Feb 2023 – Dec 2024 · 1 yr 10 mos · Kochi, Kerala, India

• Product leadership across B2B SaaS and platform portfolio companies, supporting founders from PMF to scale.
• Defined product vision, roadmaps, and OKRs across multiple portfolio businesses
• Acted as fractional CPO / Head of Product for founder-led SaaS companies
• Partnered with founders on prioritization, hiring, and execution frameworks
• Supported GTM strategy, customer discovery, and PMF validation
• Helped standardize product management and delivery practices across teams

Dec 2022 – Dec 2024 · 2 yrs · Kochi

• Built and launched a blockchain-based digital credentialing and verification platform.
• Owned end-to-end product lifecycle from discovery to MVP, launch, and iteration
• Built features for credential issuance, verification, fraud prevention, and public validation
• Led customer onboarding, demos, pricing, and early revenue generation
• Managed external engineering and design teams using Agile delivery practices
• Achieved national media coverage for innovation in digital trust
• Onboarded event organisers and brands for sponsorships

Apr 2022 – Apr 2023 · 1 yr · Kochi, Kerala, India

• Selected as part of the KSUM Fellowship Program to help build and scale the state’s FinTech ecosystem.
• Helped grow the FinTech startup ecosystem across Kerala
• Partnered with FinTech startups, banks, financial institutions, and regulators
• Contributed to designing FinTech incubation and accelerator programs
• Mentored startups on product strategy, partnerships, compliance readiness, and GTM
• Represented KSUM in public forums, presentations, and ecosystem events

Oct 2021 – Present · 4 yrs 5 mos · Bengaluru

• Stock market investing on auto-pilot. Zero screen time / manual efforts.
• Founded and scaled a WealthTech investing platform
• Delivered core FinTech capabilities: eKYC, eIPO, Smart Portfolios, SEIP, automated investing
• Built a Wealth-as-a-Service (WaaS) API platform for B2B partners
• Owned product strategy, PRDs, roadmaps, backlog prioritization, and delivery execution
• Led fundraising, investor relations, regulatory alignment, and partner discussions

Mar 2020 – Jul 2021 · 1 yr 4 mos · Kochi, Kerala, India

• Built a digital banking and payments platform for students and campuses.
• Owned product strategy and roadmap.
• Launched Funq, a campus-focused spin-out from Paysack.
• Enabled contactless payments via cards, wallets, QR, and RFID.
• Built fee collection & auto-reconciliation workflows.
• Designed neobanking-style student experiences.

Mar 2019 – Oct 2021 · 2 yrs 7 mos · Kochi, Kerala, India

• Built a digital banking / neobank platform. Focused on digital financial inclusion.
• Built payments, wallets, prepaid cards, and banking integrations
• Owned product strategy, PRDs, roadmaps, and execution across web and mobile
• Led bank partnerships, compliance discussions, and GTM planning
• Raised funding ($240,000) from Barclays & Techstars and other angel investors
• Positioned platform for financial inclusion and SME banking use cases

Nov 2018 – Mar 2019 · 4 mos · Cochin Area, India

• Driving financial inclusion through digital transformation and innovative fintech solutions.
• Selected for Maharashtra Govt Fintech Hub inaugural cohort.
• Built digital payment solutions for underserved communities.
• Defined go-to-market strategy and partnerships.
• Oversaw operations and fundraising.
• Led rebranding from HuePay to KRED.

Jan 2016 – Apr 2022 · 6 yrs 3 mos · Bengaluru Area, India

• Built India’s first enterprise mobile wallet and employee benefits platform.
• Launched enterprise wallets and employee benefits cards (VISA, RuPay)
• Delivered API-driven embedded finance infrastructure
• Owned product strategy, GTM execution, and partner integrations
• Selected for Google Launchpad Accelerator (2018)
• Worked with enterprises on payments digitization and scale

Jan 2015 – Jan 2016 · 1 yr · County Cork, Ireland

• Built and launched a sustainable mobility and ride-sharing platform focused on corporate commuting, shared travel, and public transport adoption.
• Owned product strategy, roadmap, and execution for a mobility and transportation platform
• Built corporate carpooling and bikepooling solutions for employee commuting programs
• Designed a social network for commuters to connect, share rides, split costs, and earn rewards
• Implemented real-time GPS tracking for drivers and riders to enable coordination and safety
• Backed by SOSV (SOS Ventures) accelerator and venture capital program

May 2013 – Jan 2016 · 2 yrs 8 mos · India . Ireland

• Building innovative web and mobile products that leverage location intelligence to power Smart Cities, transport systems, and real-time tracking solutions.
• Developed and launched Smart City solutions, integrating maps, geospatial data, and IoT for urban management.
• Designed and implemented Public Transport Management Systems (PTMS) for optimized operations and passenger experience.
• Built scalable web and mobile applications leveraging real-time location tracking and analytics.
• Provided Location-as-a-Service (LaaS) solutions to businesses and government agencies, enabling data-driven decision-making.
• Led product strategy, development, and partnerships to drive adoption of location-based services in diverse sectors.

May 2013 – Feb 2014 · 9 mos · County Kildare, Ireland

• https://www.maynoothuniversity.ie/social-sciences-institute/research/stratag
• http://www.cs.nuim.ie/~rjacob/

Dec 2012 – Feb 2014 · 1 yr 2 mos · Dublin, Ireland

• Built Odikyo, a real-time runner tracking platform enabling friends and family to track runners live using GPS.
• Founded Odikyo (“to run” in Malayalam), a real-time location tracking platform for runners.
• Built Android and iOS mobile apps with live GPS tracking and status updates.
• Designed a driver-app–style experience for runners, similar to Uber’s live tracking model.
• Spun out of Maynooth University, leveraging academic research and innovation support.
• Secured grants from Enterprise Ireland to support product development and growth.

Aug 2011 – Aug 2012 · 1 yr · County Kildare, Ireland

• https://www.maynoothuniversity.ie/international

Apr 2009 – Apr 2013 · 4 yrs · County Kildare, Ireland

• https://www.maynoothuniversity.ie/social-sciences-institute/research/stratag
• http://www.cs.nuim.ie/~rjacob/

Jun 2007 – Apr 2009 · 1 yr 10 mos · Hyderabad, India

• Early team member at Google, leading geo-data operations.
• Led geo-data quality and operations for India and Africa
• Supported Google MapMaker platform scale and accuracy
• Managed operational workflows and regional data programs

May 2006 – Jul 2006 · 2 mos · Bangalore, India

Apr 2005 – Aug 2005 · 4 mos · Bangalore, India

Apr 2004 – Apr 2005 · 1 yr · Kochi, India

Jan 2004 – Apr 2004 · 3 mos

Aug 2003 – Dec 2003 · 4 mos · Bangalore, India

• Built Piplika: An identification and information system for the ant fauna of South India.
• Platform on Visual Basic + MS Access.