Digvijay Singh Parmar

Business Development Executive

New York, New York, United States8 yrs 7 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Led fraud strategy for international markets at American Express.
Achieved $100MM incremental billings in credit and fraud risk division.
Designed advanced cooling device during research internship.

Stackforce AI infers this person is a Fintech professional with strong expertise in risk management and fraud strategy.

Contact

Skills

Core Skills

Data AnalysisManagementFraud StrategyRisk ManagementCustomer ExperienceMarketingEngineering

Other Skills

AutoCADBusiness InsightsCommercial Customer Risk ManagementComplianceCooling device designCredit ControlsCredit Risk ManagementCredit controlsCustomer ResearchData AnalyticsData ScienceDefault risk managementFabricationFraud controlsMachine Learning

About

Currently, a manager at American Express, I am responsible for driving Fraud Strategy for International markets. A literary aficionado, in my free time I love to write satire, articles.

Experience

American express

4 roles

Sr. Manager

Promoted

Sep 2022 – Present · 3 yrs 6 mos · New York City Metropolitan Area

Commercial Customer Risk Management

Fraud StrategyCommercial Customer Risk ManagementData AnalysisManagement

Manager

Sep 2020 – Jul 2022 · 1 yr 10 mos

1. Responsible for deploying POS strategies and controls to counter emerging fraud trends.
2. Support compliance and regulatory changes for proprietary cards portfolio.

POS strategiesFraud controlsComplianceRegulatory changesFraud StrategyRisk Management

Assistant Manager

Promoted

Feb 2019 – Aug 2020 · 1 yr 6 mos

Led Projects on Deploying Credit controls to capture default risk on the portfolio.

Credit controlsDefault risk managementRisk ManagementFraud Strategy

Management Trainee

Apr 2017 – Jan 2019 · 1 yr 9 mos

1. Awarded with the Spotlight Award for being among top performers in Credit and Fraud Risk division for delivering incremental billings of $100MM on card portfolio with ~$2.5MM profitability impact.
2. Credit Risk Management: Co-owner of POS Authorization process for 20 international markets, responsible for developing and implementing controls for managing portfolio credit risk.
3. Customer Experience- Proposed developed and implemented credit controls for improved customer spend experience as well as reduced default rates on credit card portfolio based on consumer profile.
4. Customer Research- Undertook longitudinal customer studies for high balance defaulting customers for process gap identification; proposed actionable insights to prevent potential future credit defaults

Credit Risk ManagementCustomer ExperienceCustomer ResearchRisk Management

Tata global beverages

Summer Intern

Apr 2016 – Jun 2016 · 2 mos · Bengaluru Area, India

1. Marketing Strategy- Landscaped major geographical marketing zone in the beverages space; undertook competition & distribution analysis spanning 100+ districts, 80+ retailers and 150 outlets covered, identified Key Success Factors
2. New Product Development- Worked on the product testing, communication concept and packaging development of a new beverage brand. As liaison coordinated with the concerned agencies.
3. Market Research- Conducted market research tests with Nielsen, observed and immersed in customers live tests and prepared spending budgets.

Marketing StrategyMarket ResearchNew Product DevelopmentMarketing