Houston Harris — CEO
My clients add $95,000 to $250,000+ to their bottom line within 18–24 months. Not by chasing lower premiums, but by stopping losses that should never have happened. I call it taking zeros off claims. For 18 years, I worked the traditional way. Shop the market. Renew the policy. Repeat. Clients stayed. Claims kept climbing. Works for 95% of the market by the way! The issue wasn’t coverage. It was what was happening long before a claim was filed. Four years ago, I shifted my focus. After 25 years and 2,500+ enterprises, one pattern is clear: about 90% of incidents trace back to human behavior. The strongest control point in any company is the supervisor who turns strategy into daily action. A binder of policies has never prevented an accident. I work with owners and CFOs of middle-market companies ($40M+ in revenue) in high-exposure industries. Most have already shopped rates. They’re still bleeding cash. Here’s the work: Pre-Hire: Fix the hiring gaps that introduce risk on day one. Post-Offer: Build onboarding that sets clear standards and consequences. Prevention: Identify and correct the behaviors that lead to incidents. Post-Claim: Contain the damage and make sure it doesn’t repeat. The outcome: a 28–40% drop in total cost of risk within 12–24 months, followed by lower premiums that compound year after year. HR and Safety stop being cost centers and start producing measurable financial return. I also put part of my broker fee back into your company to fund supervisor training, safety systems, and leadership development. If claims are quietly draining six figures from your business, we should talk.
Stackforce AI infers this person is a seasoned insurance and risk management expert focused on middle-market enterprises.
Location: Dallas, Texas, United States
Experience: 24 yrs 4 mos
Skills
- Risk Management
- Insurance
Career Highlights
- Achieved 28-40% drop in total cost of risk.
- Reduced significant claims through strategic negotiation.
- Expert in risk management for middle-market companies.
Work Experience
Swingle Collins & Associates
Principal Shareholder-Commercial Risk Advisor (22 yrs 3 mos)
TCT insurance Services
Producer (2 yrs 1 mo)
Education
BBA at Baylor University