CA Sanket Saini

Operations Associate

Gurugram, Haryana, India3 yrs experience

Key Highlights

Chartered Accountant with diverse banking experience
Expertise in credit risk and regulatory reporting
Practical insights shared for finance professionals

Stackforce AI infers this person is a Chartered Accountant with expertise in Fintech and Banking sectors.

Contact

Skills

Core Skills

Regulatory ReportingCredit Risk ManagementFinancial AnalysisAuditing

Other Skills

Data QualityRisk CommunicationCredit UnderwritingRisk AnalysisCustomer SatisfactionGST AuditsInternal AuditsStatutory AuditsTax AuditsCredit DecisioningLeadershipInternal ControlsAbility to work under pressureTaxationPresentation Skills

About

I’m a Chartered Accountant with experience across credit risk and regulatory reporting in the banking sector. My career journey has helped me see finance from multiple lenses — decision-making, discipline, and risk communication. Here on LinkedIn, I share: • Practical insights on risk thinking • Career realities for CAs & finance professionals • Lessons learned from working across banking roles All views shared are personal and based on experience — not advice or company positions. If you’re a CA, finance professional, or someone exploring banking careers, you’ll find practical, experience-backed perspectives here.

Experience

Hsbc

Manager - Regulatory Reporting

Aug 2025 – Present · 7 mos · Gurugram, Haryana, India · Hybrid

Six months at HSBC.
What has changed?
My understanding of regulatory frameworks is sharper.
My appreciation for data quality and controls is deeper.
My ability to connect reporting with capital, risk, and business impact is stronger.
The transition from credit management to global regulatory reporting has stretched me in the best possible way.
The challenge is real.
But so is the growth.
Grateful to be part of a team where governance is non-negotiable, quality is respected, and curiosity is encouraged.
Still learning. Still building.
Onwards.

Regulatory ReportingData QualityRisk CommunicationCredit Risk Management

Icici bank

Credit Manager

Mar 2023 – Aug 2025 · 2 yrs 5 mos · Pune District, Maharashtra, India · On-site

Led credit underwriting for mortgage products with ticket sizes up to ₹300 million, ensuring compliance with internal policies.
Conducted comprehensive financial and risk analysis for high-value loans across various retail verticals.
Collaborated with relationship managers to deliver tailored credit solutions for affluent clients, enhancing customer satisfaction.
Identified upsell opportunities contributing to cross-sell targets and revenue growth for ICICI Bank.

Credit UnderwritingFinancial AnalysisRisk AnalysisCustomer SatisfactionCredit Risk Management

Naresh & company

Audit Assistant

Sep 2018 – Feb 2022 · 3 yrs 5 mos · Vadodara, Gujarat, India

Conducted comprehensive GST, Internal, Statutory, and Tax Audits, ensuring adherence to regulatory standards.
Prepared various compliance certificates for regulatory authorities, enhancing operational transparency.
Collaborated with senior auditors to identify areas for process improvement, leading to increased efficiency.

GST AuditsInternal AuditsStatutory AuditsTax AuditsAuditingFinancial Analysis