Sanjay Agarwal

CEO

Jaipur, Rajasthan, India30 yrs 2 mos experience
Highly Stable

Key Highlights

  • Founded India's largest small finance bank.
  • Pioneered digital banking innovations.
  • Successfully led a major IPO.
Stackforce AI infers this person is a Fintech leader with extensive experience in banking operations and strategic growth.

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Skills

Core Skills

BankingLeadershipFinanceCorporate Governance

Other Skills

EntrepreneurshipTeam BuildingRetail BankingStrategic Corporate PhilanthropyLoansPeople Development

About

I believe that the magic ingredient to build both business and life is finding your passion and following it with unwavering dedication. While I am unsure if the theory of reincarnation is true, I firmly believe we all have one precious life, and everyone deserves to live their best one. My passion is to inspire and energize everyone to achieve their dreams. When I founded AU Financiers 30 years ago, I seized an incredible opportunity to decode India’s remote and often ignored areas, providing much-needed credit to these regions. A significant transformation occurred in 2017 when AU Financiers evolved into AU Small Finance Bank. This evolution strengthened our reach and capability, enabling us to ignite belief and unlock the potential of everyone connected with us, thereby making a profound impact on a vast number of people. Coming from a humble background in Jaipur, if someone had told me that we would build the largest small finance bank in India, serving over 1.25 Cr+ customers and employing 59,000+ people across 2,726 touchpoints in 21 states and 4 union territories, I would have found it hard to believe. Yet here we are, because I dared to dream and followed my passion. The results speak for themselves. The journey has been a rollercoaster, with its fair share of opportunities and challenges. Each twist and turn has taught me valuable lessons, and I am passionate about sharing these experiences. My aim is to guide and support others in their journeys, helping them to avoid the pitfalls I encountered and to seize the opportunities that come their way. Let’s connect and create a future where everyone can live their best life.

Experience

Au small finance bank

MD & CEO

Jan 1996Present · 30 yrs 2 mos · Jaipur Area, India

  • AU Bank has emerged as India’s largest Small Finance Bank, with operations extending to 919+ Banking Touchpoints, serving 2.8 million customers with a talent base of 27,000+ employees.
  • In 2015, when the Reserve Bank of India commenced with the Small Finance Bank category, AU Bank was there only asset financing NBFC to successfully receive the coveted license out of a pool of 72 applicants.
  • Within the very first year of starting its banking operation, AU became a Scheduled Commercial Bank and a Fortune India 500 Company. The same year AU Bank came out with its IPO which went on to become one of the most successful IPOs of 2017.
  • Ever since then, AU Bank has kickstarted various digital-first industry trends. It became the first and the only small finance bank to launch credit cards so far. Not only that, but it is also the only bank to start lending based on QR Codes transactions history and has pioneered more such new-age badlaav.
  • AU Bank enjoys the trust of marquee investors and is listed at both NSE and BSE, and is valued around 5.5 billion USD (as on April 19, 2022) has received high external credit ratings from all major rating agencies like CRISIL, ICRA, and India Ratings.
EntrepreneurshipBankingLeadershipTeam BuildingCorporate GovernanceFinance+1

Education

The Institute of Chartered Accountants of India

Chartered Accountant

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