Mar 2023 – Jun 2025 · 2 yrs 3 mos · Gurugram, Haryana, India · On-site

Sep 2018 – Mar 2023 · 4 yrs 6 mos · Gurugram, Haryana, India · On-site

• A key milestone in my role was the successful prevention of Rs. 50 Crore in fraudulent claims, alongside managing interest rate derivatives valued at Rs. 3500 Cr.
• Led a high-performing team of approximately 10-12 actuaries, overseeing financial risk management with a focus on asset-liability management. I was responsible for monitoring and enhancing mortality and persistency experience, as well as maintaining the actuarial software used to assess liabilities worth 30,000 Cr.
• Implemented LMS named Protrain used for training actuarial team covering distribution, investment, underwriting, persistency, ALM, Prophet modeling

Dec 2017 – Sep 2018 · 9 mos · Mumbai Area, India

• In my role, I specialize in derivatives accounting while driving asset-liability management (ALM) strategies that optimize financial volatility. I conduct rigorous stress testing and economic capital assessments to gauge financial resilience, ensuring robust compliance and risk management. Additionally, I integrate these insights into comprehensive enterprise risk management (ERM) frameworks to support strategic decision-making and sustainable business growth.

Feb 2016 – Dec 2017 · 1 yr 10 mos · Noida Area, India

• Part of the core team which is responsible for developing global IFRS 17 methodology for MetLife.
• Assisted in reporting US-GAAP & MCEV for PNB MetLife India insurace company Ltd.
• Exposure in advance prophet modeling for Melife products sold in Korea and India
• ( Arrays variables, extented formulas, looping, goal seek)
• Assisted in MCEV reporting for PNB MetLife
• Capturing cost of guarantee
• Reviewing Cost of Non-Hedgable residual risk
• Performing sensitivities for New Business and closing EV
• Performing Analysis for movement
• Reviewing reference rate used to calculate MCEV

Mar 2015 – Feb 2016 · 11 mos

• Presenter in the Investment Risk Committee alongside the CFO, CRO, Appointed Actuary, and Board of Directors on a quarterly basis.
• Address Market Risk by managing asset-liability management (ALM) and calculating the cost of guarantee (CoG) for assets under management worth INR 1 trillion.
• Oversee Liquidity Risk by ensuring robust cash flow coverage across different business lines.
• Monitor Credit Risk, tracking credit profiles and bond downgrades.
• Conduct embedded value at risk analysis (Economic Capital) using stress scenarios defined under the QIS5-Solvency II regime on a half-yearly basis.
• Provide critical economic inputs—such as yield curve analysis, asset shock factors, asset cash flows, and valuation discount rates—to support internal reporting and decision-making processes.
• Report quarterly liquidity forecasts under various stress scenarios to the Prudential Cooperation of Asia (Hong Kong).
• This multifaceted role underscores my expertise in risk management and strategic financial planning, driving informed decisions in a dynamic financial landscape.

Sep 2013 – Mar 2015 · 1 yr 6 mos

• Managed pricing and modeling of a wide range of insurance products in Prophet 7.3, including health, term, participating, and non-participating products.
• Developed standalone health products, loan mortgage covers, guaranteed interest rate products, and group protection products.
• Led the implementation of Pradhan Mantri Jeevan Jyoti Bima Yojana (National Insurance Scheme) and savings products with and without guarantees.

Mar 2012 – Sep 2013 · 1 yr 6 mos

• In my role in Business Planning, I focus on projecting key business drivers such as future profitability, expense overruns, and the Embedded Value of the company. By leveraging data-driven insights and robust forecasting models, I provide strategic guidance to align operational initiatives with long-term financial goals, ensuring sustainable growth and resilience in a dynamic market environment.