Jul 2024 – Jul 2025 · 1 yr · Bengaluru, Karnataka, India

• Advising fintech startups and established enterprises on digital payments, embedded finance, and B2B SaaS expansion.
• Assisting businesses in product-market fit, revenue optimization, and cross-border payments strategy.
• Providing thought leadership on blockchain, AI-driven finance, and data monetization models.
• Partnering with investors and C-suite executives to assess new business opportunities and M&A initiatives.

Jun 2014 – Jul 2024 · 10 yrs 1 mo · Bengaluru, Karnataka, India

• 𝐏𝐫𝐨𝐝𝐮𝐜𝐭 𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐲 & 𝐑𝐨𝐚𝐝𝐦𝐚𝐩: Spearheaded the development and execution of product strategy and roadmap, delivering incremental product value and enhancing customer satisfaction while ensuring business continuity and alignment with organizational goals.
• 𝐏𝐥𝐚𝐭𝐟𝐨𝐫𝐦 𝐃𝐞𝐯𝐞𝐥𝐨𝐩𝐦𝐞𝐧𝐭: Led the creation of the PayMate SAAS platform, now serving over 120,000 users across 550+ enterprises and 80,000 SMEs.
• 𝐓𝐫𝐚𝐧𝐬𝐚𝐜𝐭𝐢𝐨𝐧 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭: Oversaw a portfolio processing over 11 billion transactions, generating $150M+ in annual revenue.
• 𝐆𝐥𝐨𝐛𝐚𝐥 𝐄𝐱𝐩𝐚𝐧𝐬𝐢𝐨𝐧: Drove global growth, expanding PayMate’s presence from India to MEA & APAC regions, including UAE, Oman, South Africa, Saudi Arabia, Singapore, Malaysia, and Australia.
• 𝐈𝐧𝐧𝐨𝐯𝐚𝐭𝐢𝐯𝐞 𝐒𝐨𝐥𝐮𝐭𝐢𝐨𝐧𝐬: Introduced groundbreaking B2B payment automation solutions, including invoice discounting, cross-border payments, and card-based utility payments.
• 𝐕𝐞𝐫𝐭𝐢𝐜𝐚𝐥 𝐈𝐧𝐭𝐞𝐠𝐫𝐚𝐭𝐢𝐨𝐧: Developed and scaled a real-time agent inventory purchase platform for low-cost airlines and implemented ERP and accounting platform integrations.
• 𝐂𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐆𝐫𝐨𝐰𝐭𝐡: Achieved a CAGR of over 500% in customer growth and 200% in user growth.
• 𝐖𝐡𝐢𝐭𝐞-𝐋𝐚𝐛𝐞𝐥𝐞𝐝 𝐒𝐨𝐥𝐮𝐭𝐢𝐨𝐧𝐬: Created PAAS and API-based services for financial institutions, enhancing their offerings with white-labeled solutions.

Apr 2013 – May 2014 · 1 yr 1 mo · Noida, Uttar Pradesh, India

• Gaana.com is Times Internet's music destination, providing free and unlimited access to licensed music.
• 𝐏𝐫𝐨𝐝𝐮𝐜𝐭 𝐋𝐞𝐚𝐝𝐞𝐫𝐬𝐡𝐢𝐩: Spearheaded the comprehensive revamp of Gaana's web and mobile platforms, driving significant improvements in user engagement and satisfaction.
• 𝐌𝐞𝐭𝐫𝐢𝐜 𝐄𝐧𝐡𝐚𝐧𝐜𝐞𝐦𝐞𝐧𝐭: Boosted key product metrics including page views, unique visitors, average time spent, content consumption per user, conversions, paid subscriptions, and ad sales revenue.
• 𝐔𝐈/𝐔𝐗 𝐑𝐞𝐝𝐞𝐬𝐢𝐠𝐧: Led the redesign of Gaana’s UI & UX for both website and mobile applications, resulting in a more intuitive and engaging user experience.
• 𝐀𝐰𝐚𝐫𝐝-𝐖𝐢𝐧𝐧𝐢𝐧𝐠 𝐃𝐞𝐬𝐢𝐠𝐧: Managed the redesign of the Gaana website, which won the IAMAI Award in 2014 for outstanding digital design.

Apr 2010 – Jan 2013 · 2 yrs 9 mos · Bengaluru, Karnataka, India

• 𝐏𝐫𝐨𝐝𝐮𝐜𝐭 𝐎𝐰𝐧𝐞𝐫𝐬𝐡𝐢𝐩: Led the development and management of VAS Billing and Charging solutions, as well as the 3G VAS services portfolio.
• 𝐃𝐞𝐩𝐥𝐨𝐲𝐦𝐞𝐧𝐭 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭: Oversaw successful product deployments across multiple telecom providers in India and other international markets.
• 𝐌𝐞𝐭𝐫𝐢𝐜𝐬 𝐃𝐞𝐟𝐢𝐧𝐢𝐭𝐢𝐨𝐧: Established key success and measurement metrics for 3G VAS services, driving performance and alignment with business objectives.

Oct 2006 – Apr 2010 · 3 yrs 6 mos

• 𝐏𝐫𝐨𝐝𝐮𝐜𝐭 𝐋𝐚𝐮𝐧𝐜𝐡: Key team member in launching "Reuters Market Light," a groundbreaking technology and data analytics solution designed to support farmers and the agriculture value chain in India.
• 𝐈𝐧𝐧𝐨𝐯𝐚𝐭𝐢𝐯𝐞 𝐒𝐨𝐥𝐮𝐭𝐢𝐨𝐧: Delivered personalized agricultural data, including crop and market insights, SMS-based updates, local language communication, and tailored farming tips based on both local and international standards.
• 𝐏𝐫𝐨𝐝𝐮𝐜𝐭 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭: Oversaw the entire product lifecycle, from development and hosting to operations, ensuring alignment with customer research, feedback, and business objectives.

Jun 2004 – Oct 2006 · 2 yrs 4 mos · Bangalore

• 𝐈𝐦𝐩𝐥𝐞𝐦𝐞𝐧𝐭𝐚𝐭𝐢𝐨𝐧 𝐋𝐞𝐚𝐝𝐞𝐫𝐬𝐡𝐢𝐩: Directed turnkey and stand-alone project implementations for mobile operators and ISPs both in India and internationally.
• 𝐓𝐞𝐚𝐦 𝐋𝐞𝐚𝐝𝐞𝐫𝐬𝐡𝐢𝐩: Directed a team of engineers in deploying essential VAS infrastructure, including WAP Gateways, MMS Centres, SMS Gateways, Bulk Messaging Gateways, and Billing & Mediation Gateways, ensuring successful project delivery.

Dec 1997 – Jan 2004 · 6 yrs 1 mo

• 𝐒𝐞𝐫𝐯𝐢𝐜𝐞 𝐃𝐞𝐯𝐞𝐥𝐨𝐩𝐦𝐞𝐧𝐭: Led the development, implementation, and integration of SMS, Data, and Voice-based information services.
• 𝐈𝐧𝐧𝐨𝐯𝐚𝐭𝐢𝐨𝐧: Designed and launched the first SMS Gateway, enhancing the management and regulation of promotional messaging through third parties. This solution allowed for effective message throttling, account management, and billing for SMS campaigns.