Sahil Karunakaran

Product Manager

Thane, Maharashtra, India3 yrs 5 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Successfully expanded loan portfolio significantly.
  • Developed a comprehensive Loan Management System.
  • Enhanced credit policies and risk management processes.
Stackforce AI infers this person is a Fintech Product Manager with strong risk management expertise.

Contact

LinkedIn

Skills

Core Skills

Software Product ManagementRisk ManagementCredit Risk ManagementCustomer Satisfaction

Other Skills

Agile MethodologiesAgile Project ManagementClient RelationsCreditCredit AnalysisFinTechLMSLoansPMMRisk AssessmentUnsecured LoansWireframinglending

Experience

Apollo finvest

2 roles

Associate Product Manager

Promoted

Jan 2023 – Present · 3 yrs 2 mos · Mumbai, Maharashtra, India · On-site

  • Expanded the Unsecured Personal Loan portfolio from ₹30 crores to ₹100 crores in AUM by enhancing internal risk modelling and credit validation processes, ensuring robust risk management
  • Developed and launched an in-house Loan Management System capable of handling diverse loan products—including credit lines, SME loans, and microloans—with various repayment schedules (weekly, daily, monthly)
  • Leading end-to-end product lifecycle management—from ideation and design to launch and post-launch optimization—to ensure a seamless user experience
FinTechAgile MethodologiesSoftware Product ManagementRisk ManagementRisk Assessment

Credit & Risk Associate

Sep 2022 – Dec 2022 · 3 mos · Mumbai, Maharashtra, India · On-site

  • As a Credit & Risk Associate, I assisted in creating robust Credit Policies. I collaborated with cross-functional teams to enhance credit scoring models and streamline digital risk management processes.
  • Additionally, I continuously monitored the credit portfolio to proactively identify and mitigate emerging risks, contributing to the firm's overall financial stability and growth.
Credit AnalysisCredit Risk ManagementRisk Assessment

Groww, india

Customer Relations

Jun 2022 – Sep 2022 · 3 mos · Mumbai, Maharashtra, India · On-site

  • Managed client portfolios, boosting customer satisfaction and retention through proactive issue resolution and targeted onboarding support
  • Increased product adoption rates by delivering tailored training sessions and collaborating with developers to resolve recurring user pain points, ensuring a smooth product lifecycle
  • Facilitated ongoing feedback loops between clients and the product team, driving iterative improvements aligned with customer needs and market trends
Customer SatisfactionClient RelationsAgile Project Management

Education

SIES College of Commerce & Economics

Bachelor of Financial Markets. — Finance

Jan 2019 – Present

University of Mumbai

Business/Commerce — General

Jun 2017 – May 2019

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