Adwait Kulkarni

Product Manager

Bengaluru, Karnataka, India4 yrs 6 mos experience

Key Highlights

Over 3.5 years of experience in product management.
Expertise in FinTech product development and strategy.
Proven track record of delivering user-focused solutions.

Stackforce AI infers this person is a Fintech Product Manager with strong technical and strategic capabilities.

Contact

Skills

Core Skills

Product ManagementProduct Strategy

Other Skills

3rd Party IntegrationsAgile Project ManagementAnalytical SkillsApplication Processing ImprovementBackend-driven Frontend ArchitectureBusiness StrategyCommunicationCross-functional Team LeadershipCross-team CollaborationData AnalysisData-driven Decision MakingFigmaFinBox Direct Selling Agent SolutionFirst Principles ThinkingGraphQL APIs

About

With over 3.5 years of experience in product management, I specialize in driving product development, strategy and innovation in the FinTech domain. I thrive in dynamic cross-functional environments, delivering impactful, user-focused solutions. Known for bridging the gap between technical and business teams, I collaborate with engineering teams with good technical knowledge in RESTful APIs, GraphQL, databases, 3rd party API Integrations etc.

Experience

Incred financial services

Product Manager II

Mar 2025 – Present · 1 yr · Bengaluru, Karnataka, India · On-site

Finbox

2 roles

Product Manager

Jul 2024 – Mar 2025 · 8 mos · Bengaluru, Karnataka, India · On-site

Building the Loan Origination System LOS platform product as part of embedded finance product line catering to leading banks, NBFCs and sourcing platforms.
Designed and implemented a backend-driven frontend architecture enabling dynamic UI rendering through database-stored configurations served by the backend via GraphQL APIs, reducing development turnaround time for new features
Designed and implemented Workflows module supporting configurable multi-touch business processes, including credit underwriting, KYC approval, and loan deviation
Delivered configurable Task Management Module facilitating auto-assignments and bulk assignment of workflow tasks to Lender users

Product DevelopmentBackend-driven Frontend ArchitectureGraphQL APIsTask Management ModuleWorkflows ModuleProduct Management+1

Associate Product Manager

May 2023 – Jun 2024 · 1 yr 1 mo · Bengaluru, Karnataka, India · On-site

Implemented Role-Based Access Control for Lenders & Sourcing Users, migrating access for over 80,000 users with minimal production issues
Implemented Single Sign-On SSO and Multi-Factor Authentication MFA to enhance platform security and streamline user access
Developed and launched FinBox Direct Selling Agent DSA solution, managing channel and team hierarchy features across web and mobile platforms
Integrated platform capabilities to enhance contact center management, resulting in an 3% improvement in Leads to Disbursal metric

Role-Based Access ControlSingle Sign-OnMulti-Factor AuthenticationFinBox Direct Selling Agent SolutionProduct ManagementProduct Strategy

Slice

Associate Product Manager

Jan 2022 – May 2023 · 1 yr 4 mos · Bengaluru, Karnataka, India · On-site

Worked with Credit Risk and Data Team to improve application processing and streamlined manual processes via automation, resulting in a 16% increase in processed applications
Achieved a 55% decrease in manual agent errors and a 21% reduction in average application processing time
Managed the integration of a new calling vendor and developed new features to optimize productivity of the Calling Team, achieving a 27% increase in serviced call volume
Facilitated training of 130-member calling team for operationalizing the new vendor integration
Led the development of a dynamic and personalized self-serve IVR system, improving resolution rates by 30%
Implemented solution to address ticket backlog creation using ticket response automation, reducing TAT for tagged tickets by 2 hours

Application Processing ImprovementVendor IntegrationSelf-serve IVR SystemTicket Response AutomationProduct ManagementProduct Strategy