Dec 2022 – Dec 2022 · 0 mo · Mumbai, Maharashtra, India

• Hard & Best Decision
• We were growing fast, but growth often comes at a cost. We bootstrapped through the scale-up, chose not to raise early, and by the time we considered it, it was already late.
• Amid rising operational pressure, we were fortunate to receive an acquisition offer from Square Yards. We took the deal, and CredFine was acquired in December 2022.

Jan 2020 – Nov 2022 · 2 yrs 10 mos · Mumbai, Maharashtra, India

• The COVID phase is something no entrepreneur will ever forget. We faced it with no backup, fully bootstrapped, and a lot of belief.
• In January 2020, we rebranded Inobela to CredFine to go digital and grow our footprint in the fintech space.
• Even in the middle of all the uncertainty, we built a 200+ member team across Mumbai, Noida, and Kanpur, consistently facilitating ₹40 Cr+ in unsecured personal loans each month.
• We also built strong partnerships with leading banks and NBFCs across India, creating a wide lender network that powered our growth.

Apr 2019 – Dec 2019 · 8 mos · Mumbai, Maharashtra, India

• After facing early challenges, I became a more seasoned founder, learning to navigate compliance, operations and team building.
• As the foundation got stronger, the team grew and so did the business. By the end of 2019, we had facilitated over ₹19 crore in unsecured personal loans and built a more structured setup to support our momentum.

Jan 2018 – Mar 2019 · 1 yr 2 mos · Mumbai, Maharashtra, India

• Started my entrepreneurial journey while still in college. What began as an attempt to build a business quickly became a crash course in compliance, taxation, payroll, and day-to-day operations. I had to learn everything on the go.
• Launched with just one employee in an 80 sq. ft. office. In our first month, we facilitated ₹40 lakhs in loans. By year-end, we had grown into a 15+ member team and had facilitated over ₹9 crore in unsecured personal loans.

Dec 2022 – Sep 2023 · 9 mos · Mumbai, Maharashtra, India

• After my startup was acquired, I stepped into a new chapter and co-led digital lending at Square Yards under the brand Urban Money.
• I helped drive product execution across the Urban Money Partner App, Force App, and the core platform, focusing on scalable unsecured loan distribution.
• We built a fully API-driven ecosystem that scaled disbursals without any marketing spend, relying purely on product and distribution strength.
• It wasn’t about building from scratch. It was about building impact from within.

Jul 2017 – Dec 2017 · 5 mos · Mumbai, Maharashtra, India

• Led a team of 5, which expanded to 15+ during my tenure. By the time I moved on, we were facilitating over ₹2 crore in unsecured personal loans each month.
• Focused on team leadership, coordination, and improving loan distribution workflows to drive consistent performance.

Apr 2017 – Jun 2017 · 2 mos · Mumbai, Maharashtra, India

• I didn’t even know how to take a printout on day one.
• My role was to make cold calls, analyse customer profiles for unsecured personal loans, and convert leads through effective communication. A small role that sparked a much bigger journey.

Oct 2016 – Dec 2016 · 2 mos · Mumbai, Maharashtra, India

• Joined as a waiter. When the manager left a month later, I was suddenly handling everything, taking orders, managing the kitchen, talking to vendors and more.
• It didn’t last long. I wasn’t mature enough at the time to manage it all, but it was a fun and crazy experience.