Varun Malhotra — CTO
CTO with 19+ years of experience driving tech-led business transformation across FinTech, BFSI, EdTech, and OEM sectors. Proven record in scaling engineering teams (10 to 150+), launching AI-first platforms, and accelerating digital lending journeys. I specialize in turning complex technology into tangible business outcomes—shortening loan TATs, enabling alternate revenue channels, and building distributed, cloud-native systems that scale. Known for leading org-wide transformations, reducing costs, and delivering enterprise-grade reliability through AI, GenAI, and modern architecture. 2x Intrapreneur — launched internal initiatives that scaled from zero to full-fledged business lines, enabling 10x+ returns in product adoption and user engagement Key strengths: • Scalable Tech Strategy & Execution (AWS, Multi-cloud, Serverless) • AI/ML/LLM Deployment in Production (Deep Learning, GenAI) • Team Building: 15x scaling, high-retention engineering orgs • Platform Modernization: Replaced legacy tech with cloud-native stacks • Strategic Initiatives: Alternate channels, collections systems, gold loan stack • Thought Leadership: Speaker at AWS Conclave, Oracle Cloud World Tour M.Tech (Data Science) from BITS Pilani | SCJP
Stackforce AI infers this person is a Fintech and EdTech leader with expertise in AI-driven digital transformation.
Location: Gurugram, Haryana, India
Experience: 19 yrs 7 mos
Skills
- Ai/ml/llm Deployment In Production
- Scalable Tech Strategy & Execution
- Team Building
- Platform Modernization
- Operational Efficiency
- Technical Design
Career Highlights
- 19+ years in tech-led business transformation.
- 2x Intrapreneur with 10x+ returns.
- Expert in AI-first platform launches.
Work Experience
Capri Global Capital Ltd.
Chief Technology Officer (2 yrs 7 mos)
Senior Vice President Of Technology (1 yr 8 mos)
Aakash Educational Services Limited
Vice President Of Engineering (1 yr 4 mos)
PolicyBazaar.com
Vice President Of Technology (1 yr 4 mos)
Lava International Limited
Associate VP/General Manager (6 yrs 2 mos)
Ness Technologies
Technical Lead (1 yr 11 mos)
Software Lead (6 mos)
Affle Pte Ltd
Senior Software Enginner (6 mos)
Aspire Systems Pvt. Ltd
Senior Software Engineer (1 yr 3 mos)
GlobalLogic
Software Engineer (2 yrs 3 mos)
Education
Master of Technology - MTech at Birla Institute of Technology and Science, Pilani
Bachelor of Engineering at Pandit Ravishankar Shukla University