Paolo Zaccardi

CEO

Milan, Lombardy, Italy27 yrs 3 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Pioneered Open Banking initiatives in Europe.
  • Created a thriving Fintech ecosystem in Milan.
  • Expert in disruptive innovation and strategic management.
Stackforce AI infers this person is a Fintech leader with expertise in innovation and strategic partnerships.

Contact

Skills

Core Skills

Open BankingFintech InnovationFintech Ecosystem

Other Skills

Open Banking APIsFintech and Innovation ecosystemsGlobal PaymentsCorporate and SMEs bankingCash Management & Supply Chain FinanceDigital and mobile BankingBlockchainAPI DevelopmentBusiness Model InnovationPayment ServicesEcosystem DevelopmentCommunity BuildingArtificial Intelligence for BusinessMarketing StrategyInnovation Management

About

Fintech Entrepreneur and CEO specialised in leading and partnering with large Organizations (Banks, Payment Institutions, Corporates) to innovate their offerings and building new products and platforms in banking, payments and digital services. Around 20 years of experience in senior leadership roles as Managing Director, Marketing and Innovation Director, Chief Innovation Officer and Head of Product Development at leading service providers with expertise spanning a wide range of areas including digital banking, cross-border payments, supply chain finance, payment services, OpenBanking/PSD2 and business skills such as marketing strategy, sales and negotiation, innovation management. Master's degree in electronics engineering, PMD in General Management at IESE Business School and executive education qualifications in marketing, strategy and innovation management achieved at top ranked business schools - MIT, Harvard, Stanford, Kellogg, INSEAD, Berkeley. Key areas of expertise: - OpenBanking APIs - Fintech and Innovation ecosystems - Global Payments - Corporate and SMEs banking - Cash Management & Supply Chain Finance - Digital and mobile Banking - Blockchain Key innovation & change management skills: - Disruptive Innovation Strategy - Design Thinking & Human Centered Design - Blue Ocean Strategy - Executive Coaching

Experience

Hype

Chairman Of The Board

Apr 2019Apr 2021 · 2 yrs · Milan Area, Italy

Fabrick

2 roles

Co-Founder & CEO

Promoted

Aug 2017Present · 8 yrs 8 mos

  • Our mission is to define, develop and deliver a new banking model: OPEN, API based and data-driven:
  • Creating the Fintech District in the heart of Milan to foster the development of Italian and European fintech companies, and to support the growth of the financial ecosystem of the future (http://www.fintechdistrict.com)
  • Leading the Open Banking revolution by establishing a new model of collaboration between industry players
  • Launching an Open Banking Platform that provides an API layer to connect third parties and unlock new business models : APIs for PSD2 banking gateway, advanced card and account management, P2P and Crowdfunding fund transfer, lending and supply chain finance, B2B payments for mid-large corporations.
  • Re-defining existing end-to-end processes of payment services and providing value added services for merchants and PMI
  • Creating a new "mobile only" experience that offers innovative banking features to manage your money and pay "on the go” (www.hype.it)
  • Leveraging emerging technologies such as blockchain/DLT, AI, Big Data, IoT
Open Banking APIsFintech and Innovation ecosystemsGlobal PaymentsCorporate and SMEs bankingCash Management & Supply Chain FinanceDigital and mobile Banking+3

Co-Founder & CEO

May 2013Dec 2017 · 4 yrs 7 mos

  • InnoBlue Labs is a "Strategic Business Design" consultancy firm based on "JobsToBeDone", “Blue Ocean Strategy “ and “Design Thinking” methods.
  • We help organizations innovate and build new profitable business streams.
  • We team-up with our Customers to build their own creative mindset and find the best way to promote the innovation culture within their organization.

Kubique

President

Oct 2014Apr 2019 · 4 yrs 6 mos · Rome Area, Italy

  • Kubique is a fintech company specialised in 'software as a service' solution for the new digital business in different industries - financial services, automotive, manufacturing. We leverage the latest technologies in order to provide services that integrate information across all operations and create a seamless customer experience across all channels. We believe that the real nature of innovation resides in making people's lives better. That’s why we want to promote a culture of value-creation and spread new innovation models across organizations all over the world.

