Nipun Parikh — Co-Founder
I am a product leader and an ex-founder with 8+ years of experience across fintech and ecommerce, driving end-to-end product strategy, credit risk, and growth. At Mahila Money, I lead lending product strategy for underbanked women entrepreneurs across India, owning business loans from onboarding to collections. We are making access to capital easier for women entrepreneurs of India. At Kotak Mahindra Bank, I optimized the DIY personal loan journey, increasing instant disbursals through better underwriting and salary detection models. At Velocity, I managed lending flows for revenue-based financing, building real-time statement parsers and personalized credit nudges that reduced TAT and improved engagement. Previously, I bootstrapped and scaled a D2C ecommerce brand to INR 2Cr+ revenue with 10,000+ global customers & successfully exited the business in 2024 via acquire.com I bring expertise in product lifecycle ownership, credit risk, NBFC partnerships, regulatory compliance, analytics, and GTM strategy, along with deep hands-on experience in lending APIs, credit scoring, underwriting flows, and ecommerce ops.
Stackforce AI infers this person is a Fintech and E-commerce product leader with extensive experience in lending and product management.
Location: Mumbai, Maharashtra, India
Experience: 8 yrs 7 mos
Skills
- Product Management
- Credit Risk Management
- Lending
- Business Ownership
Career Highlights
- Led product strategy for underbanked women entrepreneurs.
- Bootstrapped a D2C ecommerce brand to INR 2Cr revenue.
- Optimized personal loan journey, increasing instant disbursals.
Work Experience
PEF Community
Member (7 mos)
Mahila Money
Product Business Manager (1 yr 7 mos)
Kotak Mahindra Bank
Associate Vice President, Product Manager - Personal Loans (5 mos)
Velocity
Product Manager (1 yr 3 mos)
InstaMosaicStudio
Founder (6 yrs 2 mos)
Marketing Hunt
Core Team Member (1 mo)
Remote Waves
Founder (6 mos)
Education
Bachelor of Engineering - BE at Gujarat Technological University (GTU)
at The Residency
at Gurukul Vidhyapith V.T. Choksi School