Yash Verma

Software Engineer

Bengaluru, Karnataka, India7 yrs 11 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Led UPI PPI Payments at FamPay, outperforming major competitors.
  • Built scalable, low-latency systems for high-volume transactions.
  • Mentored in Google Summer of Code and Google Season of Docs.
Stackforce AI infers this person is a Fintech Backend Engineer with a strong focus on scalable payment systems.

Contact

Skills

Core Skills

Back-end Web DevelopmentMicroservicesFintechDjango Rest FrameworkDevops

Other Skills

Amazon Web Services (AWS)Apache KafkaCIDatabasesDebateDjangoEngineeringEthical HackingGo (Programming Language)KubernetesLeadershipPostgreSQLProcess ImprovementPublic SpeakingRelational Databases

About

Hey there, I'm Yash, leading UPI PPI Payments at FamApp (FamPay)—the #1 player on PPI leaderboards by clocking highest number of transactions (to get an idea, its more than PhonePe, Mobikwik and AmazonPay combined). We consistently achieve 98.4%+ success rates, outperforming giants. With 3.5 years of experience (2 years full-time, 1.5 years as an intern), I have a deep understanding of building scalable, low-latency systems that are robust enough to handle high-volume financial transactions seamlessly. I've been a builder since I was 15—from becoming a Google Code-In Finalist in high school to being a Google Summer of Code developer, Google Season of Docs mentor, and MLH Fellow (collaborating with Meta engineers). Along the way, I’ve won industry hackathons and built frameworks from scratch as side projects. I believe everyone is worth a coffee—always happy to chat! :)

Experience

Part-time

VITspot

Present

Fam

4 roles

SDE 2

Promoted

May 2025Present · 10 mos

  • Architecting system, building solutions to support 5x of current payments scale.
  • Building the UPI TPAP and PPI stack from ground-up.
  • Building a smart kill switch to predict and manage transaction failures, and proactively block transactions that would ultimately fail, boosting success rates and payments experience.
  • Lead tech of automatic recon processing, ensuring all funds are reconciled at end of each cycle.
  • Built tech to block funds based on LEA escalations, by marking lien on PPI accounts.
  • Lead tech of CKYC flows and automated document retrieval from CERSAI, eliminating need of any manual operations.
Back-End Web DevelopmentMicroservicesFinTechEngineeringGo (Programming Language)nodejs+8

Software Engineer

Promoted

Apr 2024May 2025 · 1 yr 1 mo

  • Leading UPI (PPI) Payments
  • Rewrote debit UPI transaction, reduced latency by 15% (p95), cost per transaction by 7%
  • Automated NPCI reconciliation processing, streamlining operations end-to-end.
  • Developed an in-app hybrid payments mechanism to make payments combining multiple sources.
  • Designed on building end to end CKYC process to automate document submissions to govt portals.
  • Building a smart kill switch to predict failures and optimally block transactions when success rates drop.
  • Working on rebuilding the UPI PPI payments engine
  • Built Scalable Solutions Across Domains
  • Designed and implemented KYC systems for (Anti Money Laundering, KYC Updates)
  • Customer interaction Workflows, CX Platform Integrations + Automations
  • AI-driven solutions using LLMs for support teams. (RAG + semantic search)
  • Authentication service, enabling the migration from monolith to microservices
  • Data Pipelines for transaction archival and analytics
  • Working on CDC mechanism with message queue based solutions
Back-End Web DevelopmentMicroservicesFinTechDatabasesEngineering

Software Engineer

Promoted

Jan 2023Apr 2024 · 1 yr 3 mos

  • Part of UPI (PPI) Payments Team
  • Working on core fintech (UPI) team, building and fixing payments.
  • Independently implemented & Complete Ownership of automatic payments ( via mandates) on UPI / NPCI.
  • Independently implemented & Complete Ownership of a core KYC flow, to ensure user data remains compliant with RBI regulations as user ages over the years.
  • Designed and implemented data-intensive Anti Money Laundering features of the organization, compliant with RBI and government regulations.P
Django REST FrameworkRelational DatabasesPostgreSQLAmazon Web Services (AWS)Go (Programming Language)Django+3

Back End Developer

Sep 2021Dec 2022 · 1 yr 3 mos

  • Starting Full Time : Jan 2023
  • Complete Ownership & Independently implemented the Auth Service to handle 100% of incoming requests from design to production, serving 100mil req/day, as an intern.
  • Implemented a payment gateway, internal dashboards for automating tasks, and business features for document verification, customer growth and acquisition.
  • Developed bots and automation which handle ~70% of incoming customer tickets.
  • Part of the platform team working to scale the infrastructure for fast-paced growth.
  • Part of the infra team, well versed with deployments on Kubernetes, ArgoCD and AWS.
  • Optimized costs to save 1000$ per month.
PostgreSQLAmazon Web Services (AWS)Go (Programming Language)nodejsDjangoApache Kafka+3

Camicroscope

Maintainer

Sep 2021Present · 4 yrs 6 mos

  • Author and Maintainer of a new project built as part of Google Summer of Code, which helps the laboratory administrators to fine-tune the authentication system as per their needs.

