Ritesh Sabharwal CFP®

CEO

Gurgaon, Haryana, India17 yrs 8 mos experience
Highly Stable

Key Highlights

  • Certified Financial Planner with extensive training experience.
  • Over 12M impressions on LinkedIn content.
  • Trained 2,000+ distributors in personal finance.
Stackforce AI infers this person is a Personal Finance Educator with expertise in Financial Services and Training.

Contact

Skills

Other Skills

Personal financeFinancial AnalysisTeam ManagementMarket ResearchValuationBusiness AnalysisBusiness StrategyFinanceAnalysisBankingBusiness PlanningAsset ManagementEquity ResearchStrategyLeadership

About

Are you tired of making financial decisions based on tips from friends or random advice online? What if you could build a rock-solid personal finance foundation that actually makes your money work hard for you? HOW I GOT HERE: My fascination with money started early. As a student, I saved pocket money, invested in post office schemes, and later experimented with FDs, stocks, options, and mutual funds. I also made mistakes — chasing tips, buying random policies, and losing money in F&O speculation. Those mistakes pushed me to learn the right way. In 2017, I became a Certified Financial Planner (CFP) so others wouldn’t have to learn personal finance the hard way like I did. WHAT DO I DO TODAY? I help mid-to-senior career professionals build their personal finance foundation through: ✔️ Daily LinkedIn content (12M+ impressions, followed by 31,500+ professionals) ✔️ Weekly newsletter – Weekly Money Workout (actionable strategies every Saturday) ✔️ Workshops & courses including a 10-hour Personal Finance program at Masters’ Union ✔️ Partnerships with fintechs like AssetPlus, where I’ve trained 2,000+ distributors ✔️ Corporate trainings & portfolio building for professionals ✔️ Building mutual fund portfolios for busy professional MY REAL GOAL: In a world where schools and colleges don’t teach personal finance, I want to make it simple, accessible, and actionable for every professional. 👉 Start with my newsletter Weekly Money Workout — one practical tip every Saturday to help you grow your wealth: 🔗 https://weeklymoneyworkout.riteshsabharwal.com HERE'S WHAT MY LEARNERS SAY ABOUT THE COURSES AND ACTIONABLE ADVICE 🔗 https://bit.ly/3FSOLaF And when I’m not writing about money, you’ll find me on the tennis court 🎾 — still chasing the game I’ve loved since childhood. 📩 Email: riteshsabharwal@gmail.com

Experience

Wipro

2 roles

COE - Director

Promoted

Oct 2024Present · 1 yr 5 mos · Gurugram, Haryana, India · On-site

  • COE - Director leading the Valuations and Portfolio Reporting Group.
  • Lead a team of 40 Real Estate professionals providing Real Estate Valuation and Portfolio Reporting services across the US and Asia for the world's largest alternative asset manager.

Service Delivery Leader - Valuations, Wipro (COE)

Sep 2023Oct 2024 · 1 yr 1 mo · Gurugram, Haryana, India · On-site

  • Service Delivery Leader for Valuations and Portfolio Reporting Group.
  • Lead a team of 40 Real Estate professionals providing Real Estate Valuation and Portfolio Reporting services across the US and Asia for the world's largest alternative asset manager.

Masters' union

Personal Finance Master

Apr 2023Present · 2 yrs 11 mos · Gurugram, Haryana, India · Hybrid

  • Run a 10 hour Personal Finance cohort for the PGP Rise batches. Have interacted with over 400 highly engaged students over the past few batches.

Assetplus

Financial Planning Trainer

Apr 2023Present · 2 yrs 11 mos · Gurugram, Haryana, India

  • Trained over 1,000 Mutual Fund Distributors on Personal Finance foundations to help them grow their AUM and gain and retain their clients.
  • Mix of multiple offline sessions in all the metros and various online sessions.

Tealfeed

TealFeed Personal Finance Creator

Sep 2022May 2023 · 8 mos · Gurugram, Haryana, India

  • I was invited to be on board the 1st TealFeed Creators Program 2022. Check out my newsletter!

