May 2021 – May 2023 · 2 yrs · Bengaluru, Karnataka, India

• Solving the cash flow challenges of SMEs by financing the business growth through multiple credit products such as Credit cards, Loans and Instant settlement for working capital.

Oct 2019 – May 2021 · 1 yr 7 mos · Bengaluru, Karnataka, India

• TERA Finlabs is a Risk Technology company that offers innovative Digital solutions for Financial institutions and Consumer technology companies. TERA's AI enabled lending solutions simplify and automate Customer Onboarding, Verifications, Underwriting, and Collections, and makes Digital Transformation quick and easy for institutions. TERA solutions are built on simple and modular APIs making it easy to test and deploy, and available on a 'pay per use' model without any upfront cost or capital expenditure.
• https://www.terafinlabs.com

Aug 2017 – May 2021 · 3 yrs 9 mos · Chennai Area, India

• OYE Fintech is an innovation-focused Digital Lender that makes credit accessible and affordable for under-served segments of India’s formal and informal workforce. OYE’s primary investor and incubator is GAIN Credit, a leading fintech company focused on providing alternative and friction-less credit solutions to under banked customers in the UK.
• https://www.oyeloans.com

Apr 2013 – Jul 2017 · 4 yrs 3 mos · Chennai Area, India

• Being a Product Manager in a financial services project, one of my key responsibilities is to collaborate with key stakeholders and the product owners creating the business plan that outlines the user scenarios, value / benefit of the initiatives and be able to justify the cost benefits and cost drivers to implement any proposed technical solution. In addition, the scope of my role also includes tracking and reporting the effectiveness of solution throughout a defined Service Lifecycle.

Dec 2011 – Mar 2013 · 1 yr 3 mos · Chennai Area, India

• Defining project scope, goals and deliverable that support business goals in collaboration with senior management and stakeholders.
• Working closely across teams in gathering requirements, conducting Joint Application Development (JAD) sessions, documenting and agreeing to a final set of requirements
• Effectively communicate project expectations to team members and stakeholders in a timely and clear fashion.
• Estimate the resources and participants needed to achieve project goals. Communicate additional resource requirements to HR team and co-ordinate with them.
• Delegate tasks and responsibilities to appropriate personnel.
• Identify and resolve issues and conflicts within the project team.
• Plan and schedule project timelines and milestones using appropriate tools.
• Develop and deliver project reports, proposals, requirements documentation and presentations on weekly basis.
• Coach, mentor, motivate and supervise project team members and influence them to take positive action and accountability for their assigned work.
• Build, develop, and grow any business relationships vital to the success of the project.
• Conduct project postmortems and create recommendation reports in order to identify successful and unsuccessful project elements.
• Manage day-to-day client interaction.
• Continually seek opportunities to increase customer satisfaction and deepen client relationships.

Jan 2009 – Nov 2011 · 2 yrs 10 mos · Chennai Area, India