Aditya Kulkarni

CEO

Bengaluru, Karnataka, India17 yrs 2 mos experience
Most Likely To Switch

Key Highlights

  • Authored a book on India's digital payments ecosystem.
  • Achieved 5x growth in GMV at Cashfree Payments.
  • Built strategic partnerships across APAC and Africa.
Stackforce AI infers this person is a Fintech expert with a strong focus on payments compliance and business development.

Contact

Skills

Core Skills

Payments ComplianceProduct StrategyBusiness DevelopmentBusiness Strategy

Other Skills

Operationalized regulated businessesGTM strategyTeam leadershipComplianceRegulatory complianceBusiness operationsProduct managementProduct solutions team buildingGTM narrativesStrategic partnershipsP&L managementGrowth strategyMarket penetrationRevenue generationSales operations

About

I am 'digital payments' person. Worked on domestic and international payments; different geographies (India, APAC, Africa), various payment products(Payment Aggregator/PayFac, Payment Orchestrator, payout, recurring Payments, Cross-border payments), various functions (Product Strategy, BD, Banking partnership, compliance, business operations). >> Authored 'Auth N Capture' - Comprehensive and yet simple book on Indian's digital payments ecosystem. (Available on Amazon, Kindle, Flipkart) Enjoy working at the intersection of product, compliance and business. Experienced in solving complex challenges in short period while navigating internal and external factors * Operationalized regulated businesses (PA-Online, BBPS, PA-Cross Border) and white-label solution (HDFC SmartGateway) in last two years * Built product solution team at PayU * Developed strategic partnerships with PayFacs and Banks for Coinbase's exchanges in APAC & Africa * Turned around growth trajectory at Cashfree Payments in less than a year > Executed GTM strategy for various products/solutions launches in domestic and international markets > Experienced in building and nurturing teams, scaling business, executing GTM strategies and navigating policy changes & ‘black swan’ events * Key note speaker: NBFC-100 (Jan’20), Hindustan Times Webinar (May’20), Walmart Labs (Aug'20) Interests: Digital Payments | FinTech

Experience

Juspay

Head - Regulated Payments (PA & Cross Border)

Aug 2023Present · 2 yrs 7 mos · Bengaluru, Karnataka, India

  • Operationalized three regulated businesses: Online Payment Aggregator, COU (Bharat Connect/BBPS) and PA-Cross Border
  • Led the team (product, compliance, operations, BD, Finance) through audits, licensing, and go-live process
  • Leading the GTM strategy for payment infrastructure (PA-TSP) solutions (Key Client: HDFC SmartGateway)
  • Principal Officer / MLRO
Operationalized regulated businessesGTM strategyTeam leadershipComplianceBusiness DevelopmentPayments Compliance+1

Payu

2 roles

Senior Director - Product Strategy & Growth

Promoted

Jan 2023Aug 2023 · 7 mos

  • Built out the product solutions team; focused on translating complex payment requirements into commercially viable GTM narratives.
Product solutions team buildingGTM narrativesBusiness developmentProduct Strategy

Director - Product Strategy and Growth

Aug 2022Dec 2022 · 4 mos

Coinbase

Payments - Partnerships & BD

Nov 2021Jun 2022 · 7 mos · Bangalore Urban

  • First payments BD hire outside the US. Built strategic partnerships with PayFacs and banks across APAC and Africa to support Coinbase's exchange operations in emerging markets.
Strategic partnershipsBusiness developmentBusiness Development

Hyperface

Investor/Advisor

Feb 2021Present · 5 yrs 1 mo · Bangalore Urban, Karnataka, India

Cashfree

2 roles

Head - Business & Strategy

Jul 2020Feb 2021 · 7 mos

P&L managementGrowth strategyMarket penetrationBusiness Strategy

Head - Growth

Jul 2019Jul 2020 · 1 yr

  • >> Responsible for P&L and growth; achieved 5x growth in GMV in FY’20
  • >> Led 35+ members of sales, KAM and partnership teams; established sales offices in Delhi, Chennai and Mumbai
  • >> Penetrated new markets and verticals; on-boarded marquee merchants across sectors
  • >> Executed GTM plan for PG & payout suite, Credit Card repayment, FinTech & Cross border payment (OPGSP)
  • >> Others: Pricing control, Authorised Signatory, Partnerships (Bank, PSP, Platform) and Product marketing
Business strategyRevenue generationBusiness Development

Juspay

AVP - Business Development

Aug 2017Jun 2019 · 1 yr 10 mos · Bengaluru Area, India

  • >> Revamped business strategy; multiplied revenue, penetrated uncharted verticals
  • >> Created new revenue stream by forging strategic partnerships with payment service providers
  • >> Others: Investor engagements, Compliance & Audits, Business Finance
Sales operationsRevenue forecasting

Ingenico group

2 roles

Head - Pre-Sales, E-commerce Vertical

Jan 2016Aug 2017 · 1 yr 7 mos · Bengaluru Area, India

  • Managed 10 member sales team of eCommerce, Travel & Gaming vertical
  • As Pre-Sales Head, provided support to sales team; fronted 20+ RFP/RFI
  • Successfully executed GTM strategy for BBPS, NACH Migration, UPI, wallets
  • Harnessed channel partners (banks, tech firms) for symbiotic growth
  • Others: Sales Ops automation, Knowledge Management, Revenue Forecasting, International merchants
Sales managementAccount management

Regional Sales Manager

Apr 2014Dec 2015 · 1 yr 8 mos · Bengaluru Area, India

  • Hunting - Enterprise accounts (e-commerce, e-ticketing, utility and MF industry verticals)
  • Farming - Defending and growing existing accounts
  • Harnessing channel partners
Business developmentRegulatory compliance

Wibmo

Account Manager

Mar 2012Oct 2013 · 1 yr 7 mos · Bangalore

  • Managed key accounts across India and MENA; doubled revenue through upsell and cross-sell. Focused on banking and card management solutions.
Software integrationProject management

Nucleus connect pte. ltd. (a subsidiary of starhub, singapore)

Business Development and Analysis

Aug 2011Jan 2012 · 5 mos · Singapore

  • >> Worked with Singapore’ Regulatory Body to chalk-out program framework and promotion of Next-Gen Nationwide Broadband Infrastructure program
Application software developmentProject coordination

Stmicroelectronics apac pte. ltd.

Strategic Planning Intern

Jul 2010Dec 2010 · 5 mos · Singapore

  • Multiple strategy and business development projects for the Company's expansion to SEA and China

General motors - technical center india

Software Integration Lead

May 2008Dec 2009 · 1 yr 7 mos · India and USA

  • >> Transitioned Airbag software integration program from GM-US to GM-India
  • >> Managed 10 engineers for global delivery of Airbag software integration projects
  • Achievement: Youngest member of GM’s Global Task Force for Emerging Market Program

Robert bosch engineering and business solutions ltd.

Senior Software Engineer

Nov 2004Aug 2007 · 2 yrs 9 mos · Bangalore, Japan and Germany

  • >> Implemented application software for Honda, Nissan, Toyota, BMW etc.
  • >> As Techno-Functional coordinator in Japan for a year; delegated projects to Bosch-India team ($10M - $20M per project)

Education

Singapore Management University

Master of Business Administration (M.B.A.) — Business Administration and Management

Sri Jayachamarajendra College of Engineering (affiliated to VTU)

Bachelor of Engineering (B.Eng.) — Electronics and Communication

Stackforce found 100+ more professionals with Payments Compliance & Product Strategy

Explore similar profiles based on matching skills and experience