Pankaj Goel

CTO

Bengaluru, Karnataka, India30 yrs 2 mos experience
Highly Stable

Key Highlights

  • Nearly 30 years of global experience in technology leadership.
  • Expert in building and managing high-performance engineering teams.
  • Proven track record in fintech product development and strategy.
Stackforce AI infers this person is a Fintech and SaaS product development leader with extensive experience in engineering and technology strategy.

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Skills

Core Skills

Technical LeadershipSoftware Development Life Cycle (sdlc)

Other Skills

Agile MethodologiesAgile Project ManagementBusiness AnalysisBusiness IntelligenceChange ManagementCloud ComputingConsultingCross-functional Team LeadershipData AnalysisDistributed SystemsEnterprise ArchitectureEnterprise SoftwareIntegrationJavaJava Enterprise Edition

About

Seasoned product development and technology leader with almost three decades of global experience in developing and managing software products and services for consumers, small businesses and large enterprises. Led the development of large-scale online and offline products and services, mobile offerings and desktop application development by owning product strategy and delivery, engineering, metrics and data, customer experience. Strong leadership skills in product strategy, engineering, technology, organizational management, project management, and customer management activities honed by working with global teams. Passionate about solving product/system problems to enable the best outcomes for business/customers. Experienced in building world-class software products and services, building and managing highly engaged engineering and cross-functional teams from the ground up, encouraging diverse thinking, growing leaders. Exceptional analytical, quantitative, and communication skills with in-depth knowledge of financial and payments applications.

Experience

Leadsquared

Chief Technology Officer

Jun 2025Present · 9 mos · Bengaluru, Karnataka, India

Bharatpe

Chief Technology Officer

Jul 2023Jun 2025 · 1 yr 11 mos · Gurugram, Haryana, India

  • Leading technology for BharatPe group companies with building products across Merchant Lending, Online & Offline Payments, WealthTech, Loyality and Rewards (Zillion aka Payback), BharatPe App (UPI TPAP, EMI Cards, CL on UPI), Devices (POS and Speakers), NBFC (TrillionLoans)
Technical LeadershipTeam LeadershipSoftware as a Service (SaaS)Software Development Life Cycle (SDLC)ManagementDistributed Systems+3

Razorpay

3 roles

Senior Vice President and Head of Payments Engineering

Apr 2022Jul 2023 · 1 yr 3 mos

  • As the Senior Vice President of Payments Engineering at Razorpay, I spearheaded the end-to-end technology strategy, execution, and innovation for the core payments infrastructure. My responsibilities span across scaling high-performance transaction systems, building secure and reliable payment experiences, and driving the architectural vision for India’s leading fintech platform. I also built a high-performance engineering culture through strong leadership, mentoring, and org design — fostering collaboration, accountability, and innovation at scale.

Vice President and Head of Payments Engineering

Oct 2020Mar 2022 · 1 yr 5 mos

Senior Director and Head of Payments Engineering

Jan 2019Sep 2020 · 1 yr 8 mos

Intuit

4 roles

Product Development leader - Group Development Manager, QuickBooks Core Platform Engineering

Nov 2015Dec 2018 · 3 yrs 1 mo

  • Led the development of critical platform capabilities to manage Roles & Permissions, User Management and Login/Identity for QuickBooks Online (QBO) ecosystem, spanning online and desktop ecosystem, across accounting, payroll and payments domains.
  • The primary charter was to build and manage a Resilient, Secure, Performant and Stable platform to enable world class experience around Sign-Up , Sign-In, Company Profile Management, User Management and Roles & Permissions in QBO ecosystem to simplify and secure the access to the data and features on the QBO Platform.

Product Leader - Group Development Manager, Demandforce Product Development Leader

Promoted

Aug 2014Oct 2015 · 1 yr 2 mos

  • Built and managed Demandforce (DF) PD organization at Bangalore office to lead the product development of Digital Marketing Platform. I was responsible for building this cross functional Org ground up with 35+ engineers which included architects, managers, developers, quality engineers, ops engineers, program and product managers. Demandforce was acquired by Intuit in 2012 and provides marketing solutions for small businesses in US and Canada. DF supported 40000 + small business with annual revenue over 120 millions.

Group Development Manager, Payments and Billing Products and Platform

Aug 2011Jul 2014 · 2 yrs 11 mos

  • Ramped up Strategic Payments Initiatives team at IDC and led the development of PAAF (Payment As A Service), IPN (Intuit Payments Network), BillPay and ICN (Intuit Commerce Network) initiatives. I also led the Payments platform team at IDC as part of the combined CNS and Payments Org, responsible for deliverables on Payments Account, Recurring Payments, Reconciliation and Account Management services.

