Shubham Gupta

Product Manager

Bengaluru, Karnataka, India5 yrs 5 mos experience

Most Likely To Switch

Key Highlights

Led high-impact payment products at Razorpay.
Pioneered innovative UPI solutions enhancing user experience.
Mentored aspiring PMs in product management.

Stackforce AI infers this person is a Fintech Product Manager with a strong focus on payment innovations and user experience.

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Skills

Core Skills

Product ManagementPaymentsMobilityMarketplaces

Other Skills

API StrategyBusiness StrategyCar Subscription ModelComplianceData AnalysisFleet OperationsInnovationJob RecommendationsLeadershipManagementOperational ResiliencePostgreSQLProduct AnalysisProject ManagementPublic Speaking

About

Hey there! I'm a Product Manager with a deep focus on UPI, payments, and platform products — currently building the future of digital payments at CRED. Previously, I led high-impact products at Razorpay, including Turbo UPI, UPI on Web, and fund flow solutions like Smart Collect and Route — working on everything from 0→1 innovation to regulatory compliance at scale. My page on Topmate link: https://topmate.io/shubham_gupta59 Before fintech, I explored the world of mobility at Revv and marketplaces at OLX, solving unique operational and consumer-facing problems. My journey began at IIT Delhi, where I studied Chemical Engineering and led the Alumni Affairs & International Programmes Board. 🧠 What drives me: - Building products that are both innovative and grounded in business and user realities - Solving for scale, efficiency, and compliance in fast-moving environments - Mentoring aspiring PMs to break into and grow within product roles 💬 I regularly speak with early-stage PMs and career switchers — sharing insights on breaking into product, growing in their roles, and navigating messy 0→1 and platform problems. If you're looking to chat about product strategy, payments infra, or just figuring out your next step in the PM journey — let’s connect! 🚀 As a product manager, I'm thrilled to offer guidance to those looking to level up their skills. 💻 Let's give back to the community and grow together!

Experience

Cred

Product Manager, UPI

Jun 2024 – Present · 1 yr 9 mos · Bengaluru, Karnataka, India · On-site

UPI, Payments @ CRED

Razorpay

2 roles

Product Manager II, UPI

Promoted

Oct 2022 – Jun 2024 · 1 yr 8 mos · Bengaluru, Karnataka, India

Built and launched Turbo UPI — an industry-first P2M plugin enabling seamless in-app UPI payments without redirection, boosting success rates and driving revenue growth.
Pioneered "UPI on Web" — a breakthrough UPI payment innovation eliminating mobile app dependency, enabling faster, frictionless transactions directly on the web.
Recognized as a 2x Hackathon Winner
Core member of Razorpay’s Central API Council, contributing to org-wide product excellence and API strategy

UPIPaymentsProduct ManagementAPI StrategyInnovation

Product Manager I

Apr 2022 – Sep 2022 · 5 mos · Bengaluru, Karnataka, India

Led Razorpay’s Smart Collect and Route products, focusing on scalability, compliance, and operational resilience for high-GMV businesses.
Built a streamlined, API-driven account onboarding and KYC flow, enabling faster market entry for strategic enterprise clients.
Ensured business continuity and compliance by transitioning Smart Collect to a new escrow banking setup, aligning with evolving regulatory guidelines.
Enhanced fund flow efficiency for Route by developing an industry-first solution, supporting businesses in adapting to SEBI's new guidelines, ensuring business continuity.

Smart CollectRouteComplianceOperational ResilienceProduct ManagementPayments

Revv self drive car rental

Product Manager

Jul 2021 – Mar 2022 · 8 mos · Gurugram, Haryana, India

Led product development for Revv’s long-term car subscription model, focusing on scaling operations and improving user experience in a fast-paced, high-growth environment.
Streamlined fleet operations to tackle high manual intervention and booking inefficiencies — Built an Automatic Car Assignment Logic, driving 78% adoption and reducing user support calls by 36%, ensuring faster, hassle-free car allotments for subscribers.
Enhanced fleet visibility and booking reliability — Created a Real-Time Car Availability Panel, cutting follow-up misses by 36% and boosting lead-to-sales conversions by 1.3%, improving transparency and reducing drop-offs.

Car Subscription ModelUser ExperienceFleet OperationsProduct ManagementMobility

Olx group

Associate Product Manager

Aug 2020 – Jul 2021 · 11 mos · Bengaluru, Karnataka, India

Candidate Sourcing:
Built Job Recommendations and looked after sorting logics for Job listing pages on candidate products to improve conversion, and relevance of candidate applications.
Developed Candidate Recommendations to enhance recruiter sourcing
Responsibilities include taking a problem statement and conduct user research, data analysis, competitor research to scope out the problem. Build features/optimizations and writing PRDs, looking after release and monitoring the impact.
Presenting the feature ideas/ research and analysis to business stakeholders

Job RecommendationsUser ResearchData AnalysisProduct ManagementMarketplaces

Mphrx

Associate Product Analyst Intern

May 2019 – Jul 2019 · 2 mos · Gurgaon, India

Analysis of gaps in healthcare delivery for patients. Understanding multiple pathways of delivering care and identifying a solution to improve the same in multiple locations across the globe.
Proposing and building a solution that can be implemented for patients for the identified problems, during, and post their delivery of care.

Stellenbosch university

Summer Research Intern

May 2018 – Jul 2018 · 2 mos · Cape Town Area, South Africa

Aqueous two phase systems based on Salt and PEG
Carried out a comprehensive study about ATPS as a separation technique, and formulating a whole new set of theories
Conducted extensive analysis for suitable ATPS system by manipulating variables and examining observations
Optimising the system for favourable growth conditions taking real life fluctuations into account
Development of a new type of bioreactor aimed to continuously extract the microorganisms from the top phase
Received a Letter of Appreciation for quality of work. achieving the deliverable and professional behaviour.