Chandan Kumar

Associate Partner

Gurgaon, Haryana, India12 yrs 11 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

11+ years in technology consulting and data analytics.
Expert in credit and fraud risk strategy.
Proven track record in operational excellence.

Stackforce AI infers this person is a Fintech expert with strong capabilities in risk management and data analytics.

Contact

Skills

Core Skills

Credit Risk ManagementRisk ManagementData AnalyticsBusiness Growth StrategiesCustomer SegmentationSocial EntrepreneurshipAnalytical SkillsBanking Domain ExpertiseModel DevelopmentFinancial InclusionGovernment CoordinationProduct ManagementInternet BankingSoftware DevelopmentSystem Efficiency

Other Skills

Bug AnalysisBusiness Relationship ManagementCC++ConsultingConsumer LendingData AnalysisDispute ResolutionExcelGrowth StrategiesHTMLLinuxManagementMicrosoft ExcelMobile Banking

About

Seasoned executive with 11+ years of experience in technology consulting, data analytics role in Banking and Financial Services, Retail industry. Proven track record of developing and implementing innovative risk mitigation strategies for different banking portfolios like Cards, Retail Bank and Installment Loans. Adept at leading cross-functional teams and leveraging advanced analytics to drive operational excellence and regulatory compliance.

Experience

Exl

4 roles

Senior Engagement Manager (Senior Assistant Vice President)

Promoted

Jul 2025 – Present · 8 mos

Leading Credit and Fraud Risk Strategy across multiple clients (US based Large and Mid Size banks, Fintechs and Credit Unions)

Engagement Manager (Assistant Vice President)

Promoted

Jul 2022 – Jun 2025 · 2 yrs 11 mos

Credit and Fraud Risk

Problem SolvingAnalytical SkillsProduct DevelopmentBusiness Growth StrategiesGrowth StrategiesCredit Risk Management+4

Project Manager

Jul 2019 – Jun 2022 · 2 yrs 11 mos

Problem SolvingAnalytical SkillsBusiness Growth StrategiesGrowth StrategiesCredit Risk ManagementRisk Management+3

Assistant Project Manager

Jun 2017 – Jun 2019 · 2 yrs

Analytics manager for a US based banking client. Previously worked for a UK based retail client coordinating with off-shore team to achieve tasks like customer management, customer segmentation, activity based personalized communication, campaign management and analysis. Well versed with tools like Excel, SAS Base, SAS DI, SQL, Teradata, Python. Adjudged Employee of the Quarter (Q1 2018-19).

Problem SolvingAnalytical SkillsBusiness Growth StrategiesGrowth StrategiesBusiness Relationship ManagementDispute Resolution+2

Yale university - yale school of management

IIMB Student Partner - Global Social Entrepreneurship Program

Nov 2016 – Mar 2017 · 4 mos

One of the six to represent IIMB in Yale School of Management Global Social Entrepreneurship
Program, consulting BASIX Sub-K for identifying innovation in short and medium term credit disbursement

Problem SolvingSocial Entrepreneurship

Cognizant business consulting

Consultant

Apr 2016 – Jun 2016 · 2 mos · Pune Area, India

Pre-Placement Offer from Cognizant Business Consulting for analytical skill and banking domain expertise.
Selected as national runners-up among fifty interns across B-schools of India; CBC best summer intern project competition.
Conceptualized & developed an Agent-Based Model for the interaction of payment banks and microfinance institution by extensive research on financial inclusion database. The research paper is being used by financial services unit of cognizant business consulting.

Problem SolvingAnalytical SkillsBusiness Relationship ManagementBanking Domain Expertise

Department of financial services, government of india

Coordinating Officer, Pradhan Mantri Jan Dhan Yojana

Sep 2014 – Jun 2015 · 9 mos · New Delhi Area, India

One of the sixteen bankers selected from the country to work as the national coordinator for Pradhan Mantri Jan Dhan Yojana. Worked as an interface between banks, ministry and other government and non-government institutions.

Problem SolvingAnalytical SkillsGovernment Coordination

Oriental bank of commerce

Manager IT

Aug 2013 – Jun 2015 · 1 yr 10 mos · Gurgaon, India

Product Manager - Internet Banking.

Problem SolvingAnalytical SkillsGrowth StrategiesConsumer LendingProduct ManagementInternet Banking

Wipro technologies

Software Engineer

Jun 2011 – Aug 2013 · 2 yrs 2 mos · Bengaluru Area, India

Achieved 4x efficiency; designed and developed command line interface for enterprise storage boxes.
Developed online tool for firmware up gradation for 200+ users; improved efficiency of storage system.
Analyzed & resolved 20+ critical bugs; enhanced configuration command for HP core, data center switches.

Problem SolvingSoftware Development