Aite group

Senior Analyst and Global Payments Advisor

Feb 2014Jan 2015 · 11 mos · Boston

  • Partnering with Aite Group to provide analysis and advisoring services on business, strategy, technology and regulatory issues, and their impact on the financial services industry.
  • ▪ Main areas of expertise: Wholesale Payments, Global Payments, Real-time/Instant Payments, Payment Services Hub, Big Data e Treasury Analytics, Supply Chain Financing, Blockchain, Open Banking API.
  • ▪ Main customers supported: Primary Financial Institutions, Primary Banking Software Vendors, Private Equity firms

Unrae

General Manager/Managing Director

Sep 2010Oct 2012 · 2 yrs 1 mo · Rome Area, Italy

  • UNRAE (the Association representing all foreign automobile manufacturers in Italy, among which Volkswagen group, Ford, Opel GM, Toyota, Renault, Nissan, PSA Group, Hyundai, Kia, Jaguar-LandRover, Porsche, Mercedes, BMW, etc with a total share of over 70%) provides Business Process Outsourcing, Business Intelligence and Market analysis services to automobile manufactures and automotive players in Italy.
  • Full responsability of company P&L, business and operations management with a significant increase in revenue of 60% in two years. In particular:
  • coordination of all the sales and marketing strategies and the services portfolio offered to automobile manufacturers and other operators
  • control and planning of economical and financial activities
  • development of strategic partnerships with companies, organisations and research institutions
  • coordination and direction of the overall market and analysis services for UNRAE associated car manufacturers

Icbpi

2 roles

Marketing & Innovation Director

Promoted

May 2008Sep 2010 · 2 yrs 4 mos · Rome, Milan

  • ICBPI - head of a group formed by CartaSi, KeyClient and Oasi - is the Italian market leader for payment and card services.
  • Reporting to Managing Director, I was responsible for:
  • go to market strategies of Group integrated services
  • sales and marketing management
  • developing and managing customer relations at C-level
  • exploring an evaluating new business
  • strategic partnership development
  • innovation management

Head of Product Development & Innovation - SECETI

Jun 2003Apr 2008 · 4 yrs 10 mos · Rome, Milan

  • Reporting to General Manager, I was responsible for:
  • identifying and activating new business
  • scouting the market for significant product/services innovations in payments area
  • assessing long term potential of new technologies/new channels in terms of ROI
  • developing new solutions based on selected innovation

Università “la sapienza” – faculty of computer engineering – rome

Lecturer and tutor for “Data Base” courses

Nov 2000May 2002 · 1 yr 6 mos

Diagram aps

New Technologies Manager

Apr 1998May 2003 · 5 yrs 1 mo · Rome, Milan

  • Reporting to General Manager, I was responsible for:
  • creation of services on new technologies for electronic management of relations between SMEs (Small-Medium Enterprise), banking system and Public Administration.
  • development of new products for electronic payment of taxes and contributions via the banking system.

Education

Stanford University Graduate School of Business

Executive Education: Harnessing AI for Breakthrough Innovation & Strategic Impact — Artificial Intelligence

Apr 2024Apr 2024

Stanford University Graduate School of Business

The Corporate Entrepreneur: Driving Innovation and New Ventures

Jan 2017Jan 2017

MIT Sloan School of Management

Innovation Ecosystems for Leaders: Delivering Sustainable Competitive Advantage

Jan 2017Jan 2017

MIT Sloan School of Management

Platform Strategy: Building and Thriving in a Vibrant Ecosystem

Jan 2017Jan 2017

MIT Sloan School of Management

The Innovator's DNA: Mastering Five Skills For Disruptive Innovation

Jan 2016Jan 2016

MIT Sloan School of Management

Managing Product Platforms: Delivering Variety and Realizing Synergies

Jan 2017Jan 2017

Harvard Business School

Building and Sustaining a Successful Enterprise - Disruptive Strategy with Clayton Christensen

Jan 2015Jan 2015

INSEAD

Blue Ocean Strategy

Jan 2012Present

University of California, Berkeley, Haas School of Business

The Executive Program in Innovation

Jan 2012Present

LUMA Institute

Design Thinking & Human Centered Design

Jan 2013Present

Northwestern University - Kellogg School of Management

Business Marketing Strategy

Jan 2008Present

IESE Business School

PMD — General Management Program

Jan 2007Present

Stanford University

Advanced Project Management Courses

Jan 2004Present

Sapienza Università di Roma

Master's degree — Electronics Engineering

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