Senior Development Manager, Desktop products and connected services

Aug 2008Jul 2011 · 2 yrs 11 mos

  • I started my journey with Intuit in Aug 2008 with QuickBooks Desktop connected services and played a key role in building a high performance development organization at IDC, and led numerous Pro/Premier initiatives including the launch of desktop subscription offering with QB Plus, Integrated Help and Search, Online Banking, Seamless upgrade, Lead Centre, Controlled Auto-patch, QBSDK and many others areas.

Trilogy

Product/Services Development Leader

Apr 2006Aug 2008 · 2 yrs 4 mos · Greater Bengaluru Area

  • Led the development of multiple products and services to build a comprehensive product suite AutoShoppy, to cater Indian automotive market with an objective to generate 20,000 car leads by developing partners delivering 12 millions visits every month during the first phase. AutoShoppy charter includes the development of the web portal for car buyers, AutoShoppy.com, that can be plugged into partner websites, development of the web portal for automotive car retailers, TrilogyDEALER, that can launch instant dealer sites and provide lead management & payment capabilities, Intelligent Routing Service to accept and manage leads from the providers and Lead Scoring Service to identify the prospective car buyers propensity to buy car.

Sun microsystems

2 roles

Product Sustaining Leader (APAC) – Sr. Program Manager, Java Wed Services Sustaining Engineering

Promoted

Jan 2001May 2005 · 4 yrs 4 mos · Santa Clara, California, USA

  • Managed development, sustaining and critical corporate level escalations for critical customer accounts for Java Web Services and attended to SMI "Executive" and "Management" Alert duties, including Executive and Director Level updates to brief CEO Scott McNealy. Managed product releases for Application Server, Web Server, Proxy Server, Access Manager and Directory Server products.

Sr Software Engineer - Consultant

Oct 1998Nov 1999 · 1 yr 1 mo · United States

  • Developed server-client configuration program, which automatically configures server running Solaris 2.6 with the specified JE1 thin client without any user intervention JavaOS for Consumers 3.0 is an integrated solution, which includes the Personal Java 3.0 implementation, ChorusOS 3.2, SSL encryption, device driver specifications and sample device drivers, board support packages, and development tools. Responsibilities also included running PJCK (personal Java conformance kit) to verify the personal Java implementation in JOS4C and analyze the results, Development of test plan and applications/applets for the specific testing requirements of JOS4C, Verification of flash file system and flash boot implemented in JOS4C.

Netscape communications

Senior Software Engineer - Consultant

Nov 1999Jan 2001 · 1 yr 2 mos · Mountain View, California, USA

  • Contributed to the development of one of the leading Application Server product lines, namely Netscape Application Server and Netscape Application Builder. The project involved contributing to the development and support of critical modules in NAS ands NAB, and supporting prestigious Netscape Clients developing mission critical Internet and E-Commerce applications with the entire Configuration and software coding issues on various software and hardware environments.

Netguru

Senior Internet Consultant

Oct 1998Jan 2001 · 2 yrs 3 mos · Sunnyvale, California, USA

Schlumberger

Sr Engineer (Systems), India operations

May 1996Sep 1998 · 2 yrs 4 mos · Mumbai, Maharashtra, India

  • Managed operations for Schlumberger’s data acquisition software and hardware systems at base and at offshore under high pressure and highly challenging environment. Provided high quality services to the clients i.e. Enron, ONGC, Oil India Ltd., and Command Petroleum Ltd at their various sites spread all over India

Videocon telecommunications ltd

Product Development and Design Engineer

Aug 1994May 1996 · 1 yr 9 mos · Aurangabad, Maharashtra, India

  • Worked in Videocon R&D divison, the team was responsible for designing 25inch color model for Bazooka series in partnership with Toshiba and Motorola. Worked with Motorola team in Bangalore and Toshiba Japan to test the new micro controller, Designed and developed mother board, Developed a prototype, launched the product in production. Additionally managed the release of design documents like circuit diagrams and PCBs drawings and their version control.

Education

National Institute of Technology Warangal

B-Tech — Electronics and Communications

Jan 1990Jan 1994

Indian Institute of Management Bangalore

Executive General Management Program — Management

Jan 2009Jan 2010

The University of Texas at Austin

Post Graduate Program in Cloud Computing

Dec 2020Sep 2021

University of California, Berkeley

Course Credits — Object Oriented Programming in Java

Jan 1999Jan 2000

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