Google summer of code

Student Software Developer

May 2021Sep 2021 · 4 mos · caMicroScope

  • Currently, caMicroscope uses attribute-based access control, which does not clearly represent the notion of authorization in users and faces performance issues as the database calls are not cached.
  • This task details the implementation of a Role-Based Access Control mechanism, along with an admin panel implemented as a web interface to facilitate configuring the same after deployments. This would ensure a robust method to protect critical resources and data points, and streamline the process of operating with multiple stakeholders. Along with RBAC, to solve the problem of slow database queries that severely impact application performance, a unique method to implement a cache layer that allows minimal chances in the existing codebases has also been decided.

Acm-vit chapter

2 roles

Technical Director

Apr 2021Mar 2022 · 11 mos

Core Committee Member

Jan 2020Mar 2022 · 2 yrs 2 mos

  • Part of the ACM Web Team worked on diverse projects, organized community events, and lead teams on projects.

Girlscript summer of code

Project Administrator

Mar 2021Jun 2021 · 3 mos · India

  • Project Admin and Mentor for UniAuth.
  • UniAuth full feature private, customizable identity manager as an OAuth server written from
  • scratch with client libraries in multiple languages for effortless integration; to provide industry-level
  • authorization flow.
  • Help us develop UniAuth at www.uniauth.co

Mexili

Mentor

Jan 2021Mar 2021 · 2 mos · India

  • A full feature private, customizable identity manager as an OAuth, server written from
  • scratch with client libraries in multiple languages for effortless integration; to provide industry level
  • authorization flow.

Hakincodes

Technology Mentor

Aug 2020Oct 2020 · 2 mos · India

Circuitverse

2 roles

Google Season of Docs Mentor

May 2020Nov 2020 · 6 mos

  • I will be mentoring the Interactive Book and CircuitVerseDocs Project that aims to create an online interactive guide for digital logic design.
  • https://github.com/CircuitVerse/CircuitVerse/wiki/Google-Season-of-Docs-2020

Project Maintainer

Apr 2020Present · 5 yrs 11 mos

  • To maintain two open source projects of the CurcuitVerse organization on Github, and help contributions make enhancements, suggest methods to improve, and review contributions on the projects.

Major league hacking

MLH Fellow

May 2020Aug 2020 · 3 mos

  • As part of the inaugural class of MLH Fellows, I contributed to Open Source projects with a team of Fellows under the educational mentorship of a professional software engineer, powered by MLH and Github

Girlscript foundation

Mentor for Uplift Project

May 2020Aug 2020 · 3 mos · India

  • Uplift project is an initiative by GirlScript Foundation to take your skills to the next level and have a great learning experience, where I will be collaborating with like-minded people working on various technologies, and helping them in its execution.
  • I serve the role of a mentor for NodeJs and Open Source.

Smoketrees

Back End Developer

Mar 2020Dec 2020 · 9 mos · India

Vit hack

Coordinator

Mar 2020Sep 2020 · 6 mos · Vellore, Tamil Nadu

Developer student clubs vit

Core Team Member

Jan 2019Aug 2020 · 1 yr 7 mos · Vellore, Tamil Nadu, India

Doon international school

School Captain

Apr 2017Mar 2018 · 11 mos · Dehradun

The trojan horses computer club

Student Head

Nov 2016Mar 2018 · 1 yr 4 mos · Doon International School

Interact: rotary sponsored club

Vice President

Oct 2016Mar 2018 · 1 yr 5 mos · Doon International School

Hackerearth

Campus Ambassador

Aug 2016Mar 2018 · 1 yr 7 mos · Doon International School, Dehradun

  • Selected as HackerEarth Campus Ambassador at Doon International School, Dehradun.

Education

VIT_Vellore Institute of Technology

Bachelor of Technology - BTech — Computer Science

Jan 2019Jan 2023

Doon International School

High School — CBSE

Jan 2014Jan 2018

Kendriya Vidyalaya

Standard V — Central Board of Secondary Education

Jan 2010Jan 2011

Convent of Jesus and Mary, Hampton Court

Indian Certificate of Secondary Education

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