V

Varun Malhotra

CTO

Gurugram, Haryana, India19 yrs 7 mos experience
Most Likely To SwitchAI Enabled

Key Highlights

  • 19+ years in tech-led business transformation.
  • 2x Intrapreneur with 10x+ returns.
  • Expert in AI-first platform launches.
Stackforce AI infers this person is a Fintech and EdTech leader with expertise in AI-driven digital transformation.

Contact

Skills

Core Skills

Ai/ml/llm Deployment In ProductionScalable Tech Strategy & ExecutionTeam BuildingPlatform ModernizationOperational EfficiencyTechnical Design

Other Skills

Deep LearningC-Level LeadershipGenAICloud-native architectureMobile-first LOSSolution ArchitectureLeading Development TeamsAmazon Web Services (AWS)AWS SageMakerAI/MLDistributed SystemsEntrepreneurshipArchitecture FrameworksData ScienceAI integration

About

CTO with 19+ years of experience driving tech-led business transformation across FinTech, BFSI, EdTech, and OEM sectors. Proven record in scaling engineering teams (10 to 150+), launching AI-first platforms, and accelerating digital lending journeys. I specialize in turning complex technology into tangible business outcomes—shortening loan TATs, enabling alternate revenue channels, and building distributed, cloud-native systems that scale. Known for leading org-wide transformations, reducing costs, and delivering enterprise-grade reliability through AI, GenAI, and modern architecture. 2x Intrapreneur — launched internal initiatives that scaled from zero to full-fledged business lines, enabling 10x+ returns in product adoption and user engagement Key strengths: • Scalable Tech Strategy & Execution (AWS, Multi-cloud, Serverless) • AI/ML/LLM Deployment in Production (Deep Learning, GenAI) • Team Building: 15x scaling, high-retention engineering orgs • Platform Modernization: Replaced legacy tech with cloud-native stacks • Strategic Initiatives: Alternate channels, collections systems, gold loan stack • Thought Leadership: Speaker at AWS Conclave, Oracle Cloud World Tour M.Tech (Data Science) from BITS Pilani | SCJP

Experience

Capri global capital ltd.

2 roles

Chief Technology Officer

Promoted

Aug 2023Present · 2 yrs 7 mos · Gurugram, Haryana, India

  • Spearheading digital transformation across loan origination, collections, and gold loan systems for a major NBFC, improving speed, accessibility, and user experience through strategic technology adoption.
  • Key Achievements:
  • Reduced disbursement TAT by 60% through mobile-first LOS built on Oracle FlexCube
  • Deployed gold loan platform enabling sub-30-minute disbursals on scalable multi-cloud architecture
  • Led AI/LLM adoption across lending journeys and customer experience workflows
  • Built collections and legal tech stack for better NPA lifecycle management
  • Successfully delivered multiple enterprise-scale projects within time and budget
  • Speaker at AWS AI Conclave, Oracle Cloud World Tour; Paper on Explainable AI accepted for Springer publication
Deep LearningC-Level LeadershipGenAIAI/ML/LLM Deployment in ProductionScalable Tech Strategy & Execution

Senior Vice President Of Technology

Dec 2021Aug 2023 · 1 yr 8 mos · Gurugram, Haryana, India

  • Transitioned Capri from legacy BFSI to a fintech-forward organization by building tech teams, modern systems, and alternate revenue channels.
  • Highlights:
  • Scaled engineering team from <10 to 150+ across functions
  • Built custom AI models to optimize loan lifecycle, improving speed and accuracy
  • Delivered digital platforms that supported significant alternate channel revenue growth (multi-crore scale)
  • Drove cross-functional collaboration between product, compliance, and operations
Team BuildingSolution ArchitectureLeading Development TeamsAmazon Web Services (AWS)AWS SageMakerOperational Efficiency+1

Aakash educational services limited

Vice President Of Engineering

Aug 2020Dec 2021 · 1 yr 4 mos · Delhi, India

  • Led engineering for India’s largest EdTech merger pre-BYJU’s acquisition. Modernized systems and internal tech capabilities.
  • Key Achievements:
  • Built in-house test platform to replace third-party tools; supported 10x YoY scale with zero downtime
  • Introduced cloud-native architecture and scaled internal platforms rapidly
  • Integrated AI-based enrichment tools into CMS, improving academic content discoverability and reuse
Distributed SystemsLeading Development TeamsEntrepreneurshipArchitecture FrameworksAmazon Web Services (AWS)Data Science+2

