Mayur Agarwal

CTO

Bengaluru, Karnataka, India7 yrs 2 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Led engineering pods achieving over 90% roadmap completion.
Reduced system costs and improved latencies significantly.
Championed AI-driven productivity solutions handling 500 merchant requests/month.

Stackforce AI infers this person is a Fintech Backend Engineer with strong leadership and system design capabilities.

Contact

mayuragarwal25@gmail.com LinkedIn

Skills

Core Skills

Engineering ManagementProject ManagementDistributed SystemsMicroservicesLogging Tool DevelopmentTestingEtl

Other Skills

API TestingAlgorithm DesignAlgorithm DevelopmentAnalytical SkillsAppiumAutomationAutomation Framework DevelopmentBlockchainCC++Cascading Style Sheets (CSS)ClickHouseContract TestingDDOS SimulationDashboard Development

About

7+ years of experience building scalable fintech systems and leading high-performing engineering teams. Currently leading two engineering pods (10 engineers) focused on Ledger and Revenue Realization, where I've driven the transition from reactive execution to structured, high-impact delivery. My work spans strategic initiatives like company-wide balance segregation, unsettled liability reconciliation (reducing discrepancies from ₹92cr to ₹9cr), and system modernization efforts that have delivered significant cost savings ($5,800+/month) and performance improvements. I'm passionate about solving ambiguous, high-impact problems at the intersection of engineering and business. My approach combines technical depth (Golang, distributed systems, AWS) with strong people leadership—from scaling teams and conducting 1-on-1s to establishing operational rigor through OKRs, OPEX reviews, and on-call processes. Key achievements: - Led 2 engineering pods, scaling Ledger team from 2→5 engineers - Achieved >90% roadmap completion through structured quarterly planning - Reduced system costs and improved latencies significantly (DB CPU: 26%→8%, latencies: 110ms→70ms) - Championed AI-driven productivity solutions handling ~500 merchant requests/month - Promoted 2 team members, mentored engineers through documented IDPs Always open to connecting with fellow engineering leaders and discussing fintech, distributed systems, team building, and engineering management.

Experience

Razorpay

3 roles

Lead Software Development Engineer

Promoted

Apr 2024 – Present · 1 yr 11 mos

Leading 2 engineering pod (Revenue Realisation and Ledger)

LeadershipEngineering ManagementProject Management

Senior Software Development Engineer

Promoted

Apr 2021 – May 2024 · 3 yrs 1 mo

Currently working as lead for Payment Platform team, degined and build the following
Designed and scaled a token management service from scratch, successfully handling a load of 5k TPS, addressing standardization, latency, and scalability challenges.
Developed a robust solution to address inconsistency resulting from distributed transactions by implementing the outboxer pattern, ensuring seamless synchronization and data integrity. This design substantially enhancing the system's reliability and eliminated potential issues with distributed transactions.
Spearheaded the development of an In-House Logging Tool, successfully executed a full-scale user-side Proof of Concept, and streamlined log management with Fluent Bit, ClickHouse, and user-friendly dashboards.
Designed asnd implemented two Golang libraries, namely the state machine and database partitioning, significantly contributing to enhanced code organization and maintainability. Successfully drove adoption of these libraries across the organization, facilitating consistent and efficient development practices.
Lead the Refunds pod, major project working on is refund re-arch (moving out
of monolith service). As a lead of pod managing the system scale, availability and fault tolerance.
Working on guarantee refunds, in this working with product to give more better customer experience for refunds.
Implemented the best design practice, development within the pod and mentored the
team.
Developed the settlement micro service and scale it to 100% of traffic migration from monolith service.
Worked on the scale challenge at the DB layer.
Identify the gap in the settlement visibility and automation of retry and build the solution for the same which helped in reducing the support ticket by 70%
Lead the project which facilitated the enablement of the PA/PG guidelines, this was a complex and high priority cross functional project.

GolangDistributed SystemsMicroservicesToken ManagementLogging Tool Development

Senior Software Development Engineer Test

Aug 2020 – Mar 2021 · 7 mos

Worked upon complex problems of money leak and chaos scenario handling.
Derived org level OKR of Contract Testing, build the hybrid suite for the same which is currently been used actively
to test the all the public api’s contract.
Lead the testing effort for the laravel version upgrade of the monolith service.
Developed DDOS simulation strategy and tools for testing the system for DDOS.

Contract TestingAPI TestingDDOS SimulationTesting

Delhivery

QA Engineer

Jul 2019 – Mar 2020 · 8 mos · Gurugram, Haryana, India

TRP – Transportation (First Mile and Payment Service)
In this project we deal with all the pickup’s and deliveries of packages in logistics term First Mile and Last Mile are part of this project it helps the ground ops to pick up, delivery and collect payment of the packages.
Effectively communicate with the stakeholders for requirement analysis.
Figuring out the impact areas of the requirements and to produce acceptance criteria.
Functional Testing and providing the build stability.
Build an automation framework for the first-mile project around it to cover end to end operational flow.
Build a hybrid (key and data driven) framework in java incorporating web (Selenium), mobile (Appium) and API testing.
Building test plan and test strategy

Functional TestingAutomation Framework DevelopmentTesting

Avizva

Associate Technology L2

Jun 2018 – Jun 2019 · 1 yr · Gurugram, Haryana, India

Conversion Project - QA
In this project we need to migrate the date of the insurance domain from the legacy system to the new system, during migration we need to apply some business logic and transform it depending on the entity and group. The migration is very critical as it need validation at different stages of Business Object like PreBO, PostBO with rule, PostBR and SIE.
Effectively communicate with the client and stakeholders for requirement gathering and to produce acceptance criteria.
Automating the end to end process. This also includes a script of selenium.
Applying the business logic and validating the date before migrating into new system.
Data Interchange Project - QA
In this project we send the migrated data of the insurance domain to the different partner according to their requirement. In this project we manage various data formats, orchestrate between various services and build units of logic (rules) that can be executed in different combination and sequence based on source, data type and other parameters.
Effectively communicate with the client and stakeholders to produce acceptance criteria.
Build the framework for validation of ETL process using Talend.
Build an automated regression suit in Java and integration with CI and Talend jobs.
Parallel development of ETL process for validation on the basis of nodes.
Automated the testing of all the three phases of ETL.
Reading data in the different formats in java, for e.g. xml, excel, csv.
API Testing Project (miBenefits website) - QA
In this project we upgrade the existence technology of the miBenefits website, the API were migrated from the JDBC design to JPA.
Architecture design for the API approach for testing framework.
API automation framework design using rest assured and extent report for reporting.
Building the framework for testing the rest API.
Building hybrid framework in java.