KrishnaKumar .SV — Operations Associate
I am a Senior Payments & Consulting Leader with 20+ years of experience advising banks, fintechs, issuers, acquirers, and merchants across India and South Asia. My career spans leadership roles at American Express, HSBC, Axis Bank, PhonePe, Bandhan Bank, and EnKash, where I have delivered consulting-led strategies, payment solutions, and large-scale transformation programs. 💡 Core Expertise: Consulting & Advisory Services | Practice Building | Thought Leadership Payments Strategy | Cross-Border & New Payment Flows | Value-Added Services Merchant Acquiring | Credit & Commercial Cards | Digital Transformation Business Development | Client Engagement | Revenue Growth 🌍 Key Highlights: Advised global partners and merchants at American Express to expand payment acceptance networks and deliver USD 200K+ annual savings. Led consulting initiatives at HSBC, driving >100% revenue growth and securing USD 5M in new client deals through corporate card strategy. Scaled merchant ecosystem at PhonePe from 0.75M to 3M, presenting operational strategies to the Board. Built credit card program infrastructure at Bandhan Bank, aligning governance with RBI regulations. I am passionate about shaping the future of payments through consulting innovation, client-focused strategy, and high-impact delivery. 📩 Let’s connect if you are interested in transforming payments strategy, building consulting practices, or exploring growth opportunities in financial services.
Stackforce AI infers this person is a Fintech expert with a strong focus on payments and consulting strategies.
Location: Mumbai, Maharashtra, India
Experience: 20 yrs 2 mos
Career Highlights
- Advised partners for USD 200K+ annual savings.
- Drove >100% revenue growth at HSBC.
- Scaled PhonePe's merchant ecosystem from 0.75M to 3M.
Work Experience
Bandhan Bank
Credit card operations lead (1 yr 6 mos)
EnKash- Corporate Cards & Spend Management Platform
Head Of Operations (2 yrs 9 mos)
Axis Bank
Product Lead Commercial Card B2B (5 mos)
PhonePe
Head Of Merchant Operations (1 yr 9 mos)
HSBC
Vice President (5 yrs 4 mos)
Vice President, Cards & Unsecured Lending (3 yrs 5 mos)
American Express
Manager, Payments Consulting (2 yrs 7 mos)
Venture Infotek
Asst Vice President (2 yrs 9 mos)
Canara Bank
Officer, International Division, Mumbai (7 mos)
ICICI Bank
Manager (3 yrs)
Education
MBA at Sikkim Manipal Institute of Technology - SMU
B.Sc. at University of Madras
Master of Business Administration - MBA at Sikkim Manipal Institute of Technology - SMU