Ey

3 roles

Assistant Director

Jul 2022Sep 2023 · 1 yr 2 mos

Manager

Promoted

Jul 2018Jun 2022 · 3 yrs 11 mos

  • Responsible for managing a large team across various regions such as US and EMEA and responsible for overall service delivery. Work across valuations, strategy, due diligence and market research.
  • We work with some of the largest companies on their strategy to raise, invest, preserve, and optimize capital. I have been involved in engagements wherein we help the clients value the real estate on their books as well as projects related to commercial and financial due diligence.
  • I am also involved in leading various initiatives such as L&D, new hire onboarding and other office priorities.
  • I have built high performing teams in my tenure and have been able to garner new business from different geographies through stakeholder building and management.

Associate Manager

May 2016Jun 2018 · 2 yrs 1 mo

  • Responsible for managing a team of people to carry out service delivery across a few US offices.
  • Work across valuations, strategy, due diligence and market research

Blackrock

Associate, Financial Markets Advisory

Feb 2014Apr 2016 · 2 yrs 2 mos · Gurgaon, India

  • Part of BlackRock's Financial Markets Advisory group within BlackRock Solutions.
  • Jointly led a team of 18 people serving a US GSE (Government Sponsored Entity) client.
  • Key responsibilities included providing detailed underwriting and valuation for multifamily properties. This included detailed due diligence and analysis of cash flows, rent rolls, tenant summaries and evaluation of third party reports.
  • Also prepared Asset Summary Reports which served as a marketing document to prospective investors to invest in the issue.
  • Also worked on CCAR documentation

Icici bank

Manager (Corporate Banking Group)

Sep 2011Jan 2014 · 2 yrs 4 mos · New Delhi Area, India

  • Managing an assigned loan portfolio of large corporate clients from varied industries including real estate, coal washing, telecom etc. and associated client relationships in accordance with the banks credit policy.
  • Worked on evaluating construction financing for a commercial real estate developer as well as refinancing for a large hotel chain.
  • Prepared credit risk analysis reports on assigned clients covering industry, business, financial and credit issues. Also handle post sanction matters as well as doing quarterly asset quality reviews to assess the credit capability of the client.

J.p. morgan

Senior Analyst

Apr 2008Sep 2011 · 3 yrs 5 mos · Mumbai Area, India

  • Was part of the J.P Morgan Global Real Assets team that manages over $3 Billion in real estate assets for J.P.Morgan’s U.S focused commingled pension trust funds - SPF, SSPF & I&G.
  • Key areas of responsibilities included:
  • 1) Coordinate and support the onshore associates and managers in Analysis & Valuation of Existing buildings and development sites, Acquisitions and Sales.
  • 2) Facilitate creation of Operational Cash Flow Investment Projection Models, including assisting in decision making on various underwriting assumptions and appropriate pricing/return parameters.
  • 3) Preparing periodic Asset Management Reports and any Ad-hoc repots for Internal Management and JV partners. These include Single Leasing Plan, Operating Budgets and Annual Business Plan.
  • 4) Preparing Loan Abstracts & Asset summaries for securitization due diligence. Perform Leverage analysis for buildings with existing loans to determine Return Parameters , Loan Covenants and Debt
  • Paying Capacity.
  • 5) Evaluate NOI & Debt Service Capability of assets using discounted cash flow analysis to perform NPV, IRR, and various sensitivity analyses on construction projects and stabilized assets.
  • 6) Developing a Multi-year Asset Strategy for each investment including hold sell recommendations.

Four-s services pvt. ltd., new delhi, india

Market Research Associate (Personal Finance Freelance)

Apr 2007Jun 2007 · 2 mos · New Delhi Area, India

  • Job Responsibilities:
  • 1) Conducting a research study and creating an analysis report on the Assessment of the Real Estate sector in Pune, Maharashtra.
  • 2) As a Research Associate, handled the assignment from its inception and was responsible for the entire report. The scope included development of a demand supply model for the region over the next three years and a comparison of the strengths and financial health of the major players.
  • 3) Apart from the project, Performed Financial Analysis of various companies for preparation of their Investor Relations Reports.

Education

SYMBIOSIS INTERNATIONAL UNIVERSITY

MBA — Finance

Jan 2006Jan 2008

Shri Ram College of Commerce (SRCC)

B.Com (Hons) — Commerce

Jan 2003Jan 2006

Carlisle Area High School

High School Diploma

Jun 2002Jun 2003

Army Public School, Dhaula Kuan

CBSE — Commerce

Jan 1998Jan 2002

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