Policybazaar.com

Vice President Of Technology

Mar 2019Jul 2020 · 1 yr 4 mos · Gurgaon, Haryana

  • Continuously improving the efficiency of product and deliveries through processes and technology
  • Built serverless distributed system to avoid loss in business during peak traffic
  • Evolved centralized platform to facilitate common operations across organization
  • Delivered cross platform (React Native) mobile apps for both consumer and internal operations
  • Became the first team in FinTech-India to deliver Google Amp Email – Was featured in Google IO -2019
  • Delivered OCR pipeline using AI for evaluating customer documents in real time. This was a manual process previously and used to take days to complete
Leading Development TeamsArchitecture FrameworksTechnical DesignOperational EfficiencyTeam Building

Lava international limited

Associate VP/General Manager

Jan 2013Mar 2019 · 6 yrs 2 mos · Noida Area, India

  • Grew from Team Lead to AVP/GM with responsibilities not limited to:
  • Managing complete life cycle of products
  • Owning technical implementation of product(s)
  • Architected & Developed applications required for target environments
  • Independently designed, deployed and maintained Big data projects
  • Managing team of over 15 members
  • Introduced new technologies and tools for overall improvement of operations in the department
  • Introduced Agile practices and associated tools (CI; Scope, Task, Release management)
  • Coordinated with ODM, business stakeholders & external vendors like Airtel, Adobe, Process9, Times Group,Cube26 etc. for inclusion of features to enhance user experience
  • Modify Android framework to facilitate all team members in customization of ROM
Architecture FrameworksTechnical Design

Ness technologies

2 roles

Technical Lead

Promoted

Feb 2011Jan 2013 · 1 yr 11 mos

  • Worked on official apps for several football clubs and leagues for various platforms like Blackberry, WebWorks, Cascades and Android. While the binaries were different, I designed the code and build pipeline, so that single code base could generate them and ensured reduction in time required to release the products.
  • Lead the development team
  • Preparing project estimates and project development strategy
  • Design the Cascades version of the application
  • Mentoring the team members for the use of technology and frameworks
  • Develop the code of the application
  • Porting the code from other platform
  • Developed applications required for target devices and Blackberry, Android OS versions
  • Coordinated with various stakeholders for the successful deliveries
Technical Design

Software Lead

Jan 2010Jul 2010 · 6 mos

  • Orbit enhances the native address book by enabling communication on all major social networks.
  • As a member of core technical team of Orbit,along side the blackberry application,2 out of 3 server side applications were made by me which had high through-put and low latency in delivering messages to users. I designed and implemented distributed architecture of services with combination of SQL, NoSQL databases.
  • Lead the development team
  • Preparing project estimates and project development strategy
  • Prepare High Level Designs
  • Develop the code of mobile application & Messaging Server
  • Coordinated with various stakeholders for the successful deliveries
  • Helped with customer support for identifying and delivering real time fix of the issues.

Affle pte ltd

Senior Software Enginner

Jul 2010Jan 2011 · 6 mos

  • Worked on messenger application for Blackberry platform.
  • Lead the development team
  • Preparing project estimates and project development strategy
  • Develop the code of the application

Aspire systems pvt. ltd

Senior Software Engineer

Oct 2008Jan 2010 · 1 yr 3 mos

  • Took the ownership and delivered several applications and framework which would help end customers to migrate WAP site to native Blackberry application without any coding effort.
  • Independently developed both client and service side application to participate in Android Developer Challenge-2.
  • Lead the development team
  • Preparing project estimates and project development strategy
  • Prepare High Level Designs
  • Develop the code of mobile application & Messaging Server
  • Coordinated with various stakeholders for the successful deliveries
  • Helped with customer support for identifying and delivering real time fix of the issues.

Globallogic

Software Engineer

Jul 2006Oct 2008 · 2 yrs 3 mos

  • Worked on m-Commerce applications, games and implemented custom algorithm to optimize storage and network usage. Also lead the efforts for exploration of Android in the organization and participated in Android Developer Challenge-1
  • Developed applications required for target devices and J2ME,Blackberry, Android OS versions
  • Coordinated with various stakeholders for the successful deliveries

Education

Birla Institute of Technology and Science, Pilani

Master of Technology - MTech — Data Science

Aug 2019Sep 2021

Pandit Ravishankar Shukla University

Bachelor of Engineering — Electronics and TeleCommunication

Jan 2002Jan 2006

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