Nishanth S

Operations Associate

Chennai, Tamil Nadu, India11 yrs 8 mos experience

Most Likely To SwitchAI ML Practitioner

Key Highlights

Over 11 years in Wholesale Banking and Credit Risk Control
Strong expertise in regulatory compliance and credit administration
Proficient in SQL and Python for data analysis

Stackforce AI infers this person is a seasoned banking professional with expertise in credit risk management and regulatory compliance.

Contact

Skills

Core Skills

Credit AdministrationRegulatory ComplianceCredit Risk ControlCompliance ManagementAudit ManagementBanking OperationsCustomer Relationship Management

Other Skills

AIAudit Comment RectificationAudit Query ResolutionBCA ProcessingBanking Operations ManagementBig DataCAM Due DiligenceCompliance MonitoringCredit AppraisalsDeep LearningDocument DraftingDocument IssuanceDocument PreparationDocument VerificationExcel

About

A dedicated banking professional with 11+ years of experience in Wholesale Banking, Credit Administration and Credit Risk Control. Seeking to leverage this expertise and a robust academic foundation in finance to transition into a Counterparty Credit Risk Business Analyst role. Experienced in strict regulatory compliance, managing complex facility/security documents and acting as a critical interface between internal stakeholders (Risk/FO/IT). Possesses foundational technical skills in SQL, Python and Agile methodology acquired through self-study and certification. #Python #SQL #Excel #Machine Learning #Deep Learning #AI #Big Data #Hadoop #Tableau #Power BI #Chennai #Hybrid #Remote #Business Analyst #Credit Analyst

Experience

Idfc first bank limited

Specialist (Credit Administration Department - Wholesale Banking)

Mar 2023 – Present · 3 yrs · Chennai, Tamil Nadu, India · Hybrid

Ensure credit appraisals comply with internal and regulatory guidelines.
Verify enforceability of facility/security documents.
Issue disbursement memos in line with pre-disbursement conditions.
Link securities to borrower facilities as per CAM/Modification Memo.
Monitor post-disbursement activities and ensure compliance.
Regularly verify insurance/valuation reports and maintain document verification TAT.
Coordinate with auditors to resolve queries and propose process improvements.
Mentor and guide team members on process adherence, compliance requirements and documentation accuracy to enhance team productivity and capability.
Award
Spot Award, Jul 25.

Credit AppraisalsRegulatory ComplianceDocument VerificationProcess ImprovementTeam MentoringCredit Administration

Standard chartered global business services private limited

Associate Manager - Credit Risk Control - Supply Chain Finance

Jan 2022 – Mar 2023 · 1 yr 2 mos · Chennai, Tamil Nadu, India · Hybrid

Process BCA, MPA, and LCA (CAM's) in line with guidelines.
Prepare anchor, security documents and verify all the facility related documents with accuracy.
Monitor stamp paper records and ensure compliance with special conditions.
Issue SCC for setting up limits and ensure compliance.
Allocate work equitably, monitor staff productivity, and suggest process enhancements.
Award
Spot Award, Apr 22.

BCA ProcessingDocument PreparationCompliance MonitoringStaff Productivity MonitoringCredit Risk ControlCompliance Management

Yes bank ltd

Manager (Credit Administration Department – Wholesale Banking)

Aug 2018 – Jan 2022 · 3 yrs 5 mos · Chennai Area, India · On-site

Conduct CAM due diligence to ensure adequate credit appraisals.
Issue facility related documents and meticulously verify the executed documents.
Ensure error-free security creation and compliance with pre-disbursement conditions.
Facilitated efficient disbursement processes by ensuring timely issuance of necessary notices.
Provide detailed borrower-wise reports to reporting teams and resolve queries raised by the auditors.
Actively participate in system migration activities as a UAT tester.
Award
Exemplary Performer Award, Nov 19.

CAM Due DiligenceDocument IssuanceAudit Query ResolutionSystem Migration TestingCredit AdministrationAudit Management

Indusind bank ltd

Assistant Manager (Credit Administration - Business Banking).

Jun 2017 – Aug 2018 · 1 yr 2 mos · Chennai Area, India · On-site

Draft and issue facility and security-related documents accurately.
Conduct thorough checks to ensure proper execution and regulatory compliance.
Monitor and track security-related documents, valuation reports, and insurance policies etc.
Proactively rectify audit comments raised by auditors to ensure compliance.

Document DraftingRegulatory Compliance MonitoringAudit Comment RectificationCredit AdministrationRegulatory Compliance

City union bank ltd.

Senior Associate (Banking Operations and Customer Relationship Management).

Aug 2014 – Jun 2017 · 2 yrs 10 mos · Chennai Area, India · On-site

Open new accounts and meticulously verify KYC/AML compliance.
Efficiently manage daily banking operations, including loan advising.
Handle facility and security-related document execution with precision.
Issue Bank Guarantees and Letters of Credit.
Credit monitoring, diligently collect loan arrears and nurture customer relationships.

KYC/AML ComplianceBanking Operations ManagementCustomer Relationship ManagementBanking Operations