Kristo Käärmann

CEO

Greater London, England, United Kingdom24 yrs 3 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Founder of a leading FinTech company.
  • Expertise in risk management and actuarial modelling.
  • Strong background in software development and data warehousing.
Stackforce AI infers this person is a Fintech expert with strong leadership in risk management and software development.

Contact

LinkedIn

Skills

Core Skills

FintechRisk ManagementActuarial ModellingData WarehousingBusiness IntelligenceManagement Information SystemsRetail Banking

Other Skills

Software DevelopmentEntrepreneurshipSystems ArchitectureAnalysisRegulationsAnalyticsBankingInsuranceStart-upsProgram Management

About

Financial services enterpreneur, ex-consultant with a computer science and maths background. Enjoys making something out of nothing. Specialties: Retail finance, online services, data warehousing, cloud computing, risk management, insurance, actuarial modelling and regulation.

Experience

Wise ltd.

Founder and CEO

May 2011 – Present · 14 yrs 10 mos · Shoreditch, London

  • Wise, formerly TransferWise, is an online currency exchange and payments service that allows people to exchange currency using mid-market rates for a flat fee.
  • Banks take 3%-6% of your currency exchange transaction as fees - Wise allows you to bypass that using transparent interbank rates.
Risk ManagementFinTechBusiness IntelligenceSoftware DevelopmentEntrepreneurship

Deloitte

Manager

Jan 2007 – May 2011 · 4 yrs 4 mos

  • Specialised in actuarial modelling systems, implementations and delivering systems, tools and data environments for clients' finance, risk and actuarial departments.
  • Led the firm's technology approach to help clients with management information and systems architecture challenges in response to the Solvency II regulatory requirements.
Actuarial ModellingSystems ArchitectureRisk Management

Tartu university

Associate

Aug 2005 – Jan 2007 · 1 yr 5 mos

  • Organising company and university partnerships:
  • software development competition Winter of Code
  • software engineering courses
  • Lecturing
  • data warehousing and business intelligence
Data WarehousingBusiness IntelligenceSoftware Development

Pwc

Consultant

Oct 2004 – Jan 2007 · 2 yrs 3 mos · Estonia

  • Analysis and design of management information systems for retail banking clients.
Management Information SystemsRetail Banking

Egeen

Systems/data architect

Jan 2003 – Oct 2004 · 1 yr 9 mos

Pwc

Consultant

Aug 2001 – Aug 2002 · 1 yr · Estonia

Education

University of Tartu

MSc — Mathematics and Computer Science

Jan 1998 – Jan 2006

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