Manisha K.

AI Researcher

Bengaluru, Karnataka, India13 yrs 6 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

8 years of experience in banking and finance.
Expert in data analytics and machine learning.
Proven track record in credit analysis and compliance.

Stackforce AI infers this person is a Data Scientist with a strong background in Fintech and credit analysis.

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Skills

Core Skills

Data AnalyticsMachine LearningCredit ManagementFinancial Analysis

Other Skills

Business Relationship ManagementClient ManagementComplianceCredit AnalysisCredit AppraisalsCredit MonitoringData AnalysisData EngineeringData MiningData VisualizationDeep LearningFinancial Statement AnalysisModel BuildingPresentation SkillsPython

About

A vibrant, self-motivated, passionate, and aspiring Data Scientist with close to 8 years of work experience in the banking/financial sector, aiming to obtain a platform that provides scope to apply my sound technical knowledge & analytical skills from the credit domain to the field of Data Science & Machine learning in a growing organization of high repute.

Experience

Accenture

Data Science Consultant

Feb 2021 – Present · 5 yrs 1 mo · Bangalore Urban, Karnataka, India

Rbl bank

Senior Manager

Mar 2020 – Nov 2020 · 8 mos

Leveraged and analyzed the huge amount of data generated by our advertising campaigns to build models that would serve to improve the existing services and automate decision making across the company.
Effectively used statistical/mathematical principles and analytical skills to uncover new insights that will significantly and meaningfully impact business decisions and actions.

Data AnalysisStatistical PrinciplesModel BuildingData AnalyticsMachine Learning

Bank of maharashtra

Senior Manager

Apr 2013 – Jan 2020 · 6 yrs 9 mos · Maharashtra

Undertaking extensive research and conducting at length personal discussions with clients to provide a superior client experience and to establish the client’s credit worthiness.
Conducting quality analysis of the financial statements and a thorough interpretation of the balance sheets of the corporate clients to evaluate credit quality and to deliver solutions in line with the management expectations.
Ensure credit policy adherence and implementation of the policies or loan agreements with strict compliance to the RBI guidelines and other legal requirements as prescribed by the organisation.
Management of collaterals and making regular telephonic or field visits keeping in mind the adherence to the prescribed KYC norms as well as execution of aspects of due diligence.
Execution and co-ordination of preparation of legal documentation across all lending products and managing the execution of the credit product delivery to the clientele in a timely, smooth and hassle free manner.
Constant monitoring of the credit facilities sanctioned as well as diligent end- use verification with the primary objective of keeping the NPA or restructuring levels to a minimum.

Credit AnalysisFinancial Statement AnalysisClient ManagementComplianceCredit ManagementFinancial Analysis