Houston Harris

CEO

Dallas, Texas, United States24 yrs 4 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Achieved 28-40% drop in total cost of risk.
  • Reduced significant claims through strategic negotiation.
  • Expert in risk management for middle-market companies.
Stackforce AI infers this person is a seasoned insurance and risk management expert focused on middle-market enterprises.

Contact

Skills

Core Skills

Risk ManagementInsurance

Other Skills

Strategic NegotiationCommunicationDisaster PreparednessCoordinationBusiness Auto InsuranceWorkers CompensationInsurance Contract NegotiationInsurance MarketingProfessional LiabilityCommercial InsuranceUmbrella InsuranceFinancial RiskLife InsuranceHealth InsuranceLiability

About

My clients add $95,000 to $250,000+ to their bottom line within 18–24 months. Not by chasing lower premiums, but by stopping losses that should never have happened. I call it taking zeros off claims. For 18 years, I worked the traditional way. Shop the market. Renew the policy. Repeat. Clients stayed. Claims kept climbing. Works for 95% of the market by the way! The issue wasn’t coverage. It was what was happening long before a claim was filed. Four years ago, I shifted my focus. After 25 years and 2,500+ enterprises, one pattern is clear: about 90% of incidents trace back to human behavior. The strongest control point in any company is the supervisor who turns strategy into daily action. A binder of policies has never prevented an accident. I work with owners and CFOs of middle-market companies ($40M+ in revenue) in high-exposure industries. Most have already shopped rates. They’re still bleeding cash. Here’s the work: Pre-Hire: Fix the hiring gaps that introduce risk on day one. Post-Offer: Build onboarding that sets clear standards and consequences. Prevention: Identify and correct the behaviors that lead to incidents. Post-Claim: Contain the damage and make sure it doesn’t repeat. The outcome: a 28–40% drop in total cost of risk within 12–24 months, followed by lower premiums that compound year after year. HR and Safety stop being cost centers and start producing measurable financial return. I also put part of my broker fee back into your company to fund supervisor training, safety systems, and leadership development. If claims are quietly draining six figures from your business, we should talk.

Experience

Swingle collins & associates

Principal Shareholder-Commercial Risk Advisor

Jan 2004Present · 22 yrs 3 mos · Dallas-Fort Worth Metroplex · On-site

  • Leveraged 22+ years of experience in insurance and risk management to protect over 350 enterprises.
  • Successfully reduced a $6 million claim to $3 million through strategic negotiation and effective communication.
  • Coordinated disaster preparedness efforts during a major water main break, ensuring tenants returned to normalcy within days.
InsuranceRisk ManagementStrategic NegotiationCommunication

Tct insurance services

Producer

Dec 2001Jan 2004 · 2 yrs 1 mo · Dallas/Fort Worth Area

  • I Business Auto Insurance I Workers Compensation I Business Property Insurance I Business Umbrella Insurance I Insurance Contract Negotiation I Insurance Marketing I Insurance Customer Service I Risk management I Health Insurance I Life Insurance I Personal Auto Insurance I Personal Home Insurance I D&O Insurance I Fiduciary Insurance I Crime Insurance I Wind Insurance I Privacy Insurance I Cyber Liability Insurance I Business General Liability Insurance|Employee Benefits
Business Auto InsuranceWorkers CompensationInsurance Contract NegotiationInsurance MarketingRisk ManagementInsurance

Education

Baylor University

BBA — Marketing

Jan 1993Jan 1997

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