Harshavardhan Bhavsar

Business Development Manager

Pune, Maharashtra, India1 yr 9 mos experience

Key Highlights

  • Expert in credit risk analysis and underwriting.
  • Strong background in financial analysis and compliance.
  • Proven track record in team management and customer relations.
Stackforce AI infers this person is a Finance and Credit Management expert with a focus on risk analysis in the banking sector.

Contact

Skills

Core Skills

Credit UnderwritingRisk AssessmentCredit AnalysisTeam ManagementCustomer Support

Other Skills

Loan AppraisalAnalytical SkillsSmall Team ManagementCustomer ServiceFinancial AnalysisMIS & ReportingRisk EvaluationClient RelationsMS OfficeCommercial CreditKYC VerificationUser FriendlyTeam LeadershipTeamwork

About

๐Ÿ’ผ Finance & Credit Management Professional | Risk Analysis | Branch Credit Operations | Underwriting I am an MBA Finance graduate with professional experience in credit underwriting, risk assessment, and financial analysis. Currently working as a Branch Credit Manager at CreditAccess Grameen Ltd., I specialize in evaluating loan proposals, ensuring compliance with company policies, and managing branch credit operations effectively. Previously, I worked with Bajaj Housing Finance Ltd. as a Credit Officer, where I gained strong exposure in home loan and LAP underwriting, customer eligibility assessment, and portfolio management. I bring strong skills in credit risk analysis, team management, customer handling, and MS Excel reporting, with a focus on maintaining asset quality and supporting business growth. ๐Ÿš€ Career Interests: Credit & Risk Management | Banking & NBFC Operations | Financial Analysis | Corporate Finance

Experience

Creditaccess grameen limited

2 roles

Branch Credit Manager

Jun 2025 โ€“ Feb 2026 ยท 8 mos ยท Hybrid

Credit UnderwritingLoan AppraisalRisk Assessment

Trainee Credit Executive

Nov 2024 โ€“ May 2025 ยท 6 mos ยท Hybrid

Bajaj housing finance limited

Credit Officer

Aug 2023 โ€“ Dec 2023 ยท 4 mos ยท Pune, Maharashtra, India ยท On-site

Analytical SkillsCredit AnalysisRisk Assessment

Asort.com

Sales Executive

Sep 2021 โ€“ May 2022 ยท 8 mos ยท Pune, Maharashtra, India ยท On-site

Small Team ManagementCustomer ServiceTeam ManagementCustomer Support

Education

Savitribai Phule Pune University

Master of Business Administration - MBA

Nov 2022 โ€“ Jul 2024

North Maharashtra University

Bachelor of Commerce - BCom โ€” General Studies

Jun 2018 โ€“ May 2021

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