Nishanth Kumar — CTO

Over the last 6+ years, I’ve had the opportunity to design, scale, and lead large-scale backend systems powering end-to-end lending journeys in the fintech/NBFC space. At KBNBFC (KrazyBee Services Ltd.), I currently: 1. Own core lending platforms covering finance partner integrations, income & investment verification, business/retail loans, disbursals, loan documents, and compliance 2. Lead and mentor 16+ engineers, driving architecture, delivery quality, and execution 3. Built Temporal-based workflow orchestration for long-running, retry-safe, fault-tolerant processes 4. Designed DDD-based partner integration architecture enabling zero-downtime migrations and scalable onboarding 5. Launched vernacular document automation (10+ languages, 10+ templates) improving operational velocity 6. Drove GenAI-powered automation to reduce manual verification effort and improve accuracy I’ve also been recognized internally as the #1 backend contributor, reflecting: 1. Consistent and high-quality code contributions 2. Ownership of core backend modules 3. Strong focus on refactoring, reliability, and clean architecture 4. Thoughtful code reviews and team mentoring I’ve also led and built systems including: 1. Account Aggregator, Netbanking & PDF-based Income Verification 2. Payments (UPI, Cards, NB, BBPS, eCollect) at scale 3. UIDAI-compliant eKYC with 95%+ onboarding adoption 4. Integrations with 10+ NBFC & lending partners Tech stack I work deeply with: Go, Python, AWS, Temporal, Redis, MySQL, MongoDB, Cloudflare Workers/Queues Passionate about scalable architecture, workflow orchestration, automation (GenAI), and building reliable fintech systems. Always open to exchanging ideas on backend architecture, Temporal workflows, fintech scale challenges, and engineering leadership 🚀

Stackforce AI infers this person is a Backend-focused Fintech Architect with expertise in scalable systems and automation.

Location: Bengaluru, Karnataka, India

Experience: 6 yrs 8 mos