Samsud Zoha

Associate Consultant

South Delhi, Delhi, India14 yrs 8 mos experience
Highly Stable

Key Highlights

  • Gold Medalist in Electronics and Communication Engineering.
  • Expert in EMV cryptography and smartcard personalization.
  • Hands-on experience in POS testing and certification.
Stackforce AI infers this person is a Fintech specialist with deep expertise in payment systems and EMV technology.

Contact

Skills

Core Skills

Pos TestingProject ManagementEmv CryptographySoftware Development Life Cycle (sdlc)Emv PersonalizationTechnical SupportTesting

Other Skills

Agile & Waterfall MethodologiesAgile MethodologiesCC++Card AcquiringCommunication ManagementCritical ThinkingData AnalyticsData ScienceEMVElectronic PaymentsEmbedded SystemsFunctional TestingGlobal PlatformISO 7816

About

● A dynamic professional with a passion for technical operations in the payment domain. ● Gold Medalist, Elec & Comm Engg Stream for the Year 2010 (North Eastern Hill University, Shillong, Meghalaya) ● Hands-on experience in the payments ecosystem, Level-3 certifications, POS testing & ISO 8583 logs analysis. ● Expertise in EMV contact/contactless transactions flow, smartcard personalization, and cryptography involved in the EMV ecosystem. Skills 1. Project Management, Risk Analysis, Technical Analysis, Team Management. 2. POS Testing, Smartcards, ISO-7816, ISO 8583, Global Platform & cryptography. 3. Hands-on Experience with UL BTT Tool, EVAL 6.5, JIRA, SmartSpy, PAX Paydroid, SAVVI Test Platform & SQL.

Experience

Worldline global services

Senior Consultant - Testing

Feb 2024Present · 2 yrs 1 mo · Pune, Maharashtra, India · Hybrid

Pine labs

Lead Engineer - Certification

Nov 2019Feb 2024 · 4 yrs 3 mos · Noida Area, India

  • Working as a part of Pine Lab’s POS certification team, actively managing Level 3 certifications of new and existing POS terminals for all major schemes (Visa, Mastercard, AmEx & Rupay).
  • Managing communication with multiple external stakeholders such as switches (Hitachi, worldline, Fiserv), payment schemes, and third-party service providers (FIME).
  • Managing communication with software application developers and customer service teams to clarify functional specifications, test requirements, and address defect resolutions.
  • Working as an individual contributor cum team lead. Managing daily work assignments, training, and progress tracking of two junior resources.
  • Operated under Agile and Scrum frameworks and well-organized sprints.
  • Well-versed with End-to-End Functional testing on Point-of-sale applications.
  • Well-versed with PAX android & Ingenico terminal application installation, setup, and configurations using LLT Tools, PAX Paydroid Tool & PAX Partner Network (PPN) ecosystem.
  • Hands-on experience of POS L3 certification test cases execution & validation of 40 + projects.
  • In-depth knowledge of POS terminal functional testing, card log validation & ISO 8583 verification.
  • Strong knowledge of Software Development Life Cycle (SDLC) and Software Testing Life Cycle (STLC).
  • Hands-on Experience with UL BTT Tool, EVAL 6.5, JIRA, SmartSpy, PAX Paydroid, SAVVI Test Platform & SQL.
Level 3 certificationsPOS TestingCommunication ManagementAgile MethodologiesFunctional TestingISO 8583 Verification+2

Idemia

2 roles

Sr. Engineer - Banking System

Oct 2015Nov 2019 · 4 yrs 1 mo · Noida Area, India

  • EMV cryptography subject matter expert.
  • Handling testing of new EMV Card products (Payment Scheme Applets) released by global R&D and its integration to local personalization system.
  • Closely working with software team on various development projects. Role includes smartcard and cryptography related module development, code review activities etc.
  • Taking care of software integration activities to local personalization system under supervision of global engineering team.
EMV CryptographyTestingSoftware IntegrationSmartcard DevelopmentSoftware Development Life Cycle (SDLC)

Sr. Software Engineer - Banking & Payment Cards Division

Feb 2012Sep 2015 · 3 yrs 7 mos · Noida Area, India

  • Served as an EMV specialist, taking care of day to day technical activities related to personalization setup and CPV testing of cards.
  • Managed complete sample card creation process - role included analysis of issuer’s requirements, preparation of EMV application templates, preparation of test cards and coordination with TC’s and customers for approvals.
  • In-Depth knowledge of MasterCard CPV Process & Visa Card Personalization Validation Process.
  • Served as a 2nd level technical support for issues raised by customers, TC’s and internal teams.
  • Led several small scale projects from planning to handover.
  • Developed Quality testing tools such as CPLC validation, internal authentication etc.
  • Excellent exposure to specs of
  • 1. VISA, MasterCard, Discover and Rupay Perso & application specs.
  • 2. EMV 4.3.
  • Excellent Exposure to following Personalization Bureau processes and activities
  • 1. Data generation Tool (CardInk)
  • 2. EMV Chip Card Personalization (EMV CPS Specification ).
  • 3. EMV Personalization Verification Tools (Collis/UL PVT, Barnes).
  • 4. EMV Cryptography and Key Management.
EMV PersonalizationTechnical SupportProject ManagementQuality Testing Tools Development

Continental device india ltd

Engineer - Technical Support

Jun 2011Jan 2012 · 7 mos · Delhi

  • Key Responsibilities
  • 1. Technical Product Support –Equivalents for Semiconductor Devices, Respond to Customers Technical Queries, Rejections Handling, Technical Documentation and Technical Supports for new Product Development.
  • 2. Semiconductor Device/Circuit Application – Test for CDIL Semiconductor Devices in various Electronic applications and Circuits by Technical Analysis, Circuit Tracing, Testing and Analysis.
Technical SupportTestingSemiconductor Device Analysis

Education

School Of Technology North Eastern Hill University Shillong

Bachelor of Technology (B.Tech.) — Electronics and Communications Engineering

Jan 2006Jan 2010

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