot Group
Digital Product Manager (2 yrs)
FinBox
Associate Product Manager (1 yr 1 mo)
Niro
Associate Product Manager (10 mos)
Open Financial Technologies
Senior Product Analyst Lending (10 mos)
Razorpay
Product Analyst Capital (9 mos)
South Indian Bank
Assitant Manager Credit (1 yr 10 mos)
Federal Bank
Intern (1 mo)
DealBerg
Intern (1 mo)
IMS Learning Resources Pvt. Ltd.
Assitant Manager (3 mos)
Self-employed
Business Partner (2 yrs 3 mos)
Education
Master of Business Administration (MBA) at Christ University, Bangalore
Bachelor of Business Administration (BBA) at G.H.Raisoni College of Commerce Scince